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  • Overview
  • Coverages
  • Key Features
  • Terminologies
  • Claim Process
  • Policy Download
  • FAQs

What is Fidelity Guarantee Policy?

Fidelity Guarantee Policy is issued for firms, corporate and individuals who carry on commercial activities and are frequently exposed to financial losses that occur due to an employee’s fraud or dishonest activities

  • The fidelity guarantee policy are suitable for employees who engage in handling cash e.g., cashiers, accountants, storekeepers and more
  • In addition, it aims to protect the company's reputation and its standards
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What is Fidelity Guarantee Policy?
Nil Pending Complaints

Nil Pending
Complaints

Over 60 Lakhs Happy Customers

Over 60 Lakhs
Happy Customers

Why Choose Shriram Fidelity Guarantee Policy?

Why Choose Shriram Fidelity Guarantee Policy?

  • Shriram Fidelity Guarantee Policy provides comprehensive coverage against a wide range of pecuniary/financial losses
  • Shriram Fidelity Guarantee Policy can be purchased by comparing and customising the plans based on your business needs
  • Providing instant claim service is a key component of the Shriram Fidelity Guarantee Policy
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Features of Shriram Fidelity Guarantee Policy

Value for Money

Value for Money

A cost-effective policy with minimal paperwork

Easy to Purchase

Easy to Purchase

Simple and quick procedures make purchasing easier

All Risk Coverage

All Risk Coverage

Comprehensive coverage with additional protection

Quick Claim Settlement

Quick Claim Settlement

24*7 claim support to settle claims instantly

Get your Shriram Fidelity Guarantee Policy in 3 Simple Steps

1

Call our Toll-Free number

Call (1800-300-3000/1800-103-3009) to avail a Fidelity Guarantee Policy at your convenience and you will be guided by our dedicated customer support executives throughout the Fidelity Guarantee Policy journey

2

Submit the required documents

Kindly submit the required documents – business property details, sum insured, identity and address proof (Aadhaar Card, Passport) to proceed with the Shriram Fidelity Guarantee Policy

3

Complete the payment and get instant Fidelity Guarantee Policy

Kindly complete the payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking or Cheque) and get Fidelity Guarantee Policy instantly

Benefits of Shriram Fidelity Guarantee Policy

Benefits of Shriram
Fidelity Guarantee Policy

  • Instant application process with minimal documentation
  • All risk coverage policies with enhanced risk cover
  • Superfast claim settlements
  • 24*7 claim support for all your queries

Frequently Asked Questions

Who is eligible to purchase a Shriram Fidelity Guarantee Policy?

Employers with employees handling goods or money and keeping records of all payment transactions can obtain fidelity guarantee policy

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Shriram Fidelity Guarantee Policy protects against business losses caused by employee dishonesty, theft or fraudulent activities. A business owner is compensated for such losses under the policy as long as the limits are met. There are four types of Shriram Fidelity Guarantee policies with varied coverage options

Named Basis

The insured company may opt to take insurance for a particular employee or employees with a separate sum insured against their name

Designation Basis

Under this policy, the insured company may purchase policy for a particular designation with the sum insured against their designation. All the persons occupying that particular designation will be covered under the policy and the insurer will compensate the insured company for the monetary losses sustained by the act of fraud and dishonesty committed by the covered employees

Floater Basis

The insured company may take a floating amount of the sum insured for a particular set of employees covered at different locations where the insured has its offices or business

Blanket Policy

The insured company may opt for a policy to cover all the organisation's employees for one single sum insured, irrespective of their names, designations and location

  • What is Covered?
  • What is not Covered?
01

Loss to the insured because of the forgery/dishonest/fraudulent/embezzlement activities of the employees

02

The loss shall have occurred in connection with the occupation and duties of the employee

03

The limit of compensation depends on the sum insured

04

Coverage upon the demise, termination or retirement of the employee within 12 calendar months of the purchase of the policy

01

Liability arises from violating any Rules and Regulations of the Government or Statutory authorities

02

Loss or damage - directly, indirectly or remotely arises in connection with war, invasion, an act of a foreign enemy, hostilities, civil war, terrorism, etc.

03

Any loss or damage to any property due to any consequential loss and legal liability arising from radioactive/nuclear activities

04

Loss or damage arising from the insured's wilful act/gross negligence

Note: Please read the policy wording document for detailed coverage, add-ons and exclusion lists


Frequently Asked Questions

What is the effective date of Shriram Fidelity Guarantee Policy?

Coverage under the Shriram Fidelity Guarantee Policy will begin on or after the date of policy commencement

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Key Features of Shriram Fidelity Guarantee Policy

Affordable Premium

  • A cost-effective fidelity guarantee policy with minimal documentation

Extensive Policies

  • 4 different fidelity guarantee policy is available with SGI

Comprehensive Coverage

  • Enhanced all risk coverage with extensive protection cover

Affordable Premium

  • A cost-effective fidelity guarantee policy with minimal documentation

Claim Settlement

  • 24*7 claim support for a quick claim settlement
Key Features of Shriram Fidelity Guarantee Policy

Frequently Asked Questions

What is covered in Shriram Fidelity Guarantee Policy?

Shriram Fidelity Guarantee Policy covers pecuniary losses sustained by employees in the course of performing their duties as a result of fraud or dishonesty activities

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Sum Insured

Sum Insured

In the event of a claim, the sum insured is the maximum amount that is payable by the insurance company

Endorsement

Endorsement

The term endorsement refers to a modification of the policy made by the insurer on behalf of the policy holder


Frequently Asked Questions

What is claim settlement?

Claims settlement refers to the process by which an insurer compensates a policy holder for the loss covered by the policy

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Shriram General Insurance’s claim intimation process is easy and hassle-free. Intimate a claim, submit the required documents and get a timely claim settlement

How to Register Shriram Fidelity Guarantee Policy Claim?

  • step 1
  • step 2
  • step 3
  • step 4
  • step 5
Intimate your Claim

Intimate your Claim

  • Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please download CLAIM INTIMATION, fill it out and send it to our Help Desk via Email ID (chd@shriramgi.com)

    • Note: Please ensure that the following information is available to you at the time of the claim intimation
    • Policy Number/Proposal Number
    • Date and Time of the Accident
    • Survey location, where our loss assessor can survey the damages
    • Estimated loss/description
Claim Registration

Claim Registration

  • Our customer support team will accept the claim intimation and provide the claim reference number
Claim Confirmation

Claim Confirmation

  • Once the claim is registered and the loss assessor gets deputed, one will receive a text message for confirmation along with surveyor details. The surveyor will contact the policy holder regarding the time and conduct the survey accordingly
Submission of Required Documents

Submission of Required Documents

Survey and Claim Settlement

Survey and Claim Settlement

  • After receiving the documents, our dedicated survey team will initiate the process. Once the survey is done, the funds will be directly sent to the recipient after verification

  • Note: Kindly contact our CHD /Surveyor when the property is ready for re-inspection if the surveyor advised re-inspection


Frequently Asked Questions

How to intimate Shriram Fidelity Guarantee Policy claim?

Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please download the CLAIM INTIMATION, fill it out and send it to our Help Desk via Email ID (chd@shriramgi.com)


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What is the procedure for renewing Shriram Fidelity Guarantee Policy?

  • Shriram Fidelity Guarantee Policy can be renewed by calling our Toll-Free number (1800-300-3000/1800-103-3009) at your convenience
  • Our dedicated customer support executives will guide you throughout the Shriram Fidelity Guarantee Policy’s renewal journey

What does Shriram Fidelity Guarantee Policy not cover?

  • Liability arises from violating any Rules and Regulations of the Government or Statutory authorities
  • Loss or damage - directly, indirectly or remotely arises in connection with war, invasion, an act of a foreign enemy, hostilities, civil war, terrorism, etc
  • Any loss or damage to any property due to any consequential loss and legal liability arising from radioactive/nuclear activities
  • Loss or damage arising from the insured's wilful act/gross negligence

How is the premium of Shriram Fidelity Guarantee Policy calculated?

Shriram Fidelity Guarantee Policy’s premium depends on the position and functions of employees, the internal audit system, checks and balances, etc.

What are the benefits of Shriram Home Insurance online claim process?

  • Instant claim notification
  • Quick claim approvals
  • Easy and simple claim procedure
  • 24*7 customer support at your disposal

What is the validity of Shriram Fidelity Guarantee Policy?

Shriram Fidelity Guarantee Policy protects the insured against financial losses for one year

Download Your Fidelity Guarantee Policy in Simple Steps

Fidelity Guarantee policy download

Step 01

Visit the SGI website/MYSGI App home page and scroll to the top to access your Fidelity Guarantee account

Step 02

Enter your Fidelity Guarantee policy and click "Download" to get your policy document

Note: The insured can also receive Fidelity Guarantee policy document via email

What our customers say ?

What our customers say

Divyansh says,

Shriram General Insurance is the best travel insurance and i can confidently recommend.Truly the best online travel insurance site in India. Thanks to Shriram General Insurance !.

Vidit says,

Shriram General Insurance has a very encouraging overseas travel insurance program for us. Overall it's very nice

Malik says,

I had some doubts when reading the terms and conditions of my travel insurance. I called the Shriram General Insurance helpline and they cleared up most of my doubts.

Prakash says,

SGI Health Insurance currently administers my health insurance policy. I still have a bonus and there hasn't been a claim. This insurance covers all hospitals for cashless payments. Customer support is excellent.

Apeksha says,

This group health insurance policy, which has a Rs. coverage amount, was obtained from Shriram General Insurance. They have connections with several hospitals and also offer cashless medical care.

Ashwin says,

“I am satisfied with Health insurance claim service” Got my Health  insurance policy claim. Thanks a lot for quick response. Great customer satisfaction policy

Chiranjeev says,

My Commercial Vehicle Insurance is the best. These are very good, helpful and wonderful people. I am pleased to join Shriram General Insurance commercial vehicle insurance plan.

Purushottam says,

For commercial vehicle insurance, I can suggest Shriram General Insurance with confidence. I'm relieved that my vehicle is now protected and secure, I appreciate Shriram General Insurance!

Santram says,

Shriram General Insurance provides me with a commercial vehicle insurance policy that fully protects the vehicle for a comparatively small outlay of money. Excellent customer satisfaction policy, I'm pleased!

Amritlal says,

After taking into account all other plans available, I decided to go with Shriram General Insurance for my personal insurance policy. I am extremely pleased with the outcome of my claim and the amount of time and accuracy put into it.

Meghna says,

Taken the personal insurance policy with Shriram General Insurance company around 5 years ago. My colleague is suggested me to take the policy from here. The claim ratio is more compared to others. This was taken for my family benefits and customer service is good. Thank you SGI!!

Mohan says,

Five years ago, I chose to invest in a personal insurance policy with Shriram General Insurance Company after being recommended by a colleague. They had one of the best claim ratios and the customer service is great. Taking out this policy has benefited my family immensely and I'd like to take this opportunity to thank Shriram General Insurance for their excellent services.

Akanksha says,

I recently took out a home insurance policy with Shriram General Insurance and it covers me if there is any destruction to my property due to natural disasters such as earthquakes. I am very pleased with their customer service and quick response times. This gives me peace of mind knowing that I have this policy in place.

Raveena says,

After consulting with many people, I chose to purchase my home insurance from Shriram General Insurance. The experience was quite pleasing & I am glad that I went with them as their policy has proven to be very satisfactory.

Tejas says,

Securing my future by taking home insurance from Shriram General Insurance was a great decision. Not only did I get protection from natural and man-made calamities, but the service provided was also excellent.

Shubham says,

The add-on covers on my policy were extremely helpful. I got my claim easily and also reserved my NCB.And Shriram has made it so easy to renew any policy online without any tussle, trouble.thank you Shriram General Insurance!

Amandeep says,

Shriram General Insurance Co. Ltd is a trustworthy partner to me. They have a sincere and genuine approach towards settling claims, which I highly appreciate and value. They made it easier for me to manage through the tough times.

Satyaprakash says,

Shriram General Insurance truly stands out with the great service they provide – claims are processed quickly and effortlessly. I am very appreciative of their support! The quick and stress-free claim process made life easier for me during a trying time.

Shakeel says,

Shriram General Insurance really offer affordable two wheeler insurance premium. When my bike was damaged in an accident, I was stressed out but their two wheeler insurance executive took care of the situation quickly & efficiently. Thanks to Shriram General Insurance!

Samantha says,

I recently got a two-wheeler insurance policy from Shriram General Insurance and had a great experience. The website was incredibly user-friendly and all the relevant information was easily accessible. I'm glad my two-wheeler is safe and secure now - thank you Shriram General Insurance!

Vandana says,

My friend working for Shriram General Insurance suggested I take out a two-wheeler insurance policy from them. I've been renewing it before its expiry ever since and have been pleased with the service.I recently visited their branch and decided to renew my policy with them. The reason I chose them was because they provide first-party insurance with utmost claim amounts, plus this policy includes bumper to bumper coverage.

Chetan says,

I was thoroughly satisfied with my decision to get car insurance from Shriram General Insurance. Not only did I find their rates quite reasonable, but the policy coverage was also adequate. I am especially impressed with how efficiently and smoothly they handled my claims.

Ankit says,

I can confidently recommend Shriram General Insurance for car insurance as I have been a loyal customer for the last 5 years. Their claims process is very efficient and they respond swiftly to their customers in comparison to the other providers.

Rahul says,

I recently switched to Shriram General Insurance for my car insurance and I'm glad I did. The customer service is great, and the policy was issued instantly. I am Very impressed with their services!
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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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