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Shriram Business Protector Policy covers a wide range of losses and damages. Purchasing a comprehensive insurance policy is worth every penny for a business owner who wants enhanced protection for their property and contents. Shriram Business Protector Policy has 12 types of coverage with numerous unique add-on covers
Fire, lightning, riot, strike, malicious damage, impact damage, explosion implosion, bush fire, earthquakes, aircraft damage, storms, tempests, floods, inundation and others
Covers loss or damage to the property due to burglary and/or housebreaking
Covers accidental loss or breakage of plate glass against all risks including theft and terrorism
Accidental external means, theft/burglary, fire, lightning, external explosion/implosion, riot, strike or malicious act including theft and terrorism
Unforeseen and sudden physical damage caused to the Machines
Covers loss/damages to portable equipment due to breakdown or unforeseen event
All risks coverage including theft and terrorism with extensive geographical limits (India and Worldwide)
Loss of money in transit or from a locker during business hours due to theft, burglary, robbery or hold up
Loss of baggage while travelling due to theft, burglary, robbery, hold up or accident
Loss in consequence of dishonesty during the service period of the employees
Coverage against third-party property damage and bodily injury
Covers death and disability of the insured due to accident
War, nuclear perils, wilful misconduct of insured
Valuable items like gold, jewellery, money and wilful misconduct of insured
Breakage or damage during removal, alterations or repairs in the premises or cracked/imperfect glasses
The fusing or burning out of any bulbs and tubes arising from short-circuiting or any other mechanical/electrical breakdown
Accidental loss or damage resulting from overload experiments or tests
Misalignment of the property insured not accompanied by damage
Esthetic defects, such as scratches on painted, polished or enamelled surfaces
Shortage of money due to error or omission
Loss or damage during conveyance by any carrier under a contract of affreightment
Losses arising elsewhere than in the territorial limits
Pollution due to product liability
Breakage or damage during removal, alterations or repairs in the premises or cracked/imperfect glasses
Thank you for your service. Shriram General Insurance offers great customer service. Quick and hassle free claim process by SGI made my life easy during the difficult period.
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
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Do Parking Lot Accidents Qualify for Insurance Claims?
Posted on 2025-11-14 09:45:13
This blog explores the types of parking lot accidents covered by insurance, various insurance policies covering parking lot accidents, the claim-filing process for such incidents, and more, so you’re aware of what to do when you find yourself in a similar situation.
How Car Maintenance Differs in Metro Cities vs. Small Towns
Posted on 2025-11-13 12:25:49
If you’re a car owner who has driven to different places, you’ll probably know that car servicing in a metro city like Delhi or Mumbai is widely different from what you receive in a small town. While metro cities provide fast, tech-driven, yet costly servicing, small towns are known for personalised, manual, and budget-friendly servicing. Every car owner must understand this difference because it will directly impact their car’s safety, long-term reliability, and even its resale value. In this blog, you’ll find key highlights of car maintenance in metro vs. small towns, so you know how to navigate car servicing when travelling to different parts of the country.
Top Car Perfumes and Air Fresheners for Long Drives
Posted on 2025-11-12 13:53:59
There’s something about a long drive that either refreshes your soul or drains your energy. Surprisingly, the atmosphere inside your car determines which way it goes. A time-tested way to enhance your car’s cabin environment is to fill it with the smell of any luxury car perfume. Simply choosing the right hanging car freshener will uplift your mood and comfort. In this blog, we’ve shared the best car air fresheners that you can consider to improve your long-drive experiences.
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