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  • Overview
  • Coverages
  • Key Features
  • Terminologies
  • Claim Process
  • Policy Download
  • FAQs

Shriram Business Protector Policy Coverage

Shriram Business Protector Policy covers a wide range of losses and damages. Purchasing a comprehensive insurance policy is worth every penny for a business owner who wants enhanced protection for their property and contents. Shriram Business Protector Policy has 12 types of coverage with numerous unique add-on covers

  • What is Covered?
  • What is not Covered?
01

Fire and Allied Perils

Fire, lightning, riot, strike, malicious damage, impact damage, explosion implosion, bush fire, earthquakes, aircraft damage, storms, tempests, floods, inundation and others

02

Burglary and Housebreaking

Covers loss or damage to the property due to burglary and/or housebreaking

03

Glass and Sanitary Fittings

Covers accidental loss or breakage of plate glass against all risks including theft and terrorism

04

Neon Sign/Glow Sign

Accidental external means, theft/burglary, fire, lightning, external explosion/implosion, riot, strike or malicious act including theft and terrorism

05

Machinery Breakdown

Unforeseen and sudden physical damage caused to the Machines

06

Electronic Equipment

Covers loss/damages to portable equipment due to breakdown or unforeseen event

07

All Risk Insurance

All risks coverage including theft and terrorism with extensive geographical limits (India and Worldwide)

08

Money Insurance

Loss of money in transit or from a locker during business hours due to theft, burglary, robbery or hold up

09

Baggage Insurance

Loss of baggage while travelling due to theft, burglary, robbery, hold up or accident

10

Fidelity Guarantee

Loss in consequence of dishonesty during the service period of the employees

11

Public Liability

Coverage against third-party property damage and bodily injury

12

Personal Accident

Covers death and disability of the insured due to accident

01

War, nuclear perils, wilful misconduct of insured

02

Valuable items like gold, jewellery, money and wilful misconduct of insured

03

Breakage or damage during removal, alterations or repairs in the premises or cracked/imperfect glasses

04

The fusing or burning out of any bulbs and tubes arising from short-circuiting or any other mechanical/electrical breakdown

05

Accidental loss or damage resulting from overload experiments or tests

06

Misalignment of the property insured not accompanied by damage

07

Esthetic defects, such as scratches on painted, polished or enamelled surfaces

08

Shortage of money due to error or omission

09

Loss or damage during conveyance by any carrier under a contract of affreightment

10

Losses arising elsewhere than in the territorial limits

11

Pollution due to product liability

12

Breakage or damage during removal, alterations or repairs in the premises or cracked/imperfect glasses


Frequently Asked Questions

What is an all risk coverage?

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Blogs

Enhance Driving Experiences with AI Dash Cams

AI-Powered Smart Dash Cams with Behaviour Analysis

Posted on 2025-12-19 11:55:16

India reported nearly 1,68,491 road accident-related deaths in 2022 alone because of the driver’s fault. This figure is a result of speeding, drunken driving, driving on the wrong side, jumping red lights, using a mobile phone while driving, and other reasons. These deaths could have been avoided had the drivers been attentive while driving. This is why more fleet companies and regular car owners are turning to AI dash cams. Unlike traditional dash cameras, these advanced car accessories monitor both the road ahead and the driver’s actions inside the cabin. They use machine learning and computer vision to monitor and analyse the driver’s behaviour. It helps the system detect risky actions, enabling real-time alerts to prevent road accidents. If you’re curious to learn how smart dash cameras help drivers become more attentive and careful to prevent road accidents, then you must read the full blog.

Top Cars for Tall Drivers in Hatchback, Sedan, and SUV Range

Best Cars for Taller People in Hatchback, Sedan, and SUV in India

Posted on 2025-12-18 05:40:24

Tall people cannot simply choose a car for themselves based on its key features and aesthetic highlights. They need to assess a crucial aspect -whether they can sit inside comfortably and drive without any inconvenience. For this, the car must have ample headroom, legroom, and adjustable seating. If any of these aspects are missing, they may struggle to keep their neck and head upright, feel cramped when applying brakes, and so on. Not only will it make the experience inconvenient, but it will also make driving unsafe. Hence, we’ve shared a list of the best cars for tall people in India, categorised into hatchbacks, sedans, and SUVs, to facilitate easy decision-making.

Car Insurance for Self-Driving Cars: Challenges and Opportunities

Car Insurance for Self-Driving Cars: Challenges and Opportunities

Posted on 2025-12-17 05:59:57

If you’re driving a semi-automated car and encounter a road accident, will you be held liable to pay compensation, or will the liabilities fall on the car’s manufacturer or software developer? It’s a question many car enthusiasts are asking these days, especially those interested in buying a self-driving car in the future. Since self-driving cars rely on software, sensors, and other advanced tech integrations for smooth driving, the insurance liability is shifted from the driver to those responsible for the product and technology. If you’re curious about the insurance aspect of autonomous vehicles, then you must read this blog. We have covered the key challenges and opportunities associated with self-driving car insurance to give you an idea of how insurance will adapt to these futuristic vehicles.

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