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Shriram Business Protector Policy covers a wide range of losses and damages. Purchasing a comprehensive insurance policy is worth every penny for a business owner who wants enhanced protection for their property and contents. Shriram Business Protector Policy has 12 types of coverage with numerous unique add-on covers
Fire, lightning, riot, strike, malicious damage, impact damage, explosion implosion, bush fire, earthquakes, aircraft damage, storms, tempests, floods, inundation and others
Covers loss or damage to the property due to burglary and/or housebreaking
Covers accidental loss or breakage of plate glass against all risks including theft and terrorism
Accidental external means, theft/burglary, fire, lightning, external explosion/implosion, riot, strike or malicious act including theft and terrorism
Unforeseen and sudden physical damage caused to the Machines
Covers loss/damages to portable equipment due to breakdown or unforeseen event
All risks coverage including theft and terrorism with extensive geographical limits (India and Worldwide)
Loss of money in transit or from a locker during business hours due to theft, burglary, robbery or hold up
Loss of baggage while travelling due to theft, burglary, robbery, hold up or accident
Loss in consequence of dishonesty during the service period of the employees
Coverage against third-party property damage and bodily injury
Covers death and disability of the insured due to accident
War, nuclear perils, wilful misconduct of insured
Valuable items like gold, jewellery, money and wilful misconduct of insured
Breakage or damage during removal, alterations or repairs in the premises or cracked/imperfect glasses
The fusing or burning out of any bulbs and tubes arising from short-circuiting or any other mechanical/electrical breakdown
Accidental loss or damage resulting from overload experiments or tests
Misalignment of the property insured not accompanied by damage
Esthetic defects, such as scratches on painted, polished or enamelled surfaces
Shortage of money due to error or omission
Loss or damage during conveyance by any carrier under a contract of affreightment
Losses arising elsewhere than in the territorial limits
Pollution due to product liability
Breakage or damage during removal, alterations or repairs in the premises or cracked/imperfect glasses
Thank you for your service. Shriram General Insurance offers great customer service. Quick and hassle free claim process by SGI made my life easy during the difficult period.
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
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Car Ventilated Seats: How They Work and Are They Worth the Investment?
Posted on 2025-09-12 12:33:15
Summers in India can be harsh. Getting into a car that’s been parked in the hot sun can be the equivalent of entering a hot oven. Car ventilated seats are a feature designed to enhance your driving experience. But what are car ventilated seats, how do they function and is the price tag justified? In this blog, we break this down so you can make an informed decision.
How to Renew Your Vehicles Registration Certificate (RC) - A Step-by-Step Guide
Posted on 2025-09-11 09:54:43
Vehicle RC renewal is a mandatory process to continue using your vehicle legally after the initial registration period. Every vehicle in India needs a valid RC because it certifies a vehicle’s registration and identifies its legal owner. You can also find other crucial vehicle-related details on the RC, such as the vehicle’s class, chassis, and engine numbers. It’s an essential document for every Indian vehicle owner because driving without a valid RC is illegal. You can get hefty penalties, and your vehicle can be seized by authorities (in extreme scenarios). Generally, RC on private vehicles is valid for 15 years from the registration date. Then it requires timely renewal to maintain the vehicle’s registration validity. If your vehicle’s RC is nearing expiry, then you can renew it using the steps shared in this vehicle registration renewal guide.
Is It Possible to Sell a Car Without Valid Insurance?
Posted on 2025-09-10 05:43:13
Having a four-wheeler can make getting around easier, especially for people who want to avoid crowded public transportation during busy times. Even if it's very easy, some car owners wish to sell their automobile for a variety of reasons, including financial difficulties, relocating to a new place, or the desire to get a newer, larger car. Some car owners may decide to reduce their vehicle-related expenses, such as insurance, since they no longer intend to use the vehicle in the long term. It makes them wonder whether selling a car without valid insurance is a good option. In this blog, we explore this possibility from multiple angles, enabling sellers to make an informed decision.
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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
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