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With Shriram Burglary Insurance, one can gain the financial protection they need in the event of a burglary. A burglary insurance policy can also be extended to cover losses suffered due to burglaries committed during fire, riots, strikes, etc.
A full value policy protects the asset for its entire value, so if it's lost, the full value can be recovered
As part of the first loss policy, a portion of the stock that is likely to be burgled is insured. The total loss cannot be accurately estimated with this type of policy
Loss or damage to the property insured by theft following upon actual, forcible and violent entry into the premises
Damage caused to the premises/locks resulting from burglary/house-breaking or any attempt at any time during the period.
Computer software or intangible items
Animal and/or plant life
Consumable or perishable items (including food, drugs, fuel, oil, etc.)
Any motorised vehicle and/or its integral parts and installed accessories
Second-hand items, including antiques
Normal wear and tear or damage arising from an inherent defect in the purchased item
Fraud, abuse or deceit
Consequential loss/damage or punitive damage
Any event that is intentionally caused by an insured
Goods whilst being transported under a freight agreement or by postal or courier service
Goods being left unattended in a public place, unlocked car or an unattended car overnight
Note: Please read through the policy wording for an exclusive list of coverages, exclusions and add-ons
Gold, silver articles, jewellery, watches, precious stones, coins, sculptures, manuscripts, rare books, plans, medals, moulds, designs, deeds, bonds, bills of exchange, bank treasury, promissory notes, cheques, money, securities, stamps, collection of stamps and business books/papers, unless specifically insured
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
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CDW vs LDW: Understanding Rental Car Insurance
Posted on 2025-05-02 05:44:41
Renting a car may be a convenient way to explore new areas, but it also has certain responsibilities. Among the most important factors to think about is insurance coverage. Knowing the differences between Collision Damage Waiver and Loss Damage Waiver (CDW and LDW) will help you avoid unforeseen costs and guarantee a hassle-free trip.
What is Defensive Driving ? A Guide for Indian Drivers
Posted on 2025-04-29 12:34:48
Indian roads can be chaotic — unexpected turns, unpredictable drivers, and everything in between. In this environment, knowing what is defensive driving can make all the difference. Defensive driving is a smart, safety-first approach to driving where you anticipate risks and stay ready to avoid accidents. It's a mindset that enables you to deal with real-world traffic difficulties with composure and confidence, rather than just another skill. Let's examine what defensive driving is, why it's important, and how you can employ it each time you drive.
Can Too Many Car Washes Damage Your Car?
Posted on 2025-04-29 07:05:00
In a nation like India, where dust, smog, rain, and bird droppings are commonplace, keeping your car clean is more than a matter of vanity—it's a need. Your car will inevitably get dirty, whether you're driving in Bengaluru traffic during the week or heading to Lonavala for a weekend road trip. As a result, a lot of vehicle owners plan frequent car washes, sometimes even several times a week. The million-rupee question is this: Can your car get damaged by too many car washes? In a nutshell, yes. If done incorrectly or too regularly, excessive washing can eventually cause corrosion, swirl marks, and paint damage. Let us break it down.
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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
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