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With Shriram Burglary Insurance, one can gain the financial protection they need in the event of a burglary. A burglary insurance policy can also be extended to cover losses suffered due to burglaries committed during fire, riots, strikes, etc.
A full value policy protects the asset for its entire value, so if it's lost, the full value can be recovered
As part of the first loss policy, a portion of the stock that is likely to be burgled is insured. The total loss cannot be accurately estimated with this type of policy
Loss or damage to the property insured by theft following upon actual, forcible and violent entry into the premises
Damage caused to the premises/locks resulting from burglary/house-breaking or any attempt at any time during the period.
Computer software or intangible items
Animal and/or plant life
Consumable or perishable items (including food, drugs, fuel, oil, etc.)
Any motorised vehicle and/or its integral parts and installed accessories
Second-hand items, including antiques
Normal wear and tear or damage arising from an inherent defect in the purchased item
Fraud, abuse or deceit
Consequential loss/damage or punitive damage
Any event that is intentionally caused by an insured
Goods whilst being transported under a freight agreement or by postal or courier service
Goods being left unattended in a public place, unlocked car or an unattended car overnight
Note: Please read through the policy wording for an exclusive list of coverages, exclusions and add-ons
Gold, silver articles, jewellery, watches, precious stones, coins, sculptures, manuscripts, rare books, plans, medals, moulds, designs, deeds, bonds, bills of exchange, bank treasury, promissory notes, cheques, money, securities, stamps, collection of stamps and business books/papers, unless specifically insured
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
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