Divyansh says,
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- Home
- Business Protector
- Overview
Shriram Business Protector Policy is a One-Stop-Solution for all your Business Insurance Needs
24*7 Claim Notifications
100% Paperless
Best Claim settlement Awards 2022
- Overview
- Coverages
- Key Features
- Terminologies
- Claim Process
- FAQs
What is Business Protector Policy?
Shriram Business Protector Policy (Sookshma Udyam) is issued to cater to business professionals' requirements by combining several contingencies which are otherwise covered separately under a single policy
- Shriram General Insurance Company offers a comprehensive Business Protector Policy explicitly designed for SMEs, office establishments, hotels and restaurants, including the IT/ITES Sector
- The innovative endeavour gives the insured the flexibility to design the policy as per the requirements to protect the property and workforce, all with the convenience of a single policy
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Nil Pending
Complaints
Over 60 Lakhs
Happy Customers
Why Choose Shriram Business Protector Policy?
- Shriram General Insurance Company allows you to purchase, renew and file claims online
- Shriram Business Protector Policy can be purchased instantly with a quick application process and minimal paperwork
- We provide 24*7 claim support to ensure swift resolution of claims
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Features of Shriram Business Protector Policy
Minimum Paperwork
Simple and quick application process
All Risk Coverage
Comprehensive protection with exclusive add-ons
Fast Claim Process
Instant claim approvals with quick claim settlement
24*7 Claim Support
Customer service is available round-the-clock
Get your Shriram Business Protector Policy in 3 Simple Steps
1
Call our Toll-Free number
Call (1800-300-3000/1800-103-3009) to avail a Shriram Business Protector Policy at your convenience and you will be guided by our dedicated customer support executive throughout the Business Protector Policy journey
2
Submit the required documents
Kindly submit the required documents - property details, sum insured, identity and address proof (Aadhaar Card, Passport) to proceed with the Shriram Business Protector Policy process
3
Complete the payment and get an instant Shriram Business Protector Policy
Kindly complete the payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking or Cheque) and get Shriram Business Protector Policy instantly
Benefits of Shriram Business Protector Policy
- Simple application process with minimal documentation
- Comprehensive coverage with enhanced add-on covers
- Round-the-clock claim settlements
- 24*7 claim support at your disposal
Frequently Asked Questions
How does Shriram Business Protector Policy work?
Shriram Business Protector Policy is a one-stop solution for businesses/shopkeepers/individuals who own expensive business assets/properties. This policy covers business owners against various threats, including fire, damage to el ectronic equipment, burglary, money theft, bodily injury to the insured, etc.
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Shriram Business Protector Policy covers a wide range of losses and damages. Purchasing a comprehensive insurance policy is worth every penny for a business owner who wants enhanced protection for their property and contents. Shriram Business Protector Policy has 12 types of coverage with numerous unique add-on covers
- What is Covered?
- What is not Covered?
01
Fire and Allied Perils
Fire, lightning, riot, strike, malicious damage, impact damage, explosion implosion, bush fire, earthquakes, aircraft damage, storms, tempests, floods, inundation and others
02
Burglary and Housebreaking
Covers loss or damage to the property due to burglary and/or housebreaking
03
Glass and Sanitary Fittings
Covers accidental loss or breakage of plate glass against all risks including theft and terrorism
04
Neon Sign/Glow Sign
Accidental external means, theft/burglary, fire, lightning, external explosion/implosion, riot, strike or malicious act including theft and terrorism
05
Machinery Breakdown
Unforeseen and sudden physical damage caused to the Machines
06
Electronic Equipment
Covers loss/damages to portable equipment due to breakdown or unforeseen event
07
All Risk Insurance
All risks coverage including theft and terrorism with extensive geographical limits (India and Worldwide)
08
Money Insurance
Loss of money in transit or from a locker during business hours due to theft, burglary, robbery or hold up
09
Baggage Insurance
Loss of baggage while travelling due to theft, burglary, robbery, hold up or accident
10
Fidelity Guarantee
Loss in consequence of dishonesty during the service period of the employees
11
Public Liability
Coverage against third-party property damage and bodily injury
12
Personal Accident
Covers death and disability of the insured due to accident
01
War, nuclear perils, wilful misconduct of insured
02
Valuable items like gold, jewellery, money and wilful misconduct of insured
03
Breakage or damage during removal, alterations or repairs in the premises or cracked/imperfect glasses
04
The fusing or burning out of any bulbs and tubes arising from short-circuiting or any other mechanical/electrical breakdown
05
Accidental loss or damage resulting from overload experiments or tests
06
Misalignment of the property insured not accompanied by damage
07
Esthetic defects, such as scratches on painted, polished or enamelled surfaces
08
Shortage of money due to error or omission
09
Loss or damage during conveyance by any carrier under a contract of affreightment
10
Losses arising elsewhere than in the territorial limits
11
Pollution due to product liability
12
Breakage or damage during removal, alterations or repairs in the premises or cracked/imperfect glasses
Frequently Asked Questions
What is an all risk coverage?
Thank you for your service. Shriram General Insurance offers great customer service. Quick and hassle free claim process by SGI made my life easy during the difficult period.
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Earthquake, Terrorism, Loss of rent, Additional expenses for alternate accommodation, impact damage due to the insured’s vehicle, forest fire, etc.
Theft and Purchase protection coverage
STFI (Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood and Inundation) coverage
Money at the counter/ATM withdrawal protection
Hospital Confinement Allowance, Accidental Hospitalisation Cover, Medical Expense Reimbursement, Terrorism, Modification of Residential Accommodation and Vehicle, etc.
Notification extension clause, Extended claim reporting clause, Food and Beverage extension, Care, Control and Custody extension and Extra facilities extension
Key Features of Shriram Business Protector
Frequently Asked Questions
Will Shriram Business Protector Policy cover legal liabilities?
Yes. Shriram Business Protector Policy covers legal liabilities of the insured property losses/damages
Claim
A claim is a formal request to an insurance company for compensation or coverage for a covered loss
Liability Coverage
A liability insurance policy protects the insured against claims arising from injuries to other people or property damage
Frequently Asked Questions
What is a deductible?
The deductible is the amount one has to pay on their own before an insurance company begins paying the claim
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Shriram General Insurance’s claim intimation process is easy and hassle-free. Intimate a claim, submit the required documents and get a timely claim settlement
How to Register Shriram Business Protector Policy Claim?
- step 1
- step 2
- step 3
- step 4
- step 5
Intimate your Claim
Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please download, CLAIM INTIMATION, fill it out and send it to our Help Desk via Email ID (chd@shriramgi.com)
-
Note: Please ensure that the following information is
available at the time of the claim intimation
- Policy Number/Proposal Number
- Date and Time of the Accident
- Survey location, where our loss assessor can survey the damages
- Estimated loss/description
Claim Registration
- Our customer support team will accept the claim intimation and provide the claim reference number
Claim Confirmation
- Once the claim is registered and the loss assessor gets deputed, one will receive a text message for confirmation along with the surveyor details. The surveyor will contact the policy holder regarding the time and conduct the survey accordingly
Survey and Claim Settlement
- After receiving the documents, our dedicated survey team will initiate the process. Once the survey is done, the funds will be directly sent to the recipient after verification
- Note: Kindly contact our CHD /Surveyor when the property is ready for re-inspection if the surveyor advised re-inspection
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Is it worth getting the Shriram Business Protector Policy?
Yes. The Shriram Business Protector Policy is a cost-effective insurance product with a maximum coverage limit
What does a fidelity guarantee cover?
The fidelity guarantee coverage protects firms, corporations and individuals who engage in commercial activities and may suffer financial losses due to fraud or dishonesty of their employees
How much does Shriram Business Protector Policy cost?
The premium calculation is based on the total area of the premises insured and the total cost of the building construction
What are the benefits of Shriram Business Protector Policy claim process?
- Quick claim notification
- Round-the-clock claim settlement
- High claim settlement ratio
- 24*7 claim support
Depending on the area of the insured premises, it will take a maximum of 7 days to submit the survey report
What is the premium rate of Shriram Business Protector Policy?
The premium rate is different for different sections of the policy. The combined premiums are calculated based on the total number of risks coverage opted by the policy holder
What our customers say ?
Vidit says,
Shriram General Insurance has a very encouraging overseas travel insurance program for us. Overall it's very nice
Malik says,
I had some doubts when reading the terms and conditions of my travel insurance. I called the Shriram General Insurance helpline and they cleared up most of my doubts.
Prakash says,
SGI Health Insurance currently administers my health insurance policy. I still have a bonus and there hasn't been a claim. This insurance covers all hospitals for cashless payments. Customer support is excellent.
Apeksha says,
This group health insurance policy, which has a Rs. coverage amount, was obtained from Shriram General Insurance. They have connections with several hospitals and also offer cashless medical care.
Ashwin says,
“I am satisfied with Health insurance claim service” Got my Health insurance policy claim. Thanks a lot for quick response. Great customer satisfaction policy
Chiranjeev says,
My Commercial Vehicle Insurance is the best. These are very good, helpful and wonderful people. I am pleased to join Shriram General Insurance commercial vehicle insurance plan.
Purushottam says,
For commercial vehicle insurance, I can suggest Shriram General Insurance with confidence. I'm relieved that my vehicle is now protected and secure, I appreciate Shriram General Insurance!
Santram says,
Shriram General Insurance provides me with a commercial vehicle insurance policy that fully protects the vehicle for a comparatively small outlay of money. Excellent customer satisfaction policy, I'm pleased!
Amritlal says,
After taking into account all other plans available, I decided to go with Shriram General Insurance for my personal insurance policy. I am extremely pleased with the outcome of my claim and the amount of time and accuracy put into it.
Meghna says,
Taken the personal insurance policy with Shriram General Insurance company around 5 years ago. My colleague is suggested me to take the policy from here. The claim ratio is more compared to others. This was taken for my family benefits and customer service is good. Thank you SGI!!
Mohan says,
Five years ago, I chose to invest in a personal insurance policy with Shriram General Insurance Company after being recommended by a colleague. They had one of the best claim ratios and the customer service is great. Taking out this policy has benefited my family immensely and I'd like to take this opportunity to thank Shriram General Insurance for their excellent services.
Akanksha says,
I recently took out a home insurance policy with Shriram General Insurance and it covers me if there is any destruction to my property due to natural disasters such as earthquakes. I am very pleased with their customer service and quick response times. This gives me peace of mind knowing that I have this policy in place.
Raveena says,
After consulting with many people, I chose to purchase my home insurance from Shriram General Insurance. The experience was quite pleasing & I am glad that I went with them as their policy has proven to be very satisfactory.
Tejas says,
Securing my future by taking home insurance from Shriram General Insurance was a great decision. Not only did I get protection from natural and man-made calamities, but the service provided was also excellent.
Shubham says,
The add-on covers on my policy were extremely helpful. I got my claim easily and also reserved my NCB.And Shriram has made it so easy to renew any policy online without any tussle, trouble.thank you Shriram General Insurance!
Amandeep says,
Shriram General Insurance Co. Ltd is a trustworthy partner to me. They have a sincere and genuine approach towards settling claims, which I highly appreciate and value. They made it easier for me to manage through the tough times.
Satyaprakash says,
Shriram General Insurance truly stands out with the great service they provide – claims are processed quickly and effortlessly. I am very appreciative of their support! The quick and stress-free claim process made life easier for me during a trying time.
Shakeel says,
Shriram General Insurance really offer affordable two wheeler insurance premium. When my bike was damaged in an accident, I was stressed out but their two wheeler insurance executive took care of the situation quickly & efficiently. Thanks to Shriram General Insurance!
Samantha says,
I recently got a two-wheeler insurance policy from Shriram General Insurance and had a great experience. The website was incredibly user-friendly and all the relevant information was easily accessible. I'm glad my two-wheeler is safe and secure now - thank you Shriram General Insurance!
Vandana says,
My friend working for Shriram General Insurance suggested I take out a two-wheeler insurance policy from them. I've been renewing it before its expiry ever since and have been pleased with the service.I recently visited their branch and decided to renew my policy with them. The reason I chose them was because they provide first-party insurance with utmost claim amounts, plus this policy includes bumper to bumper coverage.
Chetan says,
I was thoroughly satisfied with my decision to get car insurance from Shriram General Insurance. Not only did I find their rates quite reasonable, but the policy coverage was also adequate. I am especially impressed with how efficiently and smoothly they handled my claims.
Ankit says,
I can confidently recommend Shriram General Insurance for car insurance as I have been a loyal customer for the last 5 years. Their claims process is very efficient and they respond swiftly to their customers in comparison to the other providers.
Rahul says,
I recently switched to Shriram General Insurance for my car insurance and I'm glad I did. The customer service is great, and the policy was issued instantly. I am Very impressed with their services!
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Quick
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