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  • Overview
  • Features And Benefits
  • Save on Premium
  • Calculate Premium
  • Types of Shriram Travel Insurance
  • Coverages
  • Compare Plan
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
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Travelling is extremely exciting and full of unexpected experiences. Sometimes a flight gets cancelled, the luggage gets lost or a trip can be delayed

  • Travel insurance covers your overall trip around the globe against any such unforeseen mishaps. It is beneficial for those travelling domestically or abroad
  • The travel insurance policy ensures comprehensive coverage against various scenarios, including flight delays, trip cancellations, flight cancellations, lost luggage, medical emergencies, loss of passport and so on
  • Currently, Shriram Travel Insurance provides coverage for international trips online. Shriram Travel Insurance policies online is completely customisable to suit the travel requirements of an individual/family who prefers overseas travel for leisure holidays/business/study
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what is travel insurance
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why choose shriram travel insurance

Why Choose Shriram Travel Insurance?

  • Shriram Travel Insurance offers coverage against various insurable losses such as lost passports, lost checked-in baggage, trip delays and more in just a click away
  • Shriram Travel Insurance has highly customised plans that make it easy for leisure, business and student travellers to travel to the USA, Canada, Schengen and other countries
  • A digital-friendly platform where you can purchase a travel insurance policy in less than 5 minutes
  • Shriram Travel Insurance offers various plans for all your travel needs like Single-Trip, Family Floater and Annual Multi-Trip international travel insurance plans
  • Shriram Travel Insurance policy offers a quick claim settlement process for all the immediate travel requirements in a few minutes
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Types of Shriram Travel Insurance Plans

Single-Trip

Coverage for an entire international trip is readily available at your fingertips for a Single Trip plan from Shriram Travel Insurance

Annual Multi-Trip

Shriram Travel Insurance's Annual Multi-Trip plans give coverage for multiple overseas trips over a specified period with a single click

Family Floater

Shriram Travel Insurance Policy’s Family Floater plan is designed for families who desire to travel abroad

Shriram Travel Insurance Coverages

shri travel coverage

Shri Travel (50000 USD Coverage)

shri travel plus coverage

Shri Travel Plus (100000 USD Coverage)

shri elite coverage

Shri Elite (200000 USD Coverage)

How to Calculate Shriram Travel Insurance Premium?

Shriram Travel Insurance premiums are determined by variables such as duration of the trip, destination, number of travelers, age of travelers, policy type and add-on coverages

Duration of the Trip

The duration of the trip is one of the essential factors in calculating the travel insurance premium. As the trip duration increase, the cost of the premium also increases nominally

Destination of the Trip

Travel insurance premiums vary from country to country. Countries like USA/Canada are more expensive compared to other countries

Number of Travellers

The number of travellers associated with a trip is also included in the travel insurance premium calculation. A single-floater policy is cheaper compared to a family-floater policy

Age of Travellers

Travellers over 65 years may see a slight increase in premiums. Because senior citizens often suffer medical emergencies

Policy Coverage

The type of travel insurance plan and benefits availed by an insured are also responsible for the premium calculation

benefits of renewing shriram travel insurance

Benefits of Renewing Shriram Travel Insurance

If an insured needs to extend the duration of the trip, they can simply renew their travel insurance policy with Shriram General Insurance. One can purchase or renew their travel insurance in just a few steps. On-time renewal offers the following benefits:

  • Continuity of coverage
  • Easy and instant claims
  • Get additional benefits
  • Complete protection against risks
  • Assistance during a travel emergency

How to Save on your Shriram Travel Insurance Premium?

There are several ways to cut the cost of the travel insurance premiums. Individuals can save on travel insurance premiums by considering these factors

01

Research and Compare Plans

Insureds can protect their overseas travel to their dream destination by comparing several risk coverage plans and choosing the most suitable plan for their needs.

02

Purchase an Annual Multi-Trip Plan

One can purchase an annual multi-trip insurance plan if he/she is a frequent traveller to save on their premium

03

Choosing Add-ons

An insured can purchase add-ons based on their requirements and risk coverage. Some of the sought-after add-ons are Emergency Medical Assistance, Trip Cancellation, Baggage Loss and so on


Frequently Asked Questions

Why is Travel Insurance necessary?

Travel insurance protects policy holders against unfavourable circumstances, such as passport loss, personal injury, medical emergency, etc., Shriram Travel Insurance policy shields policy holders from all such travel risks. It offers you and your family immediate access to medical, monetary and other aid in the event of an emergency while travelling overseas

What are the factors that affect the Travel Insurance premium?

In a nutshell, your premium amount is calculated on the following factors:

  • Destination
  • Trip Duration
  • Type of Trip
  • Medical History

Can I buy Shriram Travel Insurance policy after I go abroad?

No. You must purchase Shriram Travel Insurance policy before leaving the country

Is International Travel Insurance required to obtain a visa for travel to certain countries?

Some countries may require International Travel Insurance as a condition of obtaining a visa. It is important to check the visa requirements for the country you plan to visit

Can International Travel Insurance cover the cost of a lost passport?

Yes, International Travel Insurance can provide coverage for the cost of a lost passport, which can be a significant expense to replace

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cost-effective premium

Cost-effective Premium

Affordable premium with minimal paperwork

painless claim settlement

Painless Claim Settlement

Instant cashless claim and reimbursement at your convenience

no paperwork process

No Paperwork Process

A digital-friendly process to purchase/renew policies

customer assistance

24*7 Customer Assistance

Get timely assistance for a hassle-free insurance journey

customised travel policy

Customised Travel Policy

A tailor-made travel insurance policy meets all your demands

international destinations

175+ International Destinations

Your dream destination will be covered with online Shriram Travel Insurance

Benefits of Shriram Travel Insurance

Insuring your vehicle with Shriram General Insurance is simple, instant and effortless

Premium

  • Starting from ₹ 425* (* The premium excluding GST for Shri Travel)

Add-ons

  • Travel Delay, Trip Cancellation/Interruption, etc.,

Claim Process

  • Superfast Claim Process

Travel Delay Allowance

  • Up to US$ 100/-per day, if the trip gets delayed for more than 12 hours

Emergency Medical Assistance

  • Available

Personal Accident Add-on

  • Available
benefits of shriram travel insurance

Frequently Asked Questions

How many members are covered under the Shriram Family Floater policy?

"Family" means self – up to the age of 65 years, spouse – up to the age of 65 years, child – maximum of two dependent children (from 90 days to 21 years of age) and parents - maximum of two dependent parents

What are the benefits of having Shriram Travel Insurance?

Shriram Travel Insurance provides various benefits such as coverage for trip cancellations or interruptions, medical expenses, emergency medical evacuation, lost or stolen luggage and personal liability

Is Travel Insurance really necessary? C

Travel Insurance is not always necessary, but it can be beneficial in many situations. If you are travelling to a foreign country or have invested a significant amount of money into your trip, it is recommended that you consider purchasing Travel Insurance to safeguard yourself from such financial losses

How to Save on your Shriram Travel Insurance Premium?

There are several ways to cut the cost of the Travel Insurance premiums. Individuals can save on Travel Insurance premiums by considering these factors

Research and Compare Plans

CInsureds can protect their overseas travel to their dream destination by comparing several risk coverage plans and choosing the most suitable plan for their needs

Purchase an Annual Multi-Trip Plan

Consider a multi-trip policy if you travel frequently, consider purchasing a multi-trip policy, which can be more cost-effective than purchasing individual policies for each trip

Choosing Add-ons

An insured can purchase add-ons based on their requirements and risk coverage. Some of the sought-after add-ons are Emergency Medical Assistance, Trip Cancellation, Baggage Loss and so on


Frequently Asked Questions

What happens if you get sick or injured while travelling abroad without International Travel Insurance?

Without International Travel Insurance, you may be responsible for paying for any medical treatment or hospitalisation costs out of pocket. This can be very expensive, especially in countries with high healthcare costs

In case of interruptions or delays, how can Travel Insurance help?

Yes, Travel Insurance can provide coverage for trip interruptions or delays due to circumstances such as flight cancellations, trip delays, luggage loss, etc.

Can I purchase Travel Insurance for my family members who are travelling with me?

Yes, you can purchase Travel Insurance for your family members who are travelling with you. Shriram Travel Insurance offers family Travel Insurance policies that cover the entire family

How to Calculate Shriram Travel Insurance Premium?

Shriram Travel Insurance premium is calculated by a range of factors such as duration of the trip, destination, number of travelers, age of travelers, policy type and add-on coverages

Duration of the Trip

Calculating the Travel Insurance premium involves taking into account several factors, with one of the crucial factors being the length of the trip. As the duration of the trip increases, the premium cost also rises slightly

Destination of the Trip

The cost of Travel Insurance premiums can vary across different countries, with countries like USA/Canada typically being more expensive than others

Number of Travellers

In addition to trip duration and destination, the number of travellers included in the policy is also considered when calculating the premium. A single-floater policy is typically more affordable than a family-floater policy

Age of Travellers

For individuals over the age of 65, there may be a slight increase in premiums due to the higher likelihood of medical emergencies

Policy Coverage

Shriram Travel Insurance policy type and the additional coverage selected by the insured also play a role in determining the premium

Frequently Asked Questions

What types of coverage are typically included in Shriram Travel Insurance?

Shriram Travel Insurance policies include coverage for medical emergencies, trip cancellations, lost or stolen luggage and trip delays

What is the process for purchasing Shriram Travel Insurance?

To obtain Shriram Travel Insurance, you can purchase a policy from our website/MYSGI App at the convenience of your fingertips. It is important to research and compare policies to find one that suits your needs

How does International Travel Insurance work?

International Travel Insurance protects you from financial loss in case of baggage loss, passport loss or extra accommodation costs, etc.

Shriram Travel Insurance Plans

Choose from Shriram General Insurance’s range of international travel insurance plans based on your budget and travel requirements with just a click

single-trip

Single-Trip

Shriram Travel Insurance offers international Single-Trip plans online to provide coverage for an entire single-trip. With Shriram Travel Insurance, you can avail of overseas travel perks instantly

annual multi-trip

Annual Multi-Trip

Annual Multi-trip plans of Shriram Travel Insurance offers coverage for multiple international trips within a predetermined period. Typically, the cover provided by the multi-trip plan is valid for one year

family floater

Family Floater

Family floater plans are for families who wish to travel overseas. Shriram Travel Insurance plans offer Travel Insurance coverage for every family member travelling on the insured journey

Shriram Travel Insurance Coverages

Section Coverage Details Coverage Amount Shri Travel (USD 50000) Shri Travel Plus (USD 100000) Shri Travel Elite (USD 200000)
Age 90 days to 65 years Age 90 days to 65 years Age 90 days to 65 years
A Medical Expenses Cover@ US$ 50,000 to 200,000 US $ 50000 US $ 100000 US $ 200000
Cashless hospitalisation worldwide YES YES YES
Repatriation of Remains Sublimit of US$ 1000- 2000 US $ 1000 US $ 1500 US $ 2000
Daily allowance in case of hospitalization$ US$ 25 (for 5 days) US$ 25 (for 5 days) US$ 25 (for 5 days) US$ 25 (for 5 days)
B Dental Treatment@ US$ 250 US$ 250 US$ 250 US$ 250
C Total Loss of Checked-in US$ 500 US$ 500 US$ 500 US$ 500
D Delay of Checked-in Baggage ^ US$ 100 US$ 100 US$ 100 US$ 100
E Loss of Passport ** US$ 200 US$ 200 US$ 200 US$ 200
F Personal Liability$$ US$ 50000 US$ 25000 US$ 50000 US$ 50000
G Personal Accident US$ 15,000 US$ 10,000 US$ 15,000 US$ 15,000
H Hijack Distress Allowance*** (applicable if > 24 hours & for maximum 7 days) US$ 100 per day US$ 100 per day US$ 100 per day US$ 100 per day
I Financial Emergency Assistance** US$ 300 US$ 300 US$ 300 US$ 300
J Trip Cancellation & Interruption US$ 250 No US$ 250 US$ 250
K Missed Connection? US$ 500 US$ 250 US$ 500 US$ 500
L Travel Delay++ US$ 250 No US$ 500 US$ 250
M Golfers Hole in One US$ 500 No No US$ 500
N Bail Bond Insurance US$ 500 No US$ 500 US$ 500
O Trip Curtailment US$ 250 No US$ 250 US$ 250
@ Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis
** Deductible of US$ 50
*** 24 hours
$ 2 days deductible - If hospitalisation is for more than 2 consecutive days, this benefit can be cleared only once during the policy period
^ Delay of more than 12 hours
++ Up to US$ 100/-per day, if the trip gets delayed for more than 12 hours
$$ Deductible of US$ 100

Premium Table (Excluding GST)

Shri Travel (USD 50000) Shri Travel Plus (USD 100000) Shri Travel Elite (USD 200000)
Excluding USA/
Canada
Excluding USA/ Canada Excluding USA/ Canada Excluding USA/ Canada Excluding USA/ Canada Excluding USA/ Canadar
Age Age 90 days -40 Yrs Age 41- 65 Yrs Age 90 days -40 Yrs 41- 65 Yrs Age 90 days -40 Yrs Age 41- 65 Yrs Age 90 days -40 Yrs 41- 65 Yrs Age 90 days -40 Yrs Age 41- 65 Yrs Age 90 days -40 Yrs 41- 65 Yrs
Days of Travel Premium in Rs.
1-4 days 425 498 668 817 537 644 887 1038 630 705 1380 1992
5-7 days 505 547 768 860 644 752 974 1116 685 769 1380 1992
8-14 days 734 820 1096 1183 805 913 1307 1553 849 969 1491 2150
15-21 days 772 870 1172 1340 913 1035 1379 1836 997 1235 1586 2319
22-28 days 870 989 1340 1511 967 1162 1548 2141 1083 1396 1795 2677
29-35 days 1086 1255 1658 1771 1128 1405 1912 2509 1253 1665 2168 3179
36-47 days 1255 1446 1900 2172 1396 1624 2203 3127 1440 2040 2563 3896
48-60 days 1471 1712 2580 3505 1665 1913 3415 4691 1689 2577 4171 6335
61-75 days 1809 2099 3817 5107 2255 2722 4827 7048 2357 3114 5967 9669
76-90 days 2170 2484 4568 6182 2685 3418 5799 7048 4134 2992 7227 10907
91-120 days 2764 3297 5483 7311 3383 5021 7135 8864 3542 5745 8642 14125
121-150 days 3199 3797 6470 8499 3834 6320 9852 12457 4577 6572 10642 18062
151-180 days 4068 4774 7621 9375 5915 7518 12279 14623 6320 7941 13654 23653
* GST extra as applicable

Premium Table (Including GST)

Shri Travel (USD 50000) Shri Travel Plus (USD 100000) Shri Travel Elite (USD 200000)
Excluding USA/ Canada Including USA/ Canada Excluding USA/ Canada Including USA/ Canada Excluding USA/ Canada Including USA/ Canada
Age Age 90 days -40 Yrs Age 41- 65 Yrs Age 90 days -40 Yrs 41- 65 Yrs Age 90 days -40 Yrs Age 41- 65 Yrs Age 90 days -40 Yrs 41- 65 Yrs Age 90 days -40 Yrs Age 41- 65 Yrs Age 90 days -40 Yrs 41- 65 Yrs
Days of Travel Premium in Rs.
1-4 days 501 588 788 964 634 760 1047 1225 744 832 1629 2350
5-7 days 596 646 906 1015 760 887 1150 1317 809 907 1629 2350
8-14 days 866 967 1294 1396 950 1077 1542 1833 1002 1144 1760 2537
15-21 days 910 1026 1382 1581 1077 1222 1627 2167 1177 1457 1871 2736
22-28 days 1026 1167 1581 1783 1140 1371 1827 2526 1277 1647 2118 3159
29-35 days 1282 1481 1957 2089 1331 1657 2256 2961 1479 1964 2559 3751
36-47 days 1481 1706 2242 2563 1647 1916 2599 3690 1699 2408 3025 4597
48-60 days 1735 2020 3045 4136 1964 2257 4029 5535 1993 3041 4922 7475
61-75 days 2134 2477 4505 6026 2661 3212 5696 8316 2782 3675 7041 11409
76-90 days 2560 2931 5390 7294 3168 4033 6843 8433 3530 4879 8528 12870
91-120 days 3262 3891 6470 8627 3992 5925 8419 10459 4179 6779 10198 16667
121-150 days 3775 4480 7635 10029 4524 7458 11625 14699 5401 7755 12558 21313
151-180 days 4800 5633 8992 11063 6980 8872 14489 17255 7458 9371 16112 27911
* Above Premium Is Inclusive Of 18% GST

Shriram Travel Insurance Add-on Covers

financial emergency assistance

Financial Emergency Assistance

Shriram Travel Insurance provides financial support under the Financial Emergency Assistance cover to save you from any unforeseen situations during the trip

trip cancellation & interruption

Trip Cancellation & Interruption

The trip cancellation charge is an issue faced by several passengers all around. With Shriram Travel Insurance, your cancellation charges will get covered

daily hospital allowance

Daily Hospital Allowance

Emergency hospital charges can be assisted by Shriram Travel Insurance under the Daily Hospital Allowance cover at the time of medical emergency during travel

personal accident

Personal Accident

The Personal Accident cover offered by Shriram Travel Insurance helps you incur all the personal damage expenses during a trip with minimal documentation

emergency hotel expenses

Emergency Hotel Expenses

Expenses for lodging and boarding will be covered when the insured trip gets delayed by natural disasters, acts of terrorism or medical emergencies


Frequently Asked Questions

Can a "Business Traveller" purchase travel insurance?

Yes. Both leisure and business travellers can opt for Shriram Travel Insurance packages. Those who travel frequently can choose Shriram Annual Multi-Trip Insurance plan for better benefits

Can a "Business Traveller" purchase travel insurance?

Yes. Both leisure and business travellers can opt for Shriram Travel Insurance packages. Those who travel frequently can choose Shriram Annual Multi-Trip Insurance plan for better benefits

1. How does Shriram Travel Insurance protect me from unforeseen circumstances?

Shriram Travel Insurance protects you from unforeseen circumstances. It provides coverage for situations such as trip cancellations due to illness or severe weather, lost or stolen luggage, emergency medical expenses and medical evacuation. These benefits can help you avoid significant financial losses while travelling

2. Can International Travel Insurance cover the cost of emergency medical evacuation?

Yes, International Travel Insurance can provide coverage for emergency medical evacuation, which can be very expensive without insurance coverage

  • What is Covered?
  • What is not Covered?
01

Medical Expenses

Shriram Travel Insurance provides medical expenses as per the international trip's requirement. Any unforeseen mishaps during the travel are covered with emergency medical expenses

02

Cashless Hospitalisation Worldwide

Shriram Travel Insurance provides worldwide cashless hospitalization coverage to safeguard the policy holder against immediate hospital requirements

03

Dental Treatment Expenses

Shriram Travel Insurance provides dental treatment coverage in case of any dental issues during the trip. The dental treatment is based on various criteria, as mentioned in the policy

04

Total Loss of Checked-in Baggage

During the trip, many travellers face the loss of baggage at the airport. In this case, Shriram Travel Insurance helps cover the compensation for the total baggage loss

05

Delay of Checked-in Baggage

Many passengers face the issue of delay with checked-in baggage. Shriram Travel Insurance covers baggage delay loss with a quick claim settlement process

06

Loss of Passport

Loss of passports at unforeseen events will ruin the overall trip. In this case, Shriram Travel Insurance compensates the passport loss immediately

01

Travelling abroad for medical treatment

02

Any breach of law with criminal intent

03

Abuse of intoxicants or hallucinogens including drugs and alcohol

04

Self-inflicted injury suicide or attempted suicide

05

Pregnancy, childbirth and its complication

06

HIV/ AIDS, sexually transmitted diseases

Note: For a complete inclusion/exclusion list, please refer to the policy wording document


Frequently Asked Questions

What are the benefits of purchasing Shriram travel Insurance online?

  • Purchase your Shriram Travel Insurance anytime, anywhere, with our digital platform
  • Claim settlements are quick and effortless with minimal documentation
  • Shriram Travel Insurance policy provides comprehensive coverage for all your travel needs
  • Customisation of Shriram Travel Insurance policy is made simple and easy
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Benefits and Coverage

Single-Trip Plan

Family Floater Plan

Annual Multi-Trip Plan

Suitable for

Individuals

Family

Individuals

Destination Covered

Worldwide

Worldwide

Worldwide

Number of Travellers

Only for individuals

Maximum of 6 members

Only for individuals

Coverage for Valuables

Available

Available

Available

Cashless Hospitalisation

Available

Available

Available

Frequently Asked Questions

What are the factors involved during a policy extension?

The extension under the plan shall be provided, subject to the following:

  • The original policy period has not expired
  • There is no claim on the original policy
  • The declaration of good health
  • The extension can generally be effected only once on the policy
  • The extension in days not to exceed 180 days
  • The total extension including the original period should not exceed 360 days
  • The extension premium has to be paid before the actual extension is effected

1. What are some important factors to consider when choosing International Travel Insurance?

Some important factors to consider when choosing International Travel Insurance include coverage options, add-ons and the overall cost of the policy. It's also important to read the policy document to ensure that the policy covers the specific needs of your trip, including the countries you will be visiting

Is it necessary to purchase International Travel Insurance for short trips?

It is not necessary to purchase International Travel Insurance for short trips, but it is still recommended, as unexpected incidents can occur at any time

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An individual need to focus on various parameters when buying overseas travel insurance online via Shriram General Insurance's website. This is important to get the correct coverage mentioned in the policy online.

destination

Destination

The trip's destination is also considered one of the factors in buying travel insurance online. The premium of your travel insurance policy goes up if your travelling location is adventurous and risky. Therefore, while opting for an online travel insurance policy, you should review every detail properly to avoid any mistakes

trip duration

Trip Duration

The trip duration is one of the factors that need to be considered while buying overseas travel insurance. The length of the policy affects your pocket. If you have planned a short trip of 4-7 days, according to the duration you will be getting the coverage and if the trip is about 30 days, then it will cost high with add-on services. The premium calculation depends on the number of days you will spend during the trip. All policies will be issued for a maximum of 180 days. However, the insured can opt for an extension

type of trip

Type of Trip

People plan various types of trips or vacations, i.e. for business and holiday purposes. Also, it affects the visits, depending on whether you are visiting a foreign destination once or frequently. The premium calculation also depends on the type of policy you opt for

age of travellers

Age of Travellers

There may be a slight increase in premiums for travellers over 65. This is because the chances of having a medical emergency increase as we age


Frequently Asked Questions

What are the exclusions of Shriram Travel Insurance policy?

We kindly request you to read our Travel Insurance policy wordings thoroughly on what risks are covered and not covered before purchasing the policy

Does Shriram Travel Insurance cover trip delays or missed flights?

Yes, Shriram Travel Insurance policies cover trip delays or missed flights. However, there may be specific conditions and exclusions that apply

What documents do I need to provide when making a Travel Insurance claim in India?

You need to provide the policy document, the original bills and receipts, medical reports (if applicable) and other relevant documents as per the insurer's requirements

Who can Purchase Shriram Travel Insurance Online?

01

Shriram Travel Insurance policy is specifically designed to suit the requirements of an individual who is willing to travel overseas for a holiday, leisure or business purpose

02

The minimum age of the insured shall be 3 months and the maximum age shall be 65 years

Documents Required for Online Travel Insurance Claims

  • Passport copy
  • Travel ticket copy
  • Insurance copy (Optional)
  • Claim Form duly filled and signed
  • Medical bills, Payment receipt and discharge voucher
  • Signature ID proof (Insured)
  • Customer's bank details with a cancelled cheque for claim payment through (NEFT)
  • Customer's bank details with a cancelled cheque (Where the Premium is greater than (>) 25,000/-)
  • Others (If required by the claims team, depending on the severity of the accident)
travel insurance eligibility and required documents

Frequently Asked Questions

What are the age criteria for the issuance of Shriram Travel Insurance?

Children as young as 90 days old and individuals up to the age of 65 get covered by Shriram Travel Insurance

What is the minimum duration of a Travel Insurance policy in India?

The minimum duration of a Travel Insurance policy in India varies from insurer to insurer. It typically ranges from 1 day to 7 days

What is the maximum age limit for purchasing Travel Insurance in India?

The maximum age limit for purchasing Travel Insurance in India varies from insurer to insurer. In Shriram General Insurance, the maximum age for insureds will be 60 years

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  • Buy Shriram Travel Insurance Online
  • Renew Shriram Travel Insurance Online

Click and buy Shriram Travel Insurance policy online via 3 simple steps on the SGI website/MySGI App/call our toll-free number ( 1800-300-3000/ 1800-103-3009) at your convenience

1

Provide basic travel details to estimate the premium

You are requested to provide the basic travel details such as Destination, Duration of the trip, Number of Travellers, Date of Birth and Mobile Number

2

Choose the policy cover and add-ons

Choose the policy that fits your requirements along with the necessary add-ons to protect your international journey

3

Complete your online payment and insure the overseas travel instantly

Kindly complete the online payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking) and get Shriram Travel Insurance on the go

Shriram Travel Insurance can be renewed by directly visiting Shriram General Insurance’s branch office or by calling the toll-free number ( 1800-300-3000/ 1800-103-3009) at your convenience

1

Approach the SGI branch office/dial the toll-free number

You are kindly requested to approach the respective authority for your travel insurance renewal

2

Please submit your existing policy details

You are requested to submit the existing policy details to our customer care representative/branch office personnel to renew your travel insurance at ease

3

Complete the payment and renew your travel insurance instantly

Kindly complete the payment by selecting the preferred payment method (Cash, Cheque, Debit Card, Credit Card or Net Banking) and get your Shriram Travel Insurance renewed


Frequently Asked Questions

What are the methods available to pay the Shriram Travel Insurance policy premium?

The payment methods available currently are as follows:

    Some of the benefits are:

  • Cash
  • Cheque
  • Internet Banking
  • Debit Card
  • Credit card

How to calculate a Travel Insurance premium?

To calculate your Travel Insurance premium, one needs to choose the type of coverage, choose the coverage limit, determine the length of your trip, choose your destination, determine the age of the travellers, calculate the premium and compare policies available

Are there any exclusions under Travel Insurance in India?

Yes, there are exclusions under Travel Insurance in India, such as pre-existing medical conditions, self-inflicted injuries, participation in illegal activities and more. It is essential to read the policy document carefully to understand the exclusions

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Shriram Travel Insurance policy offers a quick and painless claim settlement process at the convenience of your fingertips

Get your Shriram Travel Insurance Claim Settlement in 3 Simple Steps

  • step 1
  • step 2
  • step 3
register your claim

Register your Claim

  • Visit Shriram General Insurance website and register your claim or over the phone at 1800-300-30000/1800-103-3009 or through the MYSGI App

  • You will be contacted by our customer service team and guided throughout Shriram Travel Insurance online claim process

submit the required documents

Submit the Required Documents

Submission of the required travel documents (Travel Policy, Passport, Medical Bills, etc.,) is mandatory to proceed further

claim settlement

Claim Settlement

After we receive the documents, our team will initiate the process and send the funds directly to the recipient after verification

Benefits of Shriram Travel Insurance Online Claim Process

  • Quick Notification of Claims
  • Instant Claim Settlement
  • Easy Claim Procedure
  • Timely Customer Assistance
  • 24*7 Online Support
travel insurance online claim process

Frequently Asked Questions

Do I need an FIR to register for a claim?

An FIR (First Information Report) is required in cases of:

  • Loss of Passport
  • Bail Bond
  • Accidental Claim
  • Personal Liability
  • Financial Emergency

What happens if Shriram Travel Insurance claim gets rejected?

Travel insurance claims can be rejected in several situations. Our customer service representatives will explain the rejection. You are welcome to raise a request if more clarity is required on the claim rejection

Can I purchase Travel Insurance after booking my trip to USA?

TYes, you can purchase Travel Insurance after booking your trip to USA. However, it is advisable to buy Travel Insurance as early as possible to avail of the maximum benefits

cashless settlement

Cashless Settlement

Cashless settlement is a process where the insurer directly pays the costs of any insurable loss on behalf of the policy holder

reimbursement

Reimbursement

Reimbursement is a claim settlement process wherein the policy holder pays the expenses independently and the insurer will later reimburse the costs as per the coverage limits

emergency medical expenses

Emergency Medical Expenses

An insured individual's medical expenses incurred as a result of illness or medical treatment recommended by a qualified physician during the trip will be covered


Frequently Asked Questions

What is Sum Insured?

The sum insured is the maximum coverage a travel insurance policy holder is entitled to under any insurable event

What is known as a Deductible?

It may be necessary for policyholders to pay a small amount in certain circumstances as deductibles. The insurer will bear the rest of the expenses of the insurable losses as per the terms and conditions of the Shriram Travel Insurance policy

Does Travel Insurance cover trip cancellations due to COVID-19?

Yes, some Travel Insurance policies cover trip cancellations due to COVID-19. However, it is essential to read the policy document carefully to understand the coverage

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download travel insurance policy

Step 01

Visit the SGI website/MYSGI App home page and scroll to the top to access your Shriram Travel Insurance account

Step 02

Enter your travel insurance policy and click "Download" to get your policy document

Note: The insured can also receive Shriram Travel Insurance policy document via email
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Why do I need Shriram Travel Insurance?

Purchasing a Shriram Travel Insurance policy protects you against threats such as loss of passport, baggage delay, emergency medical assistance, etc. Shriram Travel Insurance provides medical, financial and other assistance to you and your family in case of any emergency while travelling abroad

Is Travel Insurance mandatory by law?

No. Travel insurance is not required. However, some countries have made it mandatory. For example, Schengen Countries and Australia require visitors to have valid travel insurance

What are the age criteria for the issuance of Shriram Travel Insurance?

Children as young as 45 days old and individuals up to the age of 65 years get covered by Shriram Travel Insurance

What is Travel Insurance, and why is it essential for travel abroad?

Travel Insurance is a type of insurance that provides coverage for unexpected incidents while travelling. It is essential for people who travel abroad because it can protect them from unforeseen situations like medical emergencies, trip cancellations and theft

Does International Travel Insurance have a validity period?

Yes. International Travel Insurance is available for 180 days at a time. If necessary, you can extend your Travel Insurance

Do I get emergency medical assistance while travelling abroad?

  • Yes, Shriram Travel Insurance will provide emergency medical assistance for sudden illness/injury incurred during the trip
  • Medical expenses including transportation, evacuation and repatriation of mortal remains are covered

What are all risks covered in my Shriram Travel Insurance policy?

The risks are covered based on the plans and add-on covers opted for. Some of them are listed below:

  • Medical expenses
  • Emergency medical evacuation
  • Transport of mortal remains
  • Dental treatment
  • Loss of passport
  • Total loss of checked-in baggage
  • Delay of checked-in baggage
  • Personal accidents and more

How will the Shriram Travel Insurance policy help me in getting a duplicate passport?

Shriram Travel Insurance policy provides reimbursement for a duplicate passport in case of Loss of Passport. But it does not cover if customs/police officials detained your passport, lost due to negligence and without a police FIR in case of a theft

What are the exclusions of Shriram Travel Insurance policy?

We kindly request you to read our Travel Insurance policy wordings thoroughly on what risks are covered and not covered before purchasing the policy

How Shriram Travel Insurance Premium get calculated?

Shriram Travel Insurance premium is calculated based on the destination of the travel, No. of. Travellers and duration of the journey

What are modes of payment available for the Travel Insurance premium?

Payment modes available currently are as follows:

  • Cashs
  • Cheque
  • Internet Banking
  • Debit Card
  • Credit Card

Do I get charged an additional premium for extending my Travel Insurance Policy?

Yes. An additional premium will be charged for the extension of Shriram Travel Insurance

What are the benefits of Shriram Travel Insurance?

  • Quick Notification of Claim
  • Superfast Claim Settlement
  • Easy Claim Procedure
  • Timely Customer Assistance
  • 24*7 Online Claim Support

How to register for Shriram Travel Insurance claim?

  • Register a claim online on Shriram General Insurance website or call our Toll-Free number at 1800-300-30000/1800-103-3009 or through the MYSGI App
  • You will be contacted by our customer service team and guided through the Shriram Travel Insurance online claim process

Do pre-existing diseases get covered under this policy?

Pre-existing medical conditions or illnesses, whether declared or not at the time of purchase of Shriram Travel Insurance, are not covered under this policy

Is paperwork needed for purchasing Shriram Travel Insurance Policy?

No. Shriram General Insurance is completely digital now. You can now purchase a Shriram Travel Insurance policy with zero paperwork at an affordable premium

Can I buy more than one Travel Insurance policy for the same trip?

No, it is not possible to buy two different travel insurance for the same trip

Is it necessary for the policy holder to stay in India while purchasing the policy?

Yes. The policy holder must stay in India at the time of purchasing Shriram Travel Insurance

What documents are required to cancel Shriram Travel Insurance?

Shriram Travel Insurance policy documents, Passport Copy/Visa Cancellation Copy, Ticket Cancellation Copy, Letter/Email stating the reason for the cancellation of the policy and other basic documents required by customer support

Note: Cancellation charges apply

What our customers say ?

Divyansh says,

Shriram General Insurance is the best travel insurance and i can confidently recommend.Truly the best online travel insurance site in India. Thanks to Shriram General Insurance !.

Vidit says,

Shriram General Insurance has a very encouraging overseas travel insurance program for us. Overall it's very nice

Malik says,

I had some doubts when reading the terms and conditions of my travel insurance. I called the Shriram General Insurance helpline and they cleared up most of my doubts.

Prakash says,

SGI Health Insurance currently administers my health insurance policy. I still have a bonus and there hasn't been a claim. This insurance covers all hospitals for cashless payments. Customer support is excellent.

Apeksha says,

This group health insurance policy, which has a Rs. coverage amount, was obtained from Shriram General Insurance. They have connections with several hospitals and also offer cashless medical care.

Ashwin says,

“I am satisfied with Health insurance claim service” Got my Health  insurance policy claim. Thanks a lot for quick response. Great customer satisfaction policy

Chiranjeev says,

My Commercial Vehicle Insurance is the best. These are very good, helpful and wonderful people. I am pleased to join Shriram General Insurance commercial vehicle insurance plan.

Purushottam says,

For commercial vehicle insurance, I can suggest Shriram General Insurance with confidence. I'm relieved that my vehicle is now protected and secure, I appreciate Shriram General Insurance!

Santram says,

Shriram General Insurance provides me with a commercial vehicle insurance policy that fully protects the vehicle for a comparatively small outlay of money. Excellent customer satisfaction policy, I'm pleased!

Amritlal says,

After taking into account all other plans available, I decided to go with Shriram General Insurance for my personal insurance policy. I am extremely pleased with the outcome of my claim and the amount of time and accuracy put into it.

Meghna says,

Taken the personal insurance policy with Shriram General Insurance company around 5 years ago. My colleague is suggested me to take the policy from here. The claim ratio is more compared to others. This was taken for my family benefits and customer service is good. Thank you SGI!!

Mohan says,

Five years ago, I chose to invest in a personal insurance policy with Shriram General Insurance Company after being recommended by a colleague. They had one of the best claim ratios and the customer service is great. Taking out this policy has benefited my family immensely and I'd like to take this opportunity to thank Shriram General Insurance for their excellent services.

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I recently took out a home insurance policy with Shriram General Insurance and it covers me if there is any destruction to my property due to natural disasters such as earthquakes. I am very pleased with their customer service and quick response times. This gives me peace of mind knowing that I have this policy in place.

Raveena says,

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Tejas says,

Securing my future by taking home insurance from Shriram General Insurance was a great decision. Not only did I get protection from natural and man-made calamities, but the service provided was also excellent.

Shubham says,

The add-on covers on my policy were extremely helpful. I got my claim easily and also reserved my NCB.And Shriram has made it so easy to renew any policy online without any tussle, trouble.thank you Shriram General Insurance!

Amandeep says,

Shriram General Insurance Co. Ltd is a trustworthy partner to me. They have a sincere and genuine approach towards settling claims, which I highly appreciate and value. They made it easier for me to manage through the tough times.

Satyaprakash says,

Shriram General Insurance truly stands out with the great service they provide – claims are processed quickly and effortlessly. I am very appreciative of their support! The quick and stress-free claim process made life easier for me during a trying time.

Shakeel says,

Shriram General Insurance really offer affordable two wheeler insurance premium. When my bike was damaged in an accident, I was stressed out but their two wheeler insurance executive took care of the situation quickly & efficiently. Thanks to Shriram General Insurance!

Samantha says,

I recently got a two-wheeler insurance policy from Shriram General Insurance and had a great experience. The website was incredibly user-friendly and all the relevant information was easily accessible. I'm glad my two-wheeler is safe and secure now - thank you Shriram General Insurance!

Vandana says,

My friend working for Shriram General Insurance suggested I take out a two-wheeler insurance policy from them. I've been renewing it before its expiry ever since and have been pleased with the service.I recently visited their branch and decided to renew my policy with them. The reason I chose them was because they provide first-party insurance with utmost claim amounts, plus this policy includes bumper to bumper coverage.

Chetan says,

I was thoroughly satisfied with my decision to get car insurance from Shriram General Insurance. Not only did I find their rates quite reasonable, but the policy coverage was also adequate. I am especially impressed with how efficiently and smoothly they handled my claims.

Ankit says,

I can confidently recommend Shriram General Insurance for car insurance as I have been a loyal customer for the last 5 years. Their claims process is very efficient and they respond swiftly to their customers in comparison to the other providers.

Rahul says,

I recently switched to Shriram General Insurance for my car insurance and I'm glad I did. The customer service is great, and the policy was issued instantly. I am Very impressed with their services!
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