claim notifications

24*7 Claim Notifications

paperless claim process

Almost 100% Paperless

best claim settlement awards 2022

Best Claim settlement Awards 2022

  • Overview
  • Features And Benefits
  • Types of Shriram Two-Wheeler Insurance
  • Coverages
  • Compare Plan
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs

A two-wheeler insurance policy protects bike owners against unforeseen expenses in the event of an accident, theft, natural and man-made disasters

  • A Third-Party (TP) two-wheeler insurance policy is mandatory in India under Section 146 of the Motor Vehicles Act, 1988
  • A two-wheeler insurance policy protects the vehicle and the vehicle owner against third-party liability, thefts, natural disasters and vandalism
  • Shriram Two-Wheeler Insurance policy online provides various coverages such as Third-Party coverage, Own Damage coverage and Comprehensive coverage
  • Comprehensive coverage provides coverage for third-party and own damage liabilities of the insured two-wheeler and vehicle owner
Read More
two wheeler insurance online
nil pending complaints

Nil Pending Complaints

happy customers

Over 60 Lakh
Happy Customers

shriram two wheeler insurance

Why Choose Shriram Two-Wheeler Insurance?

  • Shriram General Insurance offers you the convenience of buying, renewing and claiming of two-wheeler insurance online anytime and anywhere
  • Choose the right coverage, check the premiums, customise the policy and get it done within minutes. Our digital process makes your two-wheeler insurance journey easy and stress-free
  • Shriram Two-Wheeler Insurance policy provides coverage against various natural and man-made disasters at the convenience of your fingertips
  • We keep the claim process simple to ensure timely claim settlement. Shriram General Insurance provides 24*7 customer assistance for all your insurance requirements
Read More

Shriram Two-Wheeler Insurance Coverages

two wheeler insurance third-party coverage

Third-Party Coverage

Third-Party coverage is mandatory according to Section 146 of the Motor Vehicles Act, 1988. The TP policy only covers the third-party liabilities (vehicle & injury to the opponent vehicle owner).

own damage coverage

Own Damage Coverage

An Own Damage (OD) cover is focused on insuring your vehicle against damages arising from accidents, calamities and so on

bike insurance comprehensive coverage

Comprehensive Coverage

A Comprehensive Coverage provides benefits of Third-Party cover and Own Damage cover. With Shriram Comprehensive policy, choose add-ons to enhance your coverage

How to Calculate Shriram Two-Wheeler Insurance Premium?

Shriram Two-Wheeler Insurance premiums are determined by variables such as vehicle make, model/variant, year of manufacture, Insured Declared Value (IDV), insurance plan opted and add-on coverages

Make and Model

Two-wheeler insurance premiums are calculated based on the make and model of the vehicle

Year of Manufacture

The manufacturing year of the vehicle is an essential factor in determining the IDV of the vehicle

Insured Declared Value

The Insured Declared Value (IDV) represents the vehicle's current value. IDV is the maximum amount the insurer will pay in the event of a total loss

Type of Insurance

In India, two-wheeler insurance is mandatory. The premium for Third-Party two-wheeler insurance is determined by the bike's cubic capacity. Two-wheeler stand-alone own damage insurance premiums differ from company to company


Add-ons can be selected based on individual needs. The total premium paid will be the sum of the basic policy and add-ons

No Claim Bonus

An insured who has not claimed their own damages for the previous policy period can get a Own Damage premium

two-wheeler insurance premium

Benefits of Renewing Shriram Two-Wheeler
Insurance Online

With Shriram General Insurance's digital-friendly platform, renewing a bike insurance policy is simple and easy. With just a few clicks, one can purchase or renew their two-wheeler insurance anywhere, anytime. Online renewal offers the following benefits:

  • Paperless process
  • Avoid legal penalties
  • Quick on-spot renewal
  • Avail No Claim Bonus
  • Insurance break-ins can be avoided

How to Save on your Shriram Two-Wheeler Insurance Premium?

There are several ways to save the cost of your two-wheeler insurance premiums. By taking these factors into consideration, individuals can save on their spending on two-wheeler insurance premiums


Policy Type

Shriram General Insurance offers various two-wheeler insurance plans. It is up to the insured whether to protect their vehicle with third-party insurance or comprehensive insurance. But it is advisable to get comprehensive two-wheeler insurance policy for better coverage


Selection of Add-ons

Make sure you are cautious when purchasing add-ons. It is recommended to buy add-ons only if they are needed. Adding random add-ons to a two-wheeler insurance policy will increase the premiums



A deductible is the amount of money you must pay out of pocket toward a claim before your insurance company will cover the rest. The higher your deductible, the lower your premium, but also keep in mind one has to be prepared to pay more out of pocket during a claim


No Claim Bonus

If you have never claimed any own damages from your insurance company in the previous policy period, you are capable of getting a No Claim Bonus on Own-Damage premium during policy renewal

Frequently Asked Questions

Why Two-Wheeler Insurance is required?

According to Section 146 of the Motor Vehicles Act, 1988, it is mandatory to get a Third-Party (TP) two-wheeler insurance cover. Comprehensive Insurance provides coverage for Own Damage and Third-Party damages due to unforeseen disasters

When should I renew my Two-Wheeler Insurance?

Renew your policy before the expiry of the existing policy. Renewing on time keeps your vehicle protected against risk without any break-ins. You can also benefit from a No Claim Bonus (NCB) for claim-free years on your Own Damage premium

How are my accidental hospital expenses covered by the insurance policies?

To reimburse personal accident hospital expenses, you must take Compulsory Personal Accident (CPA) cover. One can buy CPA coverage along with the standard insurance policy for additional cost

middlemen-free process

Middlemen-free Process

Get affordable premiums with zero commission charges

roadside assistance

24*7 Roadside Assistance

Emergency assistance to the insured (i.e., breakdown, minor repairs, refueling)

quick renewal

Quick Renewal

Renew Shriram Two-Wheeler Insurance policy any time from the comfort of your home

stress-free claims

Stress-free Claims

Quick claim notification and timely claim settlement for a hassle-free claim process

no claim bonus

No Claim Bonus

Get No Claim Bonus (NCB) on your Own Damage insurance premium

secured payments

Secured Payments

Choose the preferred payment method (i.e., Debit Card, Credit Card or Net Banking)

Benefits of Shriram Two-Wheeler Insurance

Insuring your vehicle with Shriram General Insurance is simple, instant and effortless


  • Starting from ₹ 482* (* The premium excluding GST for Third-Party (TP) liability cover only)

No Claim Bonus

  • Avail maximum benefits on Own Damage premium


  • Nil Depreciation & Roadside Assistance

Claim Process

  • Hassle-free claim process

Own Damage Cover

  • Available

Damages to Third-party

  • Available
benefits of shriram two-wheeler insurance

Frequently Asked Questions

What are the benefits of opting for different add-on covers?

An insured can enhance the benefits of a Shriram Comprehensive Two-Wheeler Insurance policy by opting for add-ons. An add-on cover will give the extra advantage to the insured for an additional premium. Some of the add-ons are Motor Protection, Zero Depreciation and Consumables


The scope of coverage of a Two-Wheeler Insurance policy will differ based on their chosen options. They are Comprehensive, Standalone Own Damage and Third-Party insurance policy

Types of Shriram Two-Wheeler Insurance

third-party insurance

Third-Party Insurance

In India, it is mandatory to carry Third-Party Two-Wheeler Insurance according to Section 146 of the Motor Vehicles Act, 1988. A Third-Party (TP) two-wheeler insurance protects the bike owner from third-party liabilities. The Shriram Two-Wheeler Insurance policy provides coverage if your vehicle damages another person's vehicle/property or causes injury/death to another person. In case your vehicle causes third-party property damage, Shriram General Insurance Company will offer compensation up to Rs. 100,000/- for Two-Wheelers. And also provides unlimited personal liability coverage, i.e. whatever the court awards as the liability to the third-party due to accidental death or injuries caused by the insured vehicle

Coverage includes

  • Third-Party Injury or Death
  • Third-Party Property Damages
standalone own damage insurance

Standalone Own Damage Insurance

Shriram Standalone Own Damage (OD) insurance policy aids in protecting your two-wheeler from damages due to various unforeseen mishaps like accidents, theft, natural and man-made disasters. A Standalone Own Damage insurance policy covers the vehicle owner and his vehicle from such damages. It does not cover any third-party liabilities arising due to an accident. Hence, Third-Party two-wheeler insurance policy is mandatory before purchasing a Standalone Own Damage insurance policy

Coverage includes:

    • Accidental Damages
    • Natural Calamities
    • Man-made Disasters
    • Theft
    • Fire
    • Strike/Riot
    • Add-ons*
comprehensive insurance

Comprehensive Insurance

All of the coverage provided by Third-Party and Own Damage cover (damage/losses to your two-wheeler) are included in Comprehensive Two-Wheeler Insurance. Compulsory Personal Accident (CPA) coverage of Rs. 15 Lakh is always included with Shriram Comprehensive Two-Wheeler Insurance policy. A comprehensive insurance policy provides coverage for third-party liabilities and own damage accidents like theft of the insured bike, accidental damage, fire damage, natural calamities (such as floods, storms and earthquakes) and man-made disasters (such as riots and strike)

    • Third-Party Injury or Death
    • Third-Party Property Damages
    • Accidental Damages
    • Natural Calamities
    • Man-made Disasters
    • Theft
    • Fire
    • Strike/Riot
    • Add-ons*

Long-Term Two-Wheeler Insurance

As per the latest circular by the IRDAI, on 1st September 2018, after honourable Supreme Court order, it is mandatory to have five years insurance policy for a new two-wheeler in India. At Shriram, a Long-term Two-Wheeler Insurance policy is available to cover your two-wheeler for two years, three years and five years in one go. The ideal reason is to combat the non-renewal of two-wheelers and encourage people to buy or renew mandatory Two-Wheeler Insurance (TP liability policy) on time. Though, Two-Wheeler Insurance for three years is not compulsory for older vehicles. Still, investing in Long-term Insurance cover is a wise choice because it offers multiple benefits on the two-wheeler insurance policy premium. Also, it helps defend the yearly increases in third-party premiums

Benefits of Long-Term Two-Wheeler Insurance

if you are one of those who skips renewing the bike insurance policy on time, a Long-Term Two-Wheeler Insurance policy is the right choice for you

  • Most Convenient Process
  • Dismiss Yearly Renewal
  • Avoid Non-Renewal Risks
  • NCB on Own Damage Premium
  • Saves Money and Time
types of bike insurance

Shriram Two-Wheeler Insurance Add-on Covers

Choose any add-on or all of them at an additional premium for additional protection

personal accident cover

Personal Accident Cover

It is mandatory to have a Personal Accident Cover as per Indian law. It provides coverage for any bodily injury or death of the owner-driver in case of unfortunate events

roadside assistance

Roadside Assistance

In case of an accident or breakdown, Roadside Assistance cover will provide the insured with immediate assistance. It includes providing vehicle breakdown support to the insured, tyre repair service, battery jump-start assistance and towing facility to the nearest garage

pa cover for passengers

PA Cover for Passengers (Unnamed Persons)

A PA Passenger Cover provides additional coverage at an additional premium. It protects your co-rider when they are met with any unforeseen accidents on the road

motor protection

Motor Protection

In the event of a two-wheeler accident involving an insured vehicle, Shriram Two-Wheeler Insurance policy provides the insured with an advocate to guide and defend before the police and judicial magistrates

hospital daily cash allowance

Hospital Daily Cash Allowance

In case of any accidental injury involving an insured vehicle leading to hospitalisation as an inpatient, we will pay an amount of Rs. 1500/- daily for a maximum of up to 30 days (T&C apply). The reimbursement can be claimed post-discharge from the hospital by submitting the required documents

cover for loss of driving license and

Cover for Loss of Driving License and
Registration Certificate

If the insured loses their official driving license (DL) or registration certificate (RC) or both, we will provide compensation of up to Rs. 500/- or actual costs, whichever is lower, to get a duplicate copy of the DL/RC

daily expenses reimbursement

Daily Expenses Reimbursement

The insured will get daily expense reimbursement as mentioned in the policy to meet the cost of hired transport when the vehicle is damaged. This is applicable when the insured vehicle must be laid up in an authorised garage/service station for repairs of accidental damages for more than three day

personal belongings cover

Personal Belongings Cover

In the event of a loss or damage to the personal belongings, you will be compensated for the loss with the support of personal belongings add-on cover.

Frequently Asked Questions

What are the benefits of opting add-on cover?

One can enhance the benefits of a Shriram Comprehensive Two-Wheeler Insurance policy by purchasing add-ons. An add-on cover will give maximum coverage to the insured for an additional premium. Some of the add-ons are Motor Protection, PA for Unnamed Persons and Zero Depreciation

  • What is Covered?
  • What is not Covered?

Loss or Damage to your Vehicle

The policy covers you against any loss or damage caused to the vehicle due to the following natural and man-made calamities


Natural Calamities

Fire, explosion, self-ignition or lightning, earthquakes, floods, typhoon, hurricane, storms, tempest, inundation, cyclones, hailstorm, frost, landslides or rockslides


Man-made Disasters

Riot, strike, malicious act, accident by external means, terrorist activity and other violent activities


Accidental Damages

Burglary, theft, any damage in transit by road, rail, inland waterway, lift, elevator or air


Third-Party Personal Liability

Unlimited liability coverage, i.e. whatever the court awards as your liability to the third-party vehicle owner due to accidental death or injuries caused by your vehicle, will be met by the insurer


Third-Party Property Liability

In case your vehicle causes third-party property damage, the insurer will offer compensation up to Rs. 100,000/- for two-wheelers


Accident due to External Factors

Accidental loss or damage to the insured or any person driving with the knowledge and consent of the insured under the influence of intoxicating liquor or drugs or wilful negligence


Vehicles Outside the Defined Territory

Loss or liability while the vehicle is used outside the scope of limitations of use and/or being driven by a person not duly licensed


Loss due to Nuclear/Radioactive Elements

Loss connected to nuclear or radioactivity or war and related activities is not covered under this policy


Other Damages

Consequential loss, depreciation, wear & tear, mechanical and electrical breakdown/failure or breakages will not be covered by the Shriram Two-Wheeler Insurance

Frequently Asked Questions

Can a pillion driver be covered under a comprehensive/package two-wheeler insurance policy?

The pillion rider is not covered under a comprehensive two-wheeler policy, but you can get Pillion Cover by paying an additional premium. The Sum Insured can range from Rs. 10000/- to Rs. 200000/- (in multiples of 10000 only)

How does Third-Party (TP) two-wheeler insurance cover work?

A Third-Party two-wheeler insurance policy protects the insured from legal liability, including death/bodily injury to a third party or damage to their property

Benefits and Coverage Third-Party Insurance Comprehensive Insurance

Own damage to two-wheelers due to an accident


Own damage to two-wheelers due to fire


Own damage to two-wheelers due to natural calamities


Third-Party damage to the vehicle


Third-Party damage to property


Compulsory Personal Accident (CPA) Cover


Theft of the two-wheeler


No Claim Bonus (NCB)




Frequently Asked Questions

What are the benefits of buying Two-Wheeler Insurance online?

The major advantage of buying a two-wheeler insurance policy online include:

  • Purchase a Two-Wheeler Insurance policy online at your convenience without any third-party intervention
  • Zero Commission Charges
  • Saves time and effort

A premium is a payment made to an insurer for the purchase of a policy. Shriram Two-Wheeler Insurance premium will be calculated based on various factors, such as the policy chosen, cover types, add-ons and policy period

third-party premium

Third-Party (TP) Premium

Third-party liability insurance is mandatory in India. Bike insurance premiums are calculated based on the engine's cubic capacity and IDV

Own Damage (OD) Premium

Own Damage premium is paid to get coverage against various natural and man-made disasters. The Own Damage premium will vary from company to company

compulsory personal accident cover

Compulsory Personal Accident Cover

As two-wheeler accident cases rise, the government has made Personal Accident coverage mandatory. The minimum sum insured for risk coverage is Rs.15 lakh

bike insurance add-ons


A vehicle add-on provides enhanced protection for the vehicle. Premiums are determined by the type of add-on selected by the insured. Some of the add-ons are zero depreciation cover, motor protection cover, engine and roadside assistance

Frequently Asked Questions

What are the factors determining the two-wheeler insurance premium?

The two-wheeler's IDV (Insured Declared Value), its age (if it's a used vehicle), zone/city of registration, engine cubic capacity, previous year's claim status and no-claim bonus status



Any individual who is 18 years or above with a valid driving licence


The person must own a vehicle with an original RC to purchase Shriram Two-Wheeler Insurance online at ease


The process is completely paperless and there is no need to upload a scanned copy of the documents to get your bike insurance

Documents Required for Two-Wheeler Insurance Claims

  • Registration Certificate with Fitness Certificate
  • Driving License
  • Insurance copy (Optional)
  • Claim Form duly filled and signed
  • Estimate, Bills, Payment receipt and Discharge Voucher
  • Signature ID proof (Insured)
  • Customer's bank details with a cancelled cheque for claim payment through (NEFT)
  • Customer's bank details with a cancelled cheque (Where the Premium is greater than 25,000/-)
  • FIR (If filed or required)

Others (If required by the claims team correlating with the vehicle type and severity of the accident

documents required for two-wheeler insurance claims

Frequently Asked Questions

Can I drive my vehicle without a bike insurance policy?

No. The Third-Party (TP) liability policy is a mandatory requirement as per Section 146 of the Indian Motor Vehicles Act, 1988. Shriram Two-Wheeler Insurance policy covers the liability of the owner of the vehicle against Third-Party damages

  • Buy Shriram Bike Insurance Online
  • Renew Shriram Bike Insurance Online

You can instantly purchase a Shriram Two-Wheeler Insurance policy online via 3 simple steps on our website/MySGI App/call our toll-free number ( 1800-300-3000/ 1800-103-3009) at your convenience


Provide the basic details to estimate the premium

  • Registration Number & Mobile Number
  • Details of Two-Wheeler Manufacturer & Model
  • Year of Manufacture

Enter basic details of the vehicle owner and choose the policy cover and add-ons

  • Kindly provide your Name, Email ID and Address
  • Choose the policy that fits your requirements along with the necessary add-ons to protect your two-wheeler

Complete your online payment & get instant two-wheeler insurance

  • Kindly complete the online payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking) on the go and get your Shriram Two-Wheeler Insurance policy

With Shriram General Insurance, online Two-Wheeler Insurance renewal is quick and hassle-free. You can renew your insurance policy through three simple steps without paperwork.


Check the given existing details of your two-wheeler with the original RC to estimate the renewal premium

  • Details of Two-Wheeler Manufacturer & Model
  • Registration Number & State
  • Year of Manufacture
  • Previous Insurance Policy Details
  • Change of Ownership Documents (if applicable)

Selection of new coverages along with your existing policy

  • Select the policy that fits your requirements along with the necessary add-ons to protect your two-wheeler

Complete your online payment & renew the two-wheeler insurance policy

  • Kindly complete the online payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking, Cheque) on the go and get your Shriram Two-Wheeler Insurance policy renewed

Frequently Asked Questions

What are the modes available to pay the Shriram Two-Wheeler Insurance policy premium?

    Modes available currently are as follows:

  • Cash
  • Internet Banking
  • Debit Card
  • Credit Card

With Shriram General Insurance, your claim settlement process is stress-free now

Get your Shriram Two-Wheeler Insurance Claim Settlement in 3 Simple Steps

  • Step 1
  • Step 2
  • Step 3
register your claim

Register your Claim

  • You can file a claim online at the Shriram General Insurance website or over the phone at 1800-300-30000/1800-103-3009 or through the MYSGI App. You will be contacted by our customer service team and guided through the entire insurance claim process

submit the required documents

Submit the Required Documents

  • Engine and Chassis Number

    • An engine number will always be specified on the vehicle's engine
    • The last 6-digits of the VIN (Vehicle Identification Number) are the unique serial number of the two-wheeler, known as chassis number
  • Police Complaint

    • In a police complaint, the complainant describes the facts and incident to the police
    • An FIR report is made after a formal complaint is made
  • Description and location of the accident

    You are requested to provide the details of the accident

  • Two-wheeler Inspection Address

    Please provide the address for the primary two-wheeler inspection

  • Vehicle's Kilometre Reading

    Kindly provide the vehicle kilometre reading (distance travelled by a vehicle)

  • Accident Date and Time

    Kindly mention the date and time the accident took place

claim settlement

Claim Settlement

As soon as your documents & process get verified & completed, we will initiate the funding process and disburse the funds directly to the recipient after verification

Benefits of Shriram Two-Wheeler Insurance Online Claim Proces

  • On-time Notification of Claims
  • Instant Claim Settlement
  • Minimal Paperwork
  • Superfast Survey
  • Simple Claims Procedure
  • Updated Claim Status
online two wheeler insurance claim

Frequently Asked Questions

What is the minimum amount of claim to process the claim intimation? How many claims can be reimbursed in a policy period?

No, there is no such limit available. The insured can claim the amount up to the IDV of the vehicle from the insurer, at any point in time within the policy period

How do I register a Shriram Two-Wheeler Insurance policy claim?

To register your claim, please call our toll-free number or send an email to our customer support. You can also directly intimate the claim using the MYSGI app to initiate a claim

How can I check my Shriram Two-Wheeler Insurance policy claim status?

You can login to our website/MYSGI app with the policy number to check your Shriram Two-Wheeler Insurance policy claim status

insured declared value

Insured Declared Value (IDV)

The IDV (Insured Declared Value) represents the maximum amount that an insured should receive in compensation for total damage or loss to the vehicle. It is the current market value of the insured's vehicle. IDV is the amount that an insured can claim for reimbursement for damages caused to an insured vehicle

claim settlement

Claim Settlement

The insurance claims are requests by the insured to compensate the insurer for expenses/damage incurred because of an unfortunate event involving their vehicle. It depends on the vehicle's Insured Declared Value (IDV) and the type of insurance policy they purchased - Third-party, Own Damage or Comprehensive. There are two ways to settle a claim: Cashless Claim and Reimbursement Claim

no claim bonus

No Claim Bonus (NCB)

A No Claim Bonus is given to those insured who have not claimed during their policy period. Your NCB keeps increasing with consecutive claim-free years until it reaches up to 50% on the Own Damage premium for your vehicle



The add-on covers provide insureds with added coverage for an additional premium. By extending the coverage of the Shriram Two-Wheeler Insurance policy, the two-wheeler owner can address various tough situations at ease. The add-ons include Zero Depreciation, Key Replacement and Return to Invoice

Frequently Asked Questions

What is an endorsement?

An Endorsement is an amendment or addition to an existing insurance contract that changes the terms or scope of the original policy. An insurance endorsement may be used to add, delete, exclude or otherwise alter coverage

What is a compulsory deductible?

Compulsory deductible is also known as compulsory excess in two-wheeler insurance as specified by the IRDAI. The insured has to bear a certain part of the claim amount as deductibles during a claim process

Steps to Download Your Shriram Two-Wheeler Insurance Policy

download bike insurance policy

Step 01

Visit the SGI website/MYSGI App home page and scroll to the top to access your Shriram Two-Wheeler Insurance account

Step 02

Enter your two-wheeler insurance policy number and click "Download" to get your policy document

Note: An insured can also receive Shriram Two-Wheeler Insurance policy document via email too

What is the process of policy cancellation? What is required for cancelling a mandatory Third-Party (TP) only policy?

The insured has to reach us through the branch and apply for policy cancellation with a proper reason for cancellation. Immediately the request will be processed and the Own Damage (OD) part of the policy will be cancelled with an applicable refund. Since the TP-only policy is mandatory as per Section 146 of the Motor Vehicles Act, 1988, it cannot be cancelled. Once the insured presents documents of the TP policy of the same vehicle from another insurer, the TP policy will be cancelled by us

Can I sell my two-wheeler to another person?

Yes, you can sell the two-wheeler to another person. As a process, we will change the name of the buyer through name transfer endorsement and the policy will be transferred to a new owner. The buyer has to apply for an insurance transfer in his name with us within 14 days from the vehicle transfer date

What is the tenure of Shriram Two-Wheeler Insurance policy?

Following are the types of Shriram Two-Wheeler Insurance policy period

  • 1 year, consisting of Own Damage cover for one year and Third-Party cover of 1 year (For Other Than New)
  • 2 years, consisting of Own Damage cover for two years and Third-Party cover of 2 years (For Other Than New)
  • 3 Years, consisting of Own Damage cover for three years and Third-Party cover of 3 years (For Other Than New)
  • 5 Years Long term bundled policy, consisting of Own Damage cover for one year and ThirdParty cover of 5 years (For New Only)

What are the benefits of Shriram Two-Wheeler Insurance?

  • Avoid Legal Penalties
  • More Add-on Options
  • Comprehensive Cover
  • Hassle-free Claim Assistance
  • Zero Paperwork Digital Process
  • 100% Cashless Claims

What type of risk is covered by a Shriram Comprehensive Two-Wheeler Insurance policy?

Your vehicle will be protected against theft, loss and damage under the Shriram Comprehensive Two-Wheeler Insurance policy. In the event of an accident, this coverage will also cover the owner's or rider's accidental expenses. It covers third-party liabilities and own damage losses as well

What is a Motor Protection add-on cover?

Any two-wheeler accident that occurs while using an insured vehicle will be covered by Shriram Two-Wheeler Insurance policy and you will be provided with an advocate to represent you in police proceedings and judicial proceedings

Can I pay my Two-Wheeler Insurance premium in instalments?

No, you cannot pay the premium in instalments. As per Section 64VB of the Insurance Act, 1938, no risk can be started unless the premium is received in advance

Do I need an FIR to file a Two-Wheeler Insurance Claim?

In case of an accident or theft, you should immediately contact the insurance provider about the occurrence and lodge a First Information Report (FIR) at the police station and raise a claim

Is Aadhaar mandatory for a Two-Wheeler Insurance Claim

It is now required to link Aadhaar with insurance plans, according to the insurance industry's regulatory body, IRDAI (Insurance Regulatory and Development Authority of India)

How much time does it take for my claim to get settled?

The Two-Wheeler Insurance claim will be processed within seven working days on receipt of all the relevant claim documents along with the original repair invoice & satisfaction voucher/discharge voucher & NEFT details

How can I download my Shriram Two-Wheeler Insurance policy online?

  • Go to the Shriram General Insurance website/MYSGI App
  • Enter the necessary information, such as your policy number, name, phone number to log into your account
  • Select the option to download the Shriram Two-Wheeler Insurance policy

Where do I find the Shriram Two-Wheeler Insurance policy number?

Your Shriram Two-Wheeler Insurance policy number is the bike's unique identification number. On the Shriram Two-Wheeler Insurance policy document, you'll find an 8 to 10-digit number. You can also view this policy number on Two-Wheeler Insurance E-copy

Can I ride my two-wheeler without a Two-Wheeler Insurance policy?

No, the Third-Party (TP) two-wheeler insurance policy is mandatory according to Section 146 of the Indian Motor Vehicles Act of 1988. The Shriram Third-Party Two-Wheeler Insurance covers the owner's legal responsibility to third-party liabilities. However, buying a comprehensive policy that includes Third-Party (TP) and Own Damage (OD) coverage is advisable

What our customers say ?

Divyansh says,

Shriram General Insurance is the best travel insurance and i can confidently recommend.Truly the best online travel insurance site in India. Thanks to Shriram General Insurance !.

Vidit says,

Shriram General Insurance has a very encouraging overseas travel insurance program for us. Overall it's very nice

Malik says,

I had some doubts when reading the terms and conditions of my travel insurance. I called the Shriram General Insurance helpline and they cleared up most of my doubts.

Prakash says,

SGI Health Insurance currently administers my health insurance policy. I still have a bonus and there hasn't been a claim. This insurance covers all hospitals for cashless payments. Customer support is excellent.

Apeksha says,

This group health insurance policy, which has a Rs. coverage amount, was obtained from Shriram General Insurance. They have connections with several hospitals and also offer cashless medical care.

Ashwin says,

“I am satisfied with Health insurance claim service” Got my Health  insurance policy claim. Thanks a lot for quick response. Great customer satisfaction policy

Chiranjeev says,

My Commercial Vehicle Insurance is the best. These are very good, helpful and wonderful people. I am pleased to join Shriram General Insurance commercial vehicle insurance plan.

Purushottam says,

For commercial vehicle insurance, I can suggest Shriram General Insurance with confidence. I'm relieved that my vehicle is now protected and secure, I appreciate Shriram General Insurance!

Santram says,

Shriram General Insurance provides me with a commercial vehicle insurance policy that fully protects the vehicle for a comparatively small outlay of money. Excellent customer satisfaction policy, I'm pleased!

Amritlal says,

After taking into account all other plans available, I decided to go with Shriram General Insurance for my personal insurance policy. I am extremely pleased with the outcome of my claim and the amount of time and accuracy put into it.

Meghna says,

Taken the personal insurance policy with Shriram General Insurance company around 5 years ago. My colleague is suggested me to take the policy from here. The claim ratio is more compared to others. This was taken for my family benefits and customer service is good. Thank you SGI!!

Mohan says,

Five years ago, I chose to invest in a personal insurance policy with Shriram General Insurance Company after being recommended by a colleague. They had one of the best claim ratios and the customer service is great. Taking out this policy has benefited my family immensely and I'd like to take this opportunity to thank Shriram General Insurance for their excellent services.

Akanksha says,

I recently took out a home insurance policy with Shriram General Insurance and it covers me if there is any destruction to my property due to natural disasters such as earthquakes. I am very pleased with their customer service and quick response times. This gives me peace of mind knowing that I have this policy in place.

Raveena says,

After consulting with many people, I chose to purchase my home insurance from Shriram General Insurance. The experience was quite pleasing & I am glad that I went with them as their policy has proven to be very satisfactory.

Tejas says,

Securing my future by taking home insurance from Shriram General Insurance was a great decision. Not only did I get protection from natural and man-made calamities, but the service provided was also excellent.

Shubham says,

The add-on covers on my policy were extremely helpful. I got my claim easily and also reserved my NCB.And Shriram has made it so easy to renew any policy online without any tussle, trouble.thank you Shriram General Insurance!

Amandeep says,

Shriram General Insurance Co. Ltd is a trustworthy partner to me. They have a sincere and genuine approach towards settling claims, which I highly appreciate and value. They made it easier for me to manage through the tough times.

Satyaprakash says,

Shriram General Insurance truly stands out with the great service they provide – claims are processed quickly and effortlessly. I am very appreciative of their support! The quick and stress-free claim process made life easier for me during a trying time.

Shakeel says,

Shriram General Insurance really offer affordable two wheeler insurance premium. When my bike was damaged in an accident, I was stressed out but their two wheeler insurance executive took care of the situation quickly & efficiently. Thanks to Shriram General Insurance!

Samantha says,

I recently got a two-wheeler insurance policy from Shriram General Insurance and had a great experience. The website was incredibly user-friendly and all the relevant information was easily accessible. I'm glad my two-wheeler is safe and secure now - thank you Shriram General Insurance!

Vandana says,

My friend working for Shriram General Insurance suggested I take out a two-wheeler insurance policy from them. I've been renewing it before its expiry ever since and have been pleased with the service.I recently visited their branch and decided to renew my policy with them. The reason I chose them was because they provide first-party insurance with utmost claim amounts, plus this policy includes bumper to bumper coverage.

Chetan says,

I was thoroughly satisfied with my decision to get car insurance from Shriram General Insurance. Not only did I find their rates quite reasonable, but the policy coverage was also adequate. I am especially impressed with how efficiently and smoothly they handled my claims.

Ankit says,

I can confidently recommend Shriram General Insurance for car insurance as I have been a loyal customer for the last 5 years. Their claims process is very efficient and they respond swiftly to their customers in comparison to the other providers.

Rahul says,

I recently switched to Shriram General Insurance for my car insurance and I'm glad I did. The customer service is great, and the policy was issued instantly. I am Very impressed with their services!


View all

Bike Insurance in Indian Cities

Bike insurance in agra
Bike insurance in delhi
Bike insurance in coimbatore
Bike Insurance in Bangalore
Bike insurance in dehradun
Bike insurance in jaipur
Bike Insurance in Indore
bike insurance in ahmedabad
Bike insurance in pune
Bike insurance in gurgaon
Bike insurance in mumbai
Bike insurance in Bhopal
Quick renewal
Back to Topback_to_topback_to_top

IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Terms and Conditions |Refund and Cancellation© 2023 Shriram General Insurance. All rights reserved.