Shriram Travel Insurance Premium Components

AI and Telematics Shaping Car Insurance Premiums in India

Posted on 2026-01-21 08:54:27

Traditional insurance premiums didn’t incentivise responsible drivers as much as they should. Fortunately, it is changing because of AI and telematics. Several leading Indian insurers, such as Shriram General Insurance, are now using AI and telematics to provide personalised, risk-based premium pricing. It means premiums will be determined based on your driving behaviour, vehicle data, and other relevant details. Insurers collect these details using telematics, and then use advanced AI algorithms to analyse them. Based on the analysis, AI creates an individualised risk profile, which helps insurers decide optimal premiums. If you’re new to this AI car insurance concept, you should read the full blog. We’ve covered everything you should know to develop a decent understanding.

Advanced Heads-Up Displays (HUD) and Augmented Reality in Navigation

Posted on 2026-01-20 12:28:11

If you’re driving on a new route, you’ll likely take a quick glance off the road to check Google Maps or any other navigation app installed on your phone or infotainment cluster. This split-second distraction can be dangerous. Hence, advanced heads-up displays (HUD) were introduced to make driving safer and more convenient. HUD displays your driving speed, navigation cues, and safety warnings directly on the windshield or a transparent screen. Since the display is intentionally placed within the driver’s line of sight, you don’t have to remove your gaze from the road for any reason. Augmented Reality (AR) in HUD systems takes navigation to another level. They blend digital guidance with the road ahead. So, instead of showing a simple arrow or map, AR navigation systems can place colour-coded turn indicators and other guidance directly onto the road view. Together, they improve safety and also enhance the driving experience. You can learn more about this advanced system in this blog, so read along.

Car Wireless Charging Pads with Multi-Device Support

Posted on 2026-01-19 12:35:58

You sit inside your car, place your mobile on the charging pad, and the phone starts charging automatically. No need to switch a button, struggle to find the right charging cable, or transform your cabin into a mess – this convenience is top-tier and almost every car owner wants it.  It is precisely what you get with a car wireless charging pad. The best part about this fast wireless charging technology is that it lets you charge multiple Qi-enabled devices, such as your smartphone, earbuds, and smartwatch. If you purchase a decent-sized charging pad, your co-passengers can also charge their devices at the same time.  It’s the best way to keep your cabin free of distractions and clutter, while charging all your devices. If this multi-device wireless charger made you curious, read the full blog for a more in-depth understanding.