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Shriram Business Protector Policy covers a wide range of losses and damages. Purchasing a comprehensive insurance policy is worth every penny for a business owner who wants enhanced protection for their property and contents. Shriram Business Protector Policy has 12 types of coverage with numerous unique add-on covers
Fire, lightning, riot, strike, malicious damage, impact damage, explosion implosion, bush fire, earthquakes, aircraft damage, storms, tempests, floods, inundation and others
Covers loss or damage to the property due to burglary and/or housebreaking
Covers accidental loss or breakage of plate glass against all risks including theft and terrorism
Accidental external means, theft/burglary, fire, lightning, external explosion/implosion, riot, strike or malicious act including theft and terrorism
Unforeseen and sudden physical damage caused to the Machines
Covers loss/damages to portable equipment due to breakdown or unforeseen event
All risks coverage including theft and terrorism with extensive geographical limits (India and Worldwide)
Loss of money in transit or from a locker during business hours due to theft, burglary, robbery or hold up
Loss of baggage while travelling due to theft, burglary, robbery, hold up or accident
Loss in consequence of dishonesty during the service period of the employees
Coverage against third-party property damage and bodily injury
Covers death and disability of the insured due to accident
War, nuclear perils, wilful misconduct of insured
Valuable items like gold, jewellery, money and wilful misconduct of insured
Breakage or damage during removal, alterations or repairs in the premises or cracked/imperfect glasses
The fusing or burning out of any bulbs and tubes arising from short-circuiting or any other mechanical/electrical breakdown
Accidental loss or damage resulting from overload experiments or tests
Misalignment of the property insured not accompanied by damage
Esthetic defects, such as scratches on painted, polished or enamelled surfaces
Shortage of money due to error or omission
Loss or damage during conveyance by any carrier under a contract of affreightment
Losses arising elsewhere than in the territorial limits
Pollution due to product liability
Breakage or damage during removal, alterations or repairs in the premises or cracked/imperfect glasses
Thank you for your service. Shriram General Insurance offers great customer service. Quick and hassle free claim process by SGI made my life easy during the difficult period.
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
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