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  • Overview
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  • Third-Party Goods Carrying Vehicle Insurance
  • Comprehensive Goods Carrying Vehicle Insurance
  • Calculate Premium
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  • Renewal Benefits
  • IDV
  • NCB
  • Deductibles
  • Types of Goods Carrying Vehicle Insurance
  • Coverages
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Goods Carrying Vehicle Insurance Coverages

  • What is Covered?
  • What Not Covered?
01

Loss or Damage to your Vehicle

The policy covers you against any loss or damage caused to the vehicle due to the following natural and man-made calamities

02

Natural Calamities

Fire, explosion, self-ignition or lightning, typhoon, hurricane, earthquakes, floods, storms, tempest, inundation, cyclones, hailstorm, frost, landslides or rockslides

03

Man-made Disasters

Riots, strikes, malicious acts, terrorist activities, any violent activities are generally covered as man-made disasters

04

Accidental Damages

Burglary, theft, accidents by external means, any damage in transit by road, rails, inland waterways, lifts, elevators or air

05

Third-Party Personal Liability

The insurance policy provides unlimited coverages, i.e., whatever the court awards as your liability to the third-party due to accidental death or injuries caused by your vehicle

06

Third-Party Property Liability

In case your vehicle causes third-party property damage, the insurer will offer compensation up to Rs. 7,50,000/- for GCCV

01

Accident due to External Factors

Accidental loss or damage to the insured or any person driving with the knowledge and consent of the insured is under the influence of intoxicating liquor or drugs or wilful negligence

02

Vehicles Outside the Defined Territory

Loss or liability while the vehicle is used outside the scope of its limitations of use or being driven by a person not duly licensed

03

Other Accidental Losses

Consequential loss, Depreciation, wear and tear, mechanical and electrical breakdown/failure or breakages will not be covered by Shriram Car Insurance policy

04

Loss due to Nuclear/Radioactive Elements

Loss connected to nuclear or radioactivity or war and related activities is not covered under this policy


Frequently Asked Questions

What are the two types of goods carrying vehicle insurance policies?

  • Third-Party Liability Insurance
  • Comprehensive Insurance

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Blogs

Car Photography Tips to Fuel Your Instagram Growth

The Art of Car Photography: Tips for Taking Instagram-Worthy Shots of Your Vehicle

Posted on 2025-12-02 05:59:07

This blog shares highly effective car photography tips and car photography ideas that can help you take Instagram-worthy pictures that grab attention, build a loyal community, and position you as a follow-worthy influencer. If you’re on any social media platform, particularly Instagram, your feeds would have started showing you more car images than before. The sudden popularity and growth of car photography are largely due to its appeal as a top-tier status symbol and the rising car enthusiast communities online. While those viral car images may appear to be taken by professional photographers, you can take similar images using the creative car photography ideas and tips shared in this blog. We’re spilling the beans on the best angles for car photography and other car photography tips, so ensure you read the full blog.

India’s Top Car-Themed Cafes and Restaurants

Car-Themed Cafe and Restaurants Across India: Where Automotive Meets Dining

Posted on 2025-12-01 12:59:45

The rising popularity of car-themed cafes in India indicates that the country’s dining scene is no longer just about food; it’s about the experience. Car-themed restaurants in India are growing rapidly because they blend the thrill of automobiles with the joy of eating out. Together, they create unique venues where decor, ambience, and themes are as much a part of the experience as the dishes themselves. This unique experience delights both automobile enthusiasts and casual diners alike. If you’re looking for a concept dining experience that combines playfulness, nostalgia, Insta-worthy backgrounds, and delicious food, then you must visit the automotive restaurants in India listed in this blog.

Best Car Phone Mounts and Holders for Safe Driving

Best Car Phone Mounts and Holders for Safe Driving

Posted on 2025-11-28 10:35:29

Using a phone while driving is both risky and illegal in India, except when using hands-free devices. If you want to use your phone while driving, whether for entertainment or direction purposes, installing it on a phone mount for a car is a smarter option. This simple car accessory keeps your eyes on the road while keeping your phone within reach. Beyond safety, car mounts are also necessary for legal compliance. In this blog, you will find the five best car phone mounts that can simplify your driving experience.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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