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  • Overview
  • Coverages
  • Key Features
  • Terminologies
  • Claim Process
  • Policy Download
  • FAQs

Shriram Business Protector Policy Coverage

Shriram Business Protector Policy covers a wide range of losses and damages. Purchasing a comprehensive insurance policy is worth every penny for a business owner who wants enhanced protection for their property and contents. Shriram Business Protector Policy has 12 types of coverage with numerous unique add-on covers

  • What is Covered?
  • What is not Covered?
01

Fire and Allied Perils

Fire, lightning, riot, strike, malicious damage, impact damage, explosion implosion, bush fire, earthquakes, aircraft damage, storms, tempests, floods, inundation and others

02

Burglary and Housebreaking

Covers loss or damage to the property due to burglary and/or housebreaking

03

Glass and Sanitary Fittings

Covers accidental loss or breakage of plate glass against all risks including theft and terrorism

04

Neon Sign/Glow Sign

Accidental external means, theft/burglary, fire, lightning, external explosion/implosion, riot, strike or malicious act including theft and terrorism

05

Machinery Breakdown

Unforeseen and sudden physical damage caused to the Machines

06

Electronic Equipment

Covers loss/damages to portable equipment due to breakdown or unforeseen event

07

All Risk Insurance

All risks coverage including theft and terrorism with extensive geographical limits (India and Worldwide)

08

Money Insurance

Loss of money in transit or from a locker during business hours due to theft, burglary, robbery or hold up

09

Baggage Insurance

Loss of baggage while travelling due to theft, burglary, robbery, hold up or accident

10

Fidelity Guarantee

Loss in consequence of dishonesty during the service period of the employees

11

Public Liability

Coverage against third-party property damage and bodily injury

12

Personal Accident

Covers death and disability of the insured due to accident

01

War, nuclear perils, wilful misconduct of insured

02

Valuable items like gold, jewellery, money and wilful misconduct of insured

03

Breakage or damage during removal, alterations or repairs in the premises or cracked/imperfect glasses

04

The fusing or burning out of any bulbs and tubes arising from short-circuiting or any other mechanical/electrical breakdown

05

Accidental loss or damage resulting from overload experiments or tests

06

Misalignment of the property insured not accompanied by damage

07

Esthetic defects, such as scratches on painted, polished or enamelled surfaces

08

Shortage of money due to error or omission

09

Loss or damage during conveyance by any carrier under a contract of affreightment

10

Losses arising elsewhere than in the territorial limits

11

Pollution due to product liability

12

Breakage or damage during removal, alterations or repairs in the premises or cracked/imperfect glasses


Frequently Asked Questions

What is an all risk coverage?

Thank you for your service. Shriram General Insurance offers great customer service. Quick and hassle free claim process by SGI made my life easy during the difficult period.

What our customers say ?

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1753+ Customer Ratings

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Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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very good

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Indian roads can be chaotic — unexpected turns, unpredictable drivers, and everything in between. In this environment, knowing what is defensive driving can make all the difference. Defensive driving is a smart, safety-first approach to driving where you anticipate risks and stay ready to avoid accidents. It's a mindset that enables you to deal with real-world traffic difficulties with composure and confidence, rather than just another skill. Let's examine what defensive driving is, why it's important, and how you can employ it each time you drive.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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