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  • Overview
  • Features And Benefits
  • Third-Party Goods Carrying Vehicle Insurance
  • Comprehensive Goods Carrying Vehicle Insurance
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  • Renewal Benefits
  • IDV
  • NCB
  • Deductibles
  • Types of Goods Carrying Vehicle Insurance
  • Coverages
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  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
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Types of Shriram Goods Carrying Vehicle Insurance

Shriram Goods Carrying Vehicle Insurance policy has Comprehensive and Third-Party Liability Insurance. Choose the preferred add-on or all of them at an additional premium for your additional safety with Shriram Goods Carrying Vehicle Insurance policy online

Goods carrying vehicle Comprehensive Insurance

Comprehensive Insurance

A comprehensive goods carrying vehicle insurance policy is the most preferred coverage option by the insureds. It provides the benefits of Third-Party (TP) coverage (coverage against third-party liabilities) and Own Damage coverage (covers damage/losses incurred to the vehicle owner/vehicle). With the Shriram Goods Carrying Vehicle Insurance policy, a Compulsory Personal Accident (CPA) cover of Rs. 15,00,000/- will always be included at an affordable premium

Coverage includes:

    • Third-Party Injury or Death
    • Third-Party Property Damages
    • Accidental Damages
    • Natural Calamities
    • Man-made Disasters
    • Theft
    • Fire
    • Strike/Riot
    • Add-ons*
Goods carrying vehicle Third-Party Insurance

Third-Party Insurance

In India, a Third-Party (TP) goods carrying vehicle insurance policy is mandatory for all commercial goods carrying vehicles by Section 146 of the Motor Vehicles Act, 1988. A Third- Party (TP) liability goods carrying vehicle insurance policy protects the insured against third- party liabilities (opponent vehicle/property damage or injury/death to a third-party vehicle owner). If your vehicle causes “third-party” property damage, Shriram General Insurance will offer compensation up to Rs. 7,50,000/- as mentioned in the policy document. Unlimited Third-Party personal liability coverage will be provided to the third-party vehicle owners in case of death/injury caused by your vehicle, as per the legal provisions

Coverage includes:

    • Third-Party Injury or Death
    • Third-Party Property Damages

Shriram Goods Carrying Vehicle Insurance Add-on Covers

Nil Depreciation

Nil Depreciation

In a nil depreciation goods carrying vehicle insurance policy, the insurer pays the entire claim amount without considering the depreciation of the vehicle's value. This add-on feature, on the other hand, is highly advisable for everyone because it eliminates the owner's additional

Personal Accident Cover

Personal Accident Cover

It is mandatory to have a Personal Accident Cover as per Government law. It provides coverage for any bodily injury or death of the owner-driver in case of any unfortunate events

Roadside Assistance

Roadside Assistance

In case of an accident or breakdown, Roadside Assistance cover will provide the ins ured with immediate assistance. It includes providing breakdown support, tyre repair service, battery assistance and towing facility to the nearest garage and more

Motor Protection

Motor Protection

In the event of an accident involving an insured vehicle, Shriram Goods Carrying Vehicle Insurance policy provides the insured with an advocate to guide and defend before the police and judicial magistrates


Frequently Asked Questions

Is a Third-Party (TP) insurance policy mandatory in India?

Yes. According to Section 146 of the Indian Motor Vehicles Act, 1988, it is mandatory to buy a Third-Party liability-only policy

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Blogs

How to Fill RTO Form 22: Complete Guide

How to Fill RTO Form 22 for New Vehicle Registration

Posted on 2025-04-24 09:32:03

A car must fulfil certain safety and environmental requirements before it can be allowed to be driven on Indian roads. The manufacturer's certification that the vehicle is roadworthy and satisfies the required emission standards, known as RTO Form 22, is one of the important documents attesting to this compliance. This form is quite important in the vehicle registration procedure, particularly for newly bought vehicles. Knowing how to properly fill out and submit RTO Form 22 guarantees a more seamless interaction with the Regional Transport Office (RTO). It keeps you in complete compliance with Indian traffic rules, regardless of whether you're a first-time car buyer or managing vehicle documentation for a fleet.

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Child safety on Indian highways is becoming increasingly important. Even as car ownership is rising, the safety of young passengers is still being majorly neglected. Child safety seats are essential for keeping young passengers secure in the event of an accident or abrupt halt. They are not just additional accessories; they are lifesaving equipment. This guide explains how to choose and install the appropriate seat in accordance with Indian safety regulations.

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What Is the Difference Between Toll and Road Tax?

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How is road tax different from toll tax? It all comes down to their objectives and payment methods. State governments in India levy road taxes at the time of vehicle registration as a one-time or recurring payment to fund road construction and maintenance. Toll charges are only applied while using specific highways, motorways, or bridges to assist in recouping the costs of constructing and operating these roads. Think of it this way: Road taxes work similarly to membership fees, providing access to all state roadways, regardless of whether you use them. Toll tax is a pay-as-you-go service, meaning you only pay when you use a particular road or bridge that needs additional investment. Knowing these taxes enables car owners to control spending and stay out of trouble with the law. Let us examine them in more detail.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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