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  • Overview
  • Features And Benefits
  • Third-Party Goods Carrying Vehicle Insurance
  • Comprehensive Goods Carrying Vehicle Insurance
  • Calculate Premium
  • Save Premium
  • Renewal Benefits
  • IDV
  • NCB
  • Deductibles
  • Types of Goods Carrying Vehicle Insurance
  • Coverages
  • Compare Plan
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
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Frequently Asked Questions about Goods Carrying Vehicle insurance

Why should I buy/renew my goods carrying vehicle insurance policy online?

Buying goods carrying vehicle insurance policy online is easy, secure and fast. Some other benefits are:

  • Get maximum coverage for your vehicle with comprehensive policy
  • No paperwork is required to buy your insurance policy online
  • Multiple payment options (Credit Card, Debit Card or Net Banking) are available

What are the benefits of online goods carrying vehicle premium calculators?

  • It is easy and time-saving
  • Error-free premium calculation
  • Simple to compare the premiums
  • It is absolutely free
  • Gives an idea about the premium amount

How do I transfer my NCB to the new vehicle?

The existing vehicle must be sold based on the NCB reserving letter issued by the existing insurer. Based on the NCB reserving letter, the benefit can be transferred to the new vehicle to ensure NCB continuity

Why is a Third-Party (TP) goods carrying vehicle insurance policy not enough?

Third-Party (TP) goods carrying vehicle insurance policy covers the third-party liabilities alone. Meanwhile comprehensive insurance covers the vehicle against any third-party liabilities and own damages to the vehicle

Is the premium calculation similar for commercial and private vehicles?

No. It is different depending upon the vehicle category

Can I pay my Shriram Goods Carrying Vehicle Insurance policy premium in instalments?

No. Shriram Goods Carrying Vehicle Insurance policy premium cannot be paid in instalments. The entire premium amount must be paid before the risk starts

When does a claim get settled?

Upon receipt of all the relevant claim documents, along with the original repair invoice and satisfaction voucher/discharge voucher and NEFT details, the claim will be processed within a short timeframe (*T & C apply)

In order to process a claim intimation, what is the minimum claim amount required?

No, there is no such limit available. The insured can claim any amount from the insurer at any time within the policy period

What is the validity of Shriram Goods Carrying Vehicle Insurance policy?

The minimum validity of Shriram Goods Carrying Vehicle Insurance policy is 12 months. The maximum validity depends upon the policy period chosen at the time of purchase/renewal

I have lost a Car Insurance policy. Can I get a duplicate one?

Yes, you can submit a written request to the same office that issued the policy. A duplicate policy copy will be issued at a nominal cost

Is it possible to have two insurance policies for the same vehicle with two different companies?

A person can only have one goods carrying vehicle insurance policy at a time. If he or she has two policies, they can cancel one of them and be refunded based on the double insurance status

What our customers say ?

4.6

1753+ Customer Ratings

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customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

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Posted on 2026-01-02 09:30:09

How would you respond if you leave your spotless car under a tree for a quick shopping spree but return to find it covered with bird droppings or tree sap? Many will become frustrated and angry as their gorgeous car now looks unsightly. The stains from tree sap and bird droppings may look harmless, but they’re chemically and physically attacking your car’s paint with their high acidic content. Bird droppings contain uric acid, which can etch and stain the clear paint coat rapidly. Similarly, the tree sap may fall as a sticky substance, but it can quickly harden and bond to your car’s paint. If this sap remains unchanged under intense sunlight, it can become painfully hard to remove, damaging the paint from its core. Thankfully, there are ways to protect your car paint from bird droppings or tree sap, which we have shared in this blog.

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Posted on 2025-12-31 09:18:43

Your car’s sunroof can make your rides enjoyable by letting fresh air inside during spring journeys and helping you see a clear sky during off-road trips. A sunroof is undoubtedly one of the most enjoyable features of a vehicle, but it requires routine maintenance to prevent instances of sunroof leaks. Lack of routine maintenance can lead to water seeping into your car’s cabin. Your sunroof may also get jammed mid-opening. The only way to prevent such instances is by keeping the sunroof’s seals, drains, and moving parts clean and well-lubricated at all times. We have shared really simple yet effective car sunroof maintenance tips in this blog, which can keep your sunroof in good working condition and prevent leaks.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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