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  • Overview
  • Coverages
  • Key Features
  • Terminologies
  • Claim Process
  • Policy Download
  • FAQs

Frequently Asked Questions about All Risk Insurance

What is voluntary excess or voluntary deductible?

Every time a claim is made, the policy holder agrees to pay an amount as a voluntary excess in addition to the compulsory excess. By agreeing to a voluntary excess, the policy holder can gain discounts on their insurance premiums

What does Shriram All Risk Insurance policy cover?

The policy is extended to cover all risks, including theft and terrorism. However, theft & terrorism can be excluded from the scope of cover to avail discount:

  • Terrorism: 10%
  • Theft: 20%
  • Home (Building + Contents) Cover

What is the sum insured?

Sum insured refers to the maximum amount paid to an insured in the event of a claim

What are the benefits of Shriram All Risk Insurance claim process?

  • Instant Claim Notifications
  • Quick Claim Approval
  • Easy Claims Procedure
  • Fast Claim Settlement
  • 24*7 Customer Support

What is a ‘Single Article Limit’?

Unless specifically stated, the insurer's liability in respect of each article or pair of articles shall not exceed 5% of the Total Sum Insured under this policy

What our customers say ?

4.6

1753+ Customer Ratings

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customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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