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- Overview
- Coverages
- Key Features
- Terminologies
- Claim Process
- FAQs
What is Burglary Insurance?
Burglary insurance provides additional protection to your property. The policy provides coverage for damage or loss caused to the property and its contents due to burglary and housebreaking
- Damage or loss caused by theft resulting from forced or violent entry into the premises
- Any damage caused to the premises or contents because of burglary/housebreaking during the policy period




Why Choose Shriram Burglary Insurance?
- Purchasing, renewing and filing claims for burglary insurance is simple and quick
- Easy application process and minimal paperwork. Buy instant Shriram Burglary Insurance at ease
- Our 24-hour claim support ensures that claims are resolved quickly and efficiently
Features of Shriram Burglary Insurance

Minimum Documentation
Easy and simple application process
Comprehensive Coverage
Enhanced protection with exclusive add-ons
Quick Claim Process
Instant claim approval and fast claim settlement
24*7 Claim Support
Round-the-clock customer support service
Get Shriram Burglary Insurance Online in 3 Simple Steps
Call our Toll-Free number
Call (1800-300-3000/1800-103-3009) to avail a Shriram Burglary Insurance policy at your convenience and you will be guided by our dedicated customer support executive throughout the Burglary Insurance journey
Submit the required documents
Kindly submit the required documents - property details, sum insured, identity and address proof (Aadhaar card, Passport) to proceed with the Shriram Burglary Insurance process
Complete the payment and get instant Burglary Insurance
Kindly complete the payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking or Cheque) and get Shriram Burglary Insurance instantly


Benefits of Shriram Burglary Insurance
- Easy application process with minimal paperwork
- Comprehensive protection with all risk coverage
- Timely claim settlements
- 24*7 claim support at your disposal
Frequently Asked Questions
Mention the add-on covers of Shriram Burglary Insurance policy?

- Theft on the premises
- Purchase Protection Extension
- Fidelity Guarantee coverage
With Shriram Burglary Insurance, one can gain the financial protection they need in the event of a burglary. A burglary insurance policy can also be extended to cover losses suffered due to burglaries committed during fire, riots, strikes, etc.
64058e6df0c59f5e7906d7d6Full Value Insurance
A full value policy protects the asset for its entire value, so if it's lost, the full value can be recovered
First Loss Insurance
As part of the first loss policy, a portion of the stock that is likely to be burgled is insured. The total loss cannot be accurately estimated with this type of policy
- What is Covered?
- What is not Covered?
Loss or damage to the property insured by theft following upon actual, forcible and violent entry into the premises
Damage caused to the premises/locks resulting from burglary/house-breaking or any attempt at any time during the period.
Computer software or intangible items
Animal and/or plant life
Consumable or perishable items (including food, drugs, fuel, oil, etc.)
Any motorised vehicle and/or its integral parts and installed accessories
Second-hand items, including antiques
Normal wear and tear or damage arising from an inherent defect in the purchased item
Fraud, abuse or deceit
Consequential loss/damage or punitive damage
Any event that is intentionally caused by an insured
Goods whilst being transported under a freight agreement or by postal or courier service
Goods being left unattended in a public place, unlocked car or an unattended car overnight
Note: Please read through the policy wording for an exclusive list of coverages, exclusions and add-ons
Frequently Asked Questions
What are the specific exclusions of Shriram Burglary policy?

Gold, silver articles, jewellery, watches, precious stones, coins, sculptures, manuscripts, rare books, plans, medals, moulds, designs, deeds, bonds, bills of exchange, bank treasury, promissory notes, cheques, money, securities, stamps, collection of stamps and business books/papers, unless specifically insured
Theft
The theft coverage protects any loss or damage to the property of the insured's business due to theft. The insurer will compensate the amount of loss suffered. However, theft does not include robbery
Purchase Protection
The purchase protection coverage protects any loss or damage to any new items belonging to the insured's business within the insured premises purchased during the policy period within 90 days of the policy purchase. The policy holder has to pay an additional premium for insuring the newly purchased item/stock. The sum insured will be restored till the expiry of the policy period
Fidelity Guarantee
Fidelity guarantee coverage protects firms, corporations and individuals who carry out commercial activities and may suffer financial losses due to employee's fraud or dishonesty. Cashiers, accountants, storekeepers and others who handle cash regularly are most likely to be insured under a fidelity guarantee policy
Key Features of Shriram Burglary Insurance
Sum Insured
The sum insured is the maximum amount paid by the insurance company when a claim is made
Reinstatement of Sum Insured
The total sum insured is reinstated (restored) even if it is exhausted in one claim. Any sum insured is eligible for restoration benefits, not just the highest sum insured. Restoration benefits are only available for future claims
Frequently Asked Questions
What is claim settlement?

Claim settlement is the process by which an insurer compensates a policy holder for an insured loss
Claim settlement is the process by which an insurer compensates a policy holder for an insured loss
How to Register Shriram Burglary Insurance Claim?
- step 1
- step 2
- step 3
- step 4
- step 5
Intimate your Claim
Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please download CLAIM INTIMATION, fill it out and send it to our Help Desk via Email ID (chd@shriramgi.com)
-
Note: Please
ensure that the
following
information is
available at the
time of the claim
intimation
- Policy Number/Proposal Number
- Date and Time of the Accident
- Survey location, where our loss assessor can survey the damages
- Estimated loss/description
Claim Registration
Our customer support team will accept the claim intimation and provide the claim reference number
Claim Confirmation
Once the claim is registered and the loss assessor gets deputed, one will receive a text message for confirmation along with surveyor details. The surveyor will contact the policy holder regarding the time and conduct the survey accordingly
Survey and Claim Settlement
- After receiving the documents, our dedicated survey team will initiate the process. Once the survey is done, the funds will be directly sent to the recipient after verification
- Note: Kindly contact our CHD /Surveyor when the property is ready for re-inspection if the surveyor advised re-inspection
Frequently Asked Questions
How to intimate Shriram Burglary Insurance claim?

Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please download the CLAIM INTIMATION, fill it out and send it to our Help Desk via Email ID (chd@shriramgi.com)
64058f27f0c59f5e7906d7d8
Can I claim Shriram Burglary Insurance policy without an FIR?

No, an FIR is required to claim Shriram Burglary Insurance
Does Shriram Burglary Insurance offer any additional coverage?

Yes, Shriram Burglary Insurance policy provides additional coverage to protect against losses due to theft, riots, strikes, revolts, etc
How is the premium of Shriram Burglary Insurance policy calculated?

Shriram Burglary Insurance policy’s premium depends on the properties and contents insured by the policy holder
What are the benefits of Shriram Burglary Insurance claim process?

What is a full value policy in Shriram Burglary Insurance?

A full value policy covers the full value of the property/content of the insured. In the case of a loss, one can claim the entire value of the property/content with this policy
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