24*7 Claim Notifications

100% Paperless

Best Claim settlement Awards 2022

Overview
Coverages
Key Features
Terminologies
Claim Process
Policy Download
FAQs

Shriram Fidelity Guarantee Policy

Shriram Fidelity Guarantee Policy protects against business losses caused by employee dishonesty, theft or fraudulent activities. A business owner is compensated for such losses under the policy as long as the limits are met. There are four types of Shriram Fidelity Guarantee policies with varied coverage options

Named Basis

The insured company may opt to take insurance for a particular employee or employees with a separate sum insured against their name

Designation Basis

Under this policy, the insured company may purchase policy for a particular designation with the sum insured against their designation. All the persons occupying that particular designation will be covered under the policy and the insurer will compensate the insured company for the monetary losses sustained by the act of fraud and dishonesty committed by the covered employees

Floater Basis

The insured company may take a floating amount of the sum insured for a particular set of employees covered at different locations where the insured has its offices or business

Blanket Policy

The insured company may opt for a policy to cover all the organisation's employees for one single sum insured, irrespective of their names, designations and location

What is Covered?
What is not Covered?

Loss to the insured because of the forgery/dishonest/fraudulent/embezzlement activities of the employees

The loss shall have occurred in connection with the occupation and duties of the employee

The limit of compensation depends on the sum insured

Coverage upon the demise, termination or retirement of the employee within 12 calendar months of the purchase of the policy

Liability arises from violating any Rules and Regulations of the Government or Statutory authorities

Loss or damage - directly, indirectly or remotely arises in connection with war, invasion, an act of a foreign enemy, hostilities, civil war, terrorism, etc.

Any loss or damage to any property due to any consequential loss and legal liability arising from radioactive/nuclear activities

Loss or damage arising from the insured's wilful act/gross negligence

Note: Please read the policy wording document for detailed coverage, add-ons and exclusion lists

Frequently Asked Questions

What is the effective date of Shriram Fidelity Guarantee Policy?

Coverage under the Shriram Fidelity Guarantee Policy will begin on or after the date of policy commencement

What our customers say ?

4.6

1753+ Customer Ratings

View all

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

ANIL KUMAR HP

Good

VAISHALI VAIBHAVKUMAR PANDYA

very good

CHAUDHARI JASAVANTKUMAR

Good

AKRAM KHAN

Good

Blogs

Top Features of the Mahindra BE 6 Batman Edition That Make It Stand Out on Indian Roads

Posted on 2025-11-05 12:34:40

If you thought cinematic legacy and cutting-edge electric mobility couldn’t go side by side, then the Batman Edition Mahindra electric SUV will change your mind. Inspired by the legacy of The Dark Knight Trilogy, this electric SUV is stirring nostalgia among Indian car enthusiasts with its bold, cinematic twist. Its bold design makes it instantly recognisable on Indian roads. From striking design to innovative technology, the Mahindra BE 6 Batman Edition car effortlessly combines fan appeal with real-world usability. In this blog, we’re exploring all the key BE 6 features and distinct Mahindra BE 6 specs, so you can determine whether it’s worth buying.

Car Accessories for Long Drives with Kids in India

Posted on 2025-11-04 12:54:56

Taking kids on long drives is one of the most joyous experiences, provided you’re carrying the essential car accessories for kids in India. Since kids aren’t comfortable with sitting in the same place for extended hours, you need car accessories that keep them entertained, safe, and comfortable. Accessories for cleanliness, organisation, emergency, and other utilities are also recommended. If you’re planning to take young kids on long drives for the first time or your previous experiences didn’t go well, carrying the accessories listed in this blog will be highly beneficial. So, read the full blog to discover a complete list of family car travel essentials in India.

Top Car Cleaning Hacks Using Household Items

Posted on 2025-11-03 12:26:22

Cleaning your car is simple with commonly available household items, such as baking soda, vinegar, toothpaste, shampoo, etc. We recommend choosing household items for car cleaning based on the area you want to clean; we will cover it in more detail later in this blog. All car owners should make time for routine car cleaning because it is a non-negotiable to preserve the vehicle’s aesthetic appearance and overall value. Thankfully, you don’t need expensive cleaning products to keep your car spotless. In this blog, we’re sharing the best car cleaning hacks that will give surprising results.

View all

Save your Business from losses with Shriram Fidelity Guarantee Policy