Gray-Image
24*7 Claim Notifications

24*7 Claim Notifications

Almost 100% Paperless

Almost 100% Paperless

Best Claim settlement Awards 2022

Best Claim settlement Awards 2022

previous
  • Overview
  • Features And Benefits
  • Third-Party Goods Carrying Vehicle Insurance
  • Comprehensive Goods Carrying Vehicle Insurance
  • Calculate Premium
  • Save Premium
  • Renewal Benefits
  • IDV
  • NCB
  • Deductibles
  • Types of Goods Carrying Vehicle Insurance
  • Coverages
  • Compare Plan
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
next

Goods Carrying Vehicle Insurance Coverages

  • What is Covered?
  • What Not Covered?
01

Loss or Damage to your Vehicle

The policy covers you against any loss or damage caused to the vehicle due to the following natural and man-made calamities

02

Natural Calamities

Fire, explosion, self-ignition or lightning, typhoon, hurricane, earthquakes, floods, storms, tempest, inundation, cyclones, hailstorm, frost, landslides or rockslides

03

Man-made Disasters

Riots, strikes, malicious acts, terrorist activities, any violent activities are generally covered as man-made disasters

04

Accidental Damages

Burglary, theft, accidents by external means, any damage in transit by road, rails, inland waterways, lifts, elevators or air

05

Third-Party Personal Liability

The insurance policy provides unlimited coverages, i.e., whatever the court awards as your liability to the third-party due to accidental death or injuries caused by your vehicle

06

Third-Party Property Liability

In case your vehicle causes third-party property damage, the insurer will offer compensation up to Rs. 7,50,000/- for GCCV

01

Accident due to External Factors

Accidental loss or damage to the insured or any person driving with the knowledge and consent of the insured is under the influence of intoxicating liquor or drugs or wilful negligence

02

Vehicles Outside the Defined Territory

Loss or liability while the vehicle is used outside the scope of its limitations of use or being driven by a person not duly licensed

03

Other Accidental Losses

Consequential loss, Depreciation, wear and tear, mechanical and electrical breakdown/failure or breakages will not be covered by Shriram Car Insurance policy

04

Loss due to Nuclear/Radioactive Elements

Loss connected to nuclear or radioactivity or war and related activities is not covered under this policy


Frequently Asked Questions

What are the two types of goods carrying vehicle insurance policies?

  • Third-Party Liability Insurance
  • Comprehensive Insurance

What our customers say ?

4.6

1753+ Customer Ratings

View all
customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

customer

ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

left-arrowright-arrow
Quote

Blogs

A Comprehensive Guide on Urban vs. Rural Car Servicing

How Car Maintenance Differs in Metro Cities vs. Small Towns

Posted on 2025-11-13 12:25:49

If you’re a car owner who has driven to different places, you’ll probably know that car servicing in a metro city like Delhi or Mumbai is widely different from what you receive in a small town. While metro cities provide fast, tech-driven, yet costly servicing, small towns are known for personalised, manual, and budget-friendly servicing. Every car owner must understand this difference because it will directly impact their car’s safety, long-term reliability, and even its resale value. In this blog, you’ll find key highlights of car maintenance in metro vs. small towns, so you know how to navigate car servicing when travelling to different parts of the country.

The Best Car Air Fresheners for Long Journeys

Top Car Perfumes and Air Fresheners for Long Drives

Posted on 2025-11-12 13:53:59

There’s something about a long drive that either refreshes your soul or drains your energy. Surprisingly, the atmosphere inside your car determines which way it goes. A time-tested way to enhance your car’s cabin environment is to fill it with the smell of any luxury car perfume.  Simply choosing the right hanging car freshener will uplift your mood and comfort. In this blog, we’ve shared the best car air fresheners that you can consider to improve your long-drive experiences.  

A Comprehensive Guide to Maintaining Rarely Driven Cars

How to Maintain a Car That You Don't Drive Often

Posted on 2025-11-11 12:48:05

To maintain a rarely used car, consider driving it at least once a week (even for 15-20 minutes), check the tyre pressure monthly, and cover it with a protective cover. Every car (frequently or rarely used) should be properly maintained to remain in a usable condition.  This blog lists the best car maintenance tips to keep your unused vehicle in excellent working conditions.  

View all
Quick renewal Quick renewal
bimabharosa
Back to TopBack to top of the pageBack to top of the page

IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Terms and Conditions |Refund and Cancellation© 2023 Shriram General Insurance. All rights reserved.