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Explore the world with confidence - protect yourself with Shriram Travel Insurance
24*7 Claim Notifications
100% Paperless
Best Claim settlement Awards 2022
- Overview
- Features And Benefits
- Save on Premium
- Calculate Premium
- Types of Shriram Travel Insurance
- Coverages
- Compare Plan
- Premium Components
- Eligibility and Required Documents
- Buy / Renew
- Claim Process
- Terminologies
- Policy Download
- FAQs
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Travelling is extremely exciting and full of unexpected experiences. Sometimes a flight gets cancelled, the luggage gets lost or a trip can be delayed
- Travel insurance covers your overall trip around the globe against any such unforeseen mishaps. It is beneficial for those travelling domestically or abroad
- The travel insurance policy ensures comprehensive coverage against various scenarios, including flight delays, trip cancellations, flight cancellations, lost luggage, medical emergencies, loss of passport and so on
- Currently, Shriram Travel Insurance provides coverage for international trips online. Shriram Travel Insurance policies online is completely customisable to suit the travel requirements of an individual/family who prefers overseas travel for leisure holidays/business/study
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Why Choose Shriram Travel Insurance?
- Shriram Travel Insurance offers coverage against various insurable losses such as lost passports, lost checked-in baggage, trip delays and more in just a click away
- Shriram Travel Insurance has highly customised plans that make it easy for leisure, business and student travellers to travel to the USA, Canada, Schengen and other countries
- A digital-friendly platform where you can purchase a travel insurance policy in less than 5 minutes
- Shriram Travel Insurance offers various plans for all your travel needs like Single-Trip, Family Floater and Annual Multi-Trip international travel insurance plans
- Shriram Travel Insurance policy offers a quick claim settlement process for all the immediate travel requirements in a few minutes
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Types of Shriram Travel Insurance Plans
Single-Trip
Coverage for an entire international trip is readily available at your fingertips for a Single Trip plan from Shriram Travel Insurance
Annual Multi-Trip
Shriram Travel Insurance's Annual Multi-Trip plans give coverage for multiple overseas trips over a specified period with a single click
Family Floater
Shriram Travel Insurance Policy’s Family Floater plan is designed for families who desire to travel abroad
Shriram Travel Insurance Coverages
Shri Travel Plus (100000 USD Coverage)
Shri Elite (200000 USD Coverage)
How to Calculate Shriram Travel Insurance Premium?
Shriram Travel Insurance premiums are determined by variables such as duration of the trip, destination, number of travelers, age of travelers, policy type and add-on coverages
Duration of the Trip
The duration of the trip is one of the essential factors in calculating the travel insurance premium. As the trip duration increase, the cost of the premium also increases nominally
Destination of the Trip
Travel insurance premiums vary from country to country. Countries like USA/Canada are more expensive compared to other countries
Number of Travellers
The number of travellers associated with a trip is also included in the travel insurance premium calculation. A single-floater policy is cheaper compared to a family-floater policy
Age of Travellers
Travellers over 65 years may see a slight increase in premiums. Because senior citizens often suffer medical emergencies
Policy Coverage
The type of travel insurance plan and benefits availed by an insured are also responsible for the premium calculation
Benefits of Renewing Shriram Travel Insurance
If an insured needs to extend the duration of the trip, they can simply renew their travel insurance policy with Shriram General Insurance. One can purchase or renew their travel insurance in just a few steps. On-time renewal offers the following benefits:
- Continuity of coverage
- Easy and instant claims
- Get additional benefits
- Complete protection against risks
- Assistance during a travel emergency
How to Save on your Shriram Travel Insurance Premium?
There are several ways to cut the cost of the travel insurance premiums. Individuals can save on travel insurance premiums by considering these factors
01
Research and Compare Plans
Insureds can protect their overseas travel to their dream destination by comparing several risk coverage plans and choosing the most suitable plan for their needs.
02
Purchase an Annual Multi-Trip Plan
One can purchase an annual multi-trip insurance plan if he/she is a frequent traveller to save on their premium
03
Choosing Add-ons
An insured can purchase add-ons based on their requirements and risk coverage. Some of the sought-after add-ons are Emergency Medical Assistance, Trip Cancellation, Baggage Loss and so on
Frequently Asked Questions
Why is Travel Insurance necessary?
Travel insurance protects policy holders against unfavourable circumstances, such as passport loss, personal injury, medical emergency, etc., Shriram Travel Insurance policy shields policy holders from all such travel risks. It offers you and your family immediate access to medical, monetary and other aid in the event of an emergency while travelling overseas
What are the factors that affect the Travel Insurance premium?
In a nutshell, your premium amount is calculated on the following factors:
- Destination
- Trip Duration
- Type of Trip
- Medical History
Can I buy Shriram Travel Insurance policy after I go abroad?
No. You must purchase Shriram Travel Insurance policy before leaving the country
Is International Travel Insurance required to obtain a visa for travel to certain countries?
Some countries may require International Travel Insurance as a condition of obtaining a visa. It is important to check the visa requirements for the country you plan to visit
Can International Travel Insurance cover the cost of a lost passport?
Yes, International Travel Insurance can provide coverage for the cost of a lost passport, which can be a significant expense to replace
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Cost-effective Premium
Affordable premium with minimal paperwork
Painless Claim Settlement
Instant cashless claim and reimbursement at your convenience
No Paperwork Process
A digital-friendly process to purchase/renew policies
24*7 Customer Assistance
Get timely assistance for a hassle-free insurance journey
Customised Travel Policy
A tailor-made travel insurance policy meets all your demands
175+ International Destinations
Your dream destination will be covered with online Shriram Travel Insurance
Benefits of Shriram Travel Insurance
Insuring your vehicle with Shriram General Insurance is simple, instant and effortless
Frequently Asked Questions
How many members are covered under the Shriram Family Floater policy?
"Family" means self – up to the age of 65 years, spouse – up to the age of 65 years, child – maximum of two dependent children (from 90 days to 21 years of age) and parents - maximum of two dependent parents
What are the benefits of having Shriram Travel Insurance?
Shriram Travel Insurance provides various benefits such as coverage for trip cancellations or interruptions, medical expenses, emergency medical evacuation, lost or stolen luggage and personal liability
Is Travel Insurance really necessary? C
Travel Insurance is not always necessary, but it can be beneficial in many situations. If you are travelling to a foreign country or have invested a significant amount of money into your trip, it is recommended that you consider purchasing Travel Insurance to safeguard yourself from such financial losses
How to Save on your Shriram Travel Insurance Premium?
There are several ways to cut the cost of the Travel Insurance premiums. Individuals can save on Travel Insurance premiums by considering these factors
Research and Compare Plans
CInsureds can protect their overseas travel to their dream destination by comparing several risk coverage plans and choosing the most suitable plan for their needs
Purchase an Annual Multi-Trip Plan
Consider a multi-trip policy if you travel frequently, consider purchasing a multi-trip policy, which can be more cost-effective than purchasing individual policies for each trip
Choosing Add-ons
An insured can purchase add-ons based on their requirements and risk coverage. Some of the sought-after add-ons are Emergency Medical Assistance, Trip Cancellation, Baggage Loss and so on
Frequently Asked Questions
What happens if you get sick or injured while travelling abroad without International Travel Insurance?
Without International Travel Insurance, you may be responsible for paying for any medical treatment or hospitalisation costs out of pocket. This can be very expensive, especially in countries with high healthcare costs
In case of interruptions or delays, how can Travel Insurance help?
Yes, Travel Insurance can provide coverage for trip interruptions or delays due to circumstances such as flight cancellations, trip delays, luggage loss, etc.
Can I purchase Travel Insurance for my family members who are travelling with me?
Yes, you can purchase Travel Insurance for your family members who are travelling with you. Shriram Travel Insurance offers family Travel Insurance policies that cover the entire family
How to Calculate Shriram Travel Insurance Premium?
Shriram Travel Insurance premium is calculated by a range of factors such as duration of the trip, destination, number of travelers, age of travelers, policy type and add-on coverages
Duration of the Trip
Calculating the Travel Insurance premium involves taking into account several factors, with one of the crucial factors being the length of the trip. As the duration of the trip increases, the premium cost also rises slightly
Destination of the Trip
The cost of Travel Insurance premiums can vary across different countries, with countries like USA/Canada typically being more expensive than others
Number of Travellers
In addition to trip duration and destination, the number of travellers included in the policy is also considered when calculating the premium. A single-floater policy is typically more affordable than a family-floater policy
Age of Travellers
For individuals over the age of 65, there may be a slight increase in premiums due to the higher likelihood of medical emergencies
Policy Coverage
Shriram Travel Insurance policy type and the additional coverage selected by the insured also play a role in determining the premium
Frequently Asked Questions
What types of coverage are typically included in Shriram Travel Insurance?
Shriram Travel Insurance policies include coverage for medical emergencies, trip cancellations, lost or stolen luggage and trip delays
What is the process for purchasing Shriram Travel Insurance?
To obtain Shriram Travel Insurance, you can purchase a policy from our website/MYSGI App at the convenience of your fingertips. It is important to research and compare policies to find one that suits your needs
How does International Travel Insurance work?
International Travel Insurance protects you from financial loss in case of baggage loss, passport loss or extra accommodation costs, etc.
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Choose from Shriram General Insurance’s range of international travel insurance plans based on your budget and travel requirements with just a click
Single-Trip
Shriram Travel Insurance offers international Single-Trip plans online to provide coverage for an entire single-trip. With Shriram Travel Insurance, you can avail of overseas travel perks instantly
Annual Multi-Trip
Annual Multi-trip plans of Shriram Travel Insurance offers coverage for multiple international trips within a predetermined period. Typically, the cover provided by the multi-trip plan is valid for one year
Family Floater
Family floater plans are for families who wish to travel overseas. Shriram Travel Insurance plans offer Travel Insurance coverage for every family member travelling on the insured journey
Shriram Travel Insurance Coverages
| Section | Coverage Details | Coverage Amount | Shri Travel (USD 50000) | Shri Travel Plus (USD 100000) | Shri Travel Elite (USD 200000) | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Age 90 days to 65 years | Age 90 days to 65 years | Age 90 days to 65 years | ||||||||||||
| A | Medical Expenses Cover@ | US$ 50,000 to 200,000 | US $ 50000 | US $ 100000 | US $ 200000 | |||||||||
| Cashless hospitalisation worldwide | YES | YES | YES | |||||||||||
| Repatriation of Remains Sublimit of US$ 1000- | 2000 | US $ 1000 | US $ 1500 | US $ 2000 | ||||||||||
| Daily allowance in case of hospitalization$ | US$ 25 (for 5 days) | US$ 25 (for 5 days) | US$ 25 (for 5 days) | US$ 25 (for 5 days) | ||||||||||
| B | Dental Treatment@ | US$ 250 | US$ 250 | US$ 250 | US$ 250 | |||||||||
| C | Total Loss of Checked-in | US$ 500 | US$ 500 | US$ 500 | US$ 500 | |||||||||
| D | Delay of Checked-in Baggage ^ | US$ 100 | US$ 100 | US$ 100 | US$ 100 | |||||||||
| E | Loss of Passport ** | US$ 200 | US$ 200 | US$ 200 | US$ 200 | |||||||||
| F | Personal Liability$$ | US$ 50000 | US$ 25000 | US$ 50000 | US$ 50000 | |||||||||
| G | Personal Accident | US$ 15,000 | US$ 10,000 | US$ 15,000 | US$ 15,000 | |||||||||
| H | Hijack Distress Allowance*** (applicable if > 24 hours & for maximum 7 days) | US$ 100 per day | US$ 100 per day | US$ 100 per day | US$ 100 per day | |||||||||
| I | Financial Emergency Assistance** | US$ 300 | US$ 300 | US$ 300 | US$ 300 | |||||||||
| J | Trip Cancellation & Interruption | US$ 250 | No | US$ 250 | US$ 250 | |||||||||
| K | Missed Connection? | US$ 500 | US$ 250 | US$ 500 | US$ 500 | |||||||||
| L | Travel Delay++ | US$ 250 | No | US$ 500 | US$ 250 | |||||||||
| M | Golfers Hole in One | US$ 500 | No | No | US$ 500 | |||||||||
| N | Bail Bond Insurance | US$ 500 | No | US$ 500 | US$ 500 | |||||||||
| O | Trip Curtailment | US$ 250 | No | US$ 250 | US$ 250 | |||||||||
| @ | Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis | |||||||||||||
| ** | Deductible of US$ 50 | |||||||||||||
| *** | 24 hours | |||||||||||||
| $ | 2 days deductible - If hospitalisation is for more than 2 consecutive days, this benefit can be cleared only once during the policy period | |||||||||||||
| ^ | Delay of more than 12 hours | |||||||||||||
| ++ | Up to US$ 100/-per day, if the trip gets delayed for more than 12 hours | |||||||||||||
| $$ | Deductible of US$ 100 | |||||||||||||
Premium Table (Excluding GST)
| Shri Travel (USD 50000) | Shri Travel Plus (USD 100000) | Shri Travel Elite (USD 200000) | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Excluding USA/
Canada | Excluding USA/ Canada | Excluding USA/ Canada | Excluding USA/ Canada | Excluding USA/ Canada | Excluding USA/ Canadar | ||||||||
| Age | Age 90 days -40 Yrs | Age 41- 65 Yrs | Age 90 days -40 Yrs | 41- 65 Yrs | Age 90 days -40 Yrs | Age 41- 65 Yrs | Age 90 days -40 Yrs | 41- 65 Yrs | Age 90 days -40 Yrs | Age 41- 65 Yrs | Age 90 days -40 Yrs | 41- 65 Yrs | |
| Days of Travel | Premium in Rs. | ||||||||||||
| 1-4 days | 425 | 498 | 668 | 817 | 537 | 644 | 887 | 1038 | 630 | 705 | 1380 | 1992 | |
| 5-7 days | 505 | 547 | 768 | 860 | 644 | 752 | 974 | 1116 | 685 | 769 | 1380 | 1992 | |
| 8-14 days | 734 | 820 | 1096 | 1183 | 805 | 913 | 1307 | 1553 | 849 | 969 | 1491 | 2150 | |
| 15-21 days | 772 | 870 | 1172 | 1340 | 913 | 1035 | 1379 | 1836 | 997 | 1235 | 1586 | 2319 | |
| 22-28 days | 870 | 989 | 1340 | 1511 | 967 | 1162 | 1548 | 2141 | 1083 | 1396 | 1795 | 2677 | |
| 29-35 days | 1086 | 1255 | 1658 | 1771 | 1128 | 1405 | 1912 | 2509 | 1253 | 1665 | 2168 | 3179 | |
| 36-47 days | 1255 | 1446 | 1900 | 2172 | 1396 | 1624 | 2203 | 3127 | 1440 | 2040 | 2563 | 3896 | |
| 48-60 days | 1471 | 1712 | 2580 | 3505 | 1665 | 1913 | 3415 | 4691 | 1689 | 2577 | 4171 | 6335 | |
| 61-75 days | 1809 | 2099 | 3817 | 5107 | 2255 | 2722 | 4827 | 7048 | 2357 | 3114 | 5967 | 9669 | |
| 76-90 days | 2170 | 2484 | 4568 | 6182 | 2685 | 3418 | 5799 | 7048 | 4134 | 2992 | 7227 | 10907 | |
| 91-120 days | 2764 | 3297 | 5483 | 7311 | 3383 | 5021 | 7135 | 8864 | 3542 | 5745 | 8642 | 14125 | |
| 121-150 days | 3199 | 3797 | 6470 | 8499 | 3834 | 6320 | 9852 | 12457 | 4577 | 6572 | 10642 | 18062 | |
| 151-180 days | 4068 | 4774 | 7621 | 9375 | 5915 | 7518 | 12279 | 14623 | 6320 | 7941 | 13654 | 23653 | |
| * GST extra as applicable | |||||||||||||
Premium Table (Including GST)
| Shri Travel (USD 50000) | Shri Travel Plus (USD 100000) | Shri Travel Elite (USD 200000) | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Excluding USA/ Canada | Including USA/ Canada | Excluding USA/ Canada | Including USA/ Canada | Excluding USA/ Canada | Including USA/ Canada | ||||||||
| Age | Age 90 days -40 Yrs | Age 41- 65 Yrs | Age 90 days -40 Yrs | 41- 65 Yrs | Age 90 days -40 Yrs | Age 41- 65 Yrs | Age 90 days -40 Yrs | 41- 65 Yrs | Age 90 days -40 Yrs | Age 41- 65 Yrs | Age 90 days -40 Yrs | 41- 65 Yrs | |
| Days of Travel | Premium in Rs. | ||||||||||||
| 1-4 days | 501 | 588 | 788 | 964 | 634 | 760 | 1047 | 1225 | 744 | 832 | 1629 | 2350 | |
| 5-7 days | 596 | 646 | 906 | 1015 | 760 | 887 | 1150 | 1317 | 809 | 907 | 1629 | 2350 | |
| 8-14 days | 866 | 967 | 1294 | 1396 | 950 | 1077 | 1542 | 1833 | 1002 | 1144 | 1760 | 2537 | |
| 15-21 days | 910 | 1026 | 1382 | 1581 | 1077 | 1222 | 1627 | 2167 | 1177 | 1457 | 1871 | 2736 | |
| 22-28 days | 1026 | 1167 | 1581 | 1783 | 1140 | 1371 | 1827 | 2526 | 1277 | 1647 | 2118 | 3159 | |
| 29-35 days | 1282 | 1481 | 1957 | 2089 | 1331 | 1657 | 2256 | 2961 | 1479 | 1964 | 2559 | 3751 | |
| 36-47 days | 1481 | 1706 | 2242 | 2563 | 1647 | 1916 | 2599 | 3690 | 1699 | 2408 | 3025 | 4597 | |
| 48-60 days | 1735 | 2020 | 3045 | 4136 | 1964 | 2257 | 4029 | 5535 | 1993 | 3041 | 4922 | 7475 | |
| 61-75 days | 2134 | 2477 | 4505 | 6026 | 2661 | 3212 | 5696 | 8316 | 2782 | 3675 | 7041 | 11409 | |
| 76-90 days | 2560 | 2931 | 5390 | 7294 | 3168 | 4033 | 6843 | 8433 | 3530 | 4879 | 8528 | 12870 | |
| 91-120 days | 3262 | 3891 | 6470 | 8627 | 3992 | 5925 | 8419 | 10459 | 4179 | 6779 | 10198 | 16667 | |
| 121-150 days | 3775 | 4480 | 7635 | 10029 | 4524 | 7458 | 11625 | 14699 | 5401 | 7755 | 12558 | 21313 | |
| 151-180 days | 4800 | 5633 | 8992 | 11063 | 6980 | 8872 | 14489 | 17255 | 7458 | 9371 | 16112 | 27911 | |
| * Above Premium Is Inclusive Of 18% GST | |||||||||||||
Shriram Travel Insurance Add-on Covers
Financial Emergency Assistance
Shriram Travel Insurance provides financial support under the Financial Emergency Assistance cover to save you from any unforeseen situations during the trip
Trip Cancellation & Interruption
The trip cancellation charge is an issue faced by several passengers all around. With Shriram Travel Insurance, your cancellation charges will get covered
Daily Hospital Allowance
Emergency hospital charges can be assisted by Shriram Travel Insurance under the Daily Hospital Allowance cover at the time of medical emergency during travel
Personal Accident
The Personal Accident cover offered by Shriram Travel Insurance helps you incur all the personal damage expenses during a trip with minimal documentation
Emergency Hotel Expenses
Expenses for lodging and boarding will be covered when the insured trip gets delayed by natural disasters, acts of terrorism or medical emergencies
Frequently Asked Questions
Can a "Business Traveller" purchase travel insurance?
Yes. Both leisure and business travellers can opt for Shriram Travel Insurance packages. Those who travel frequently can choose Shriram Annual Multi-Trip Insurance plan for better benefits
Can a "Business Traveller" purchase travel insurance?
Yes. Both leisure and business travellers can opt for Shriram Travel Insurance packages. Those who travel frequently can choose Shriram Annual Multi-Trip Insurance plan for better benefits
1. How does Shriram Travel Insurance protect me from unforeseen circumstances?
Shriram Travel Insurance protects you from unforeseen circumstances. It provides coverage for situations such as trip cancellations due to illness or severe weather, lost or stolen luggage, emergency medical expenses and medical evacuation. These benefits can help you avoid significant financial losses while travelling
2. Can International Travel Insurance cover the cost of emergency medical evacuation?
Yes, International Travel Insurance can provide coverage for emergency medical evacuation, which can be very expensive without insurance coverage
- What is Covered?
- What is not Covered?
01
Medical Expenses
Shriram Travel Insurance provides medical expenses as per the international trip's requirement. Any unforeseen mishaps during the travel are covered with emergency medical expenses
02
Cashless Hospitalisation Worldwide
Shriram Travel Insurance provides worldwide cashless hospitalization coverage to safeguard the policy holder against immediate hospital requirements
03
Dental Treatment Expenses
Shriram Travel Insurance provides dental treatment coverage in case of any dental issues during the trip. The dental treatment is based on various criteria, as mentioned in the policy
04
Total Loss of Checked-in Baggage
During the trip, many travellers face the loss of baggage at the airport. In this case, Shriram Travel Insurance helps cover the compensation for the total baggage loss
05
Delay of Checked-in Baggage
Many passengers face the issue of delay with checked-in baggage. Shriram Travel Insurance covers baggage delay loss with a quick claim settlement process
06
Loss of Passport
Loss of passports at unforeseen events will ruin the overall trip. In this case, Shriram Travel Insurance compensates the passport loss immediately
01
Travelling abroad for medical treatment
02
Any breach of law with criminal intent
03
Abuse of intoxicants or hallucinogens including drugs and alcohol
04
Self-inflicted injury suicide or attempted suicide
05
Pregnancy, childbirth and its complication
06
HIV/ AIDS, sexually transmitted diseases
Note: For a complete inclusion/exclusion list, please refer to the policy wording document
Frequently Asked Questions
What are the benefits of purchasing Shriram travel Insurance online?
- Purchase your Shriram Travel Insurance anytime, anywhere, with our digital platform
- Claim settlements are quick and effortless with minimal documentation
- Shriram Travel Insurance policy provides comprehensive coverage for all your travel needs
- Customisation of Shriram Travel Insurance policy is made simple and easy
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Benefits and Coverage | Single-Trip Plan | Family Floater Plan | Annual Multi-Trip Plan |
|---|---|---|---|
Suitable for | Individuals | Family | Individuals |
Destination Covered | Worldwide | Worldwide | Worldwide |
Number of Travellers | Only for individuals | Maximum of 6 members | Only for individuals |
Coverage for Valuables | Available | Available | Available |
Cashless Hospitalisation | Available | Available | Available |
Frequently Asked Questions
What are the factors involved during a policy extension?
The extension under the plan shall be provided, subject to the following:
- The original policy period has not expired
- There is no claim on the original policy
- The declaration of good health
- The extension can generally be effected only once on the policy
- The extension in days not to exceed 180 days
- The total extension including the original period should not exceed 360 days
- The extension premium has to be paid before the actual extension is effected
1. What are some important factors to consider when choosing International Travel Insurance?
Some important factors to consider when choosing International Travel Insurance include coverage options, add-ons and the overall cost of the policy. It's also important to read the policy document to ensure that the policy covers the specific needs of your trip, including the countries you will be visiting
Is it necessary to purchase International Travel Insurance for short trips?
It is not necessary to purchase International Travel Insurance for short trips, but it is still recommended, as unexpected incidents can occur at any time
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An individual need to focus on various parameters when buying overseas travel insurance online via Shriram General Insurance's website. This is important to get the correct coverage mentioned in the policy online.
Destination
The trip's destination is also considered one of the factors in buying travel insurance online. The premium of your travel insurance policy goes up if your travelling location is adventurous and risky. Therefore, while opting for an online travel insurance policy, you should review every detail properly to avoid any mistakes
Trip Duration
The trip duration is one of the factors that need to be considered while buying overseas travel insurance. The length of the policy affects your pocket. If you have planned a short trip of 4-7 days, according to the duration you will be getting the coverage and if the trip is about 30 days, then it will cost high with add-on services. The premium calculation depends on the number of days you will spend during the trip. All policies will be issued for a maximum of 180 days. However, the insured can opt for an extension
Type of Trip
People plan various types of trips or vacations, i.e. for business and holiday purposes. Also, it affects the visits, depending on whether you are visiting a foreign destination once or frequently. The premium calculation also depends on the type of policy you opt for
Age of Travellers
There may be a slight increase in premiums for travellers over 65. This is because the chances of having a medical emergency increase as we age
Frequently Asked Questions
What are the exclusions of Shriram Travel Insurance policy?
We kindly request you to read our Travel Insurance policy wordings thoroughly on what risks are covered and not covered before purchasing the policy
Does Shriram Travel Insurance cover trip delays or missed flights?
Yes, Shriram Travel Insurance policies cover trip delays or missed flights. However, there may be specific conditions and exclusions that apply
What documents do I need to provide when making a Travel Insurance claim in India?
You need to provide the policy document, the original bills and receipts, medical reports (if applicable) and other relevant documents as per the insurer's requirements
Who can Purchase Shriram Travel Insurance Online?
01
Shriram Travel Insurance policy is specifically designed to suit the requirements of an individual who is willing to travel overseas for a holiday, leisure or business purpose
02
The minimum age of the insured shall be 3 months and the maximum age shall be 65 years
Documents Required for Online Travel Insurance Claims
- Passport copy
- Travel ticket copy
- Insurance copy (Optional)
- Claim Form duly filled and signed
- Medical bills, Payment receipt and discharge voucher
- Signature ID proof (Insured)
- Customer's bank details with a cancelled cheque for claim payment through (NEFT)
- Customer's bank details with a cancelled cheque (Where the Premium is greater than (>) 25,000/-)
- Others (If required by the claims team, depending on the severity of the accident)
Frequently Asked Questions
What are the age criteria for the issuance of Shriram Travel Insurance?
Children as young as 90 days old and individuals up to the age of 65 get covered by Shriram Travel Insurance
What is the minimum duration of a Travel Insurance policy in India?
The minimum duration of a Travel Insurance policy in India varies from insurer to insurer. It typically ranges from 1 day to 7 days
What is the maximum age limit for purchasing Travel Insurance in India?
The maximum age limit for purchasing Travel Insurance in India varies from insurer to insurer. In Shriram General Insurance, the maximum age for insureds will be 60 years
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- Buy Shriram Travel Insurance Online
- Renew Shriram Travel Insurance Online
Click and buy Shriram Travel Insurance policy online via 3 simple steps on the SGI website/MySGI App/call our toll-free number ( 1800-300-3000/ 1800-103-3009) at your convenience
1
Provide basic travel details to estimate the premium
You are requested to provide the basic travel details such as Destination, Duration of the trip, Number of Travellers, Date of Birth and Mobile Number
2
Choose the policy cover and add-ons
Choose the policy that fits your requirements along with the necessary add-ons to protect your international journey
3
Complete your online payment and insure the overseas travel instantly
Kindly complete the online payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking) and get Shriram Travel Insurance on the go
Shriram Travel Insurance can be renewed by directly visiting Shriram General Insurance’s branch office or by calling the toll-free number ( 1800-300-3000/ 1800-103-3009) at your convenience
1
Approach the SGI branch office/dial the toll-free number
You are kindly requested to approach the respective authority for your travel insurance renewal
2
Please submit your existing policy details
You are requested to submit the existing policy details to our customer care representative/branch office personnel to renew your travel insurance at ease
3
Complete the payment and renew your travel insurance instantly
Kindly complete the payment by selecting the preferred payment method (Cash, Cheque, Debit Card, Credit Card or Net Banking) and get your Shriram Travel Insurance renewed
Frequently Asked Questions
What are the methods available to pay the Shriram Travel Insurance policy premium?
The payment methods available currently are as follows:
- Cash
- Cheque
- Internet Banking
- Debit Card
- Credit card
Some of the benefits are:
How to calculate a Travel Insurance premium?
To calculate your Travel Insurance premium, one needs to choose the type of coverage, choose the coverage limit, determine the length of your trip, choose your destination, determine the age of the travellers, calculate the premium and compare policies available
Are there any exclusions under Travel Insurance in India?
Yes, there are exclusions under Travel Insurance in India, such as pre-existing medical conditions, self-inflicted injuries, participation in illegal activities and more. It is essential to read the policy document carefully to understand the exclusions
Our Claim Process
Shriram Travel Insurance policy offers a quick and painless claim settlement process at the convenience of your fingertips
Get your Shriram Travel Insurance Claim Settlement in 3 Simple Steps
- step 1
- step 2
- step 3
Register your Claim
Visit Shriram General Insurance website and register your claim or over the phone at 1800-300-30000/1800-103-3009 or through the MYSGI App
You will be contacted by our customer service team and guided throughout Shriram Travel Insurance online claim process
Submit the Required Documents
Submission of the required travel documents (Travel Policy, Passport, Medical Bills, etc.,) is mandatory to proceed further
Claim Settlement
After we receive the documents, our team will initiate the process and send the funds directly to the recipient after verification
Benefits of Shriram Travel Insurance Online Claim Process
- Quick Notification of Claims
- Instant Claim Settlement
- Easy Claim Procedure
- Timely Customer Assistance
- 24*7 Online Support
Frequently Asked Questions
Do I need an FIR to register for a claim?
An FIR (First Information Report) is required in cases of:
- Loss of Passport
- Bail Bond
- Accidental Claim
- Personal Liability
- Financial Emergency
What happens if Shriram Travel Insurance claim gets rejected?
Travel insurance claims can be rejected in several situations. Our customer service representatives will explain the rejection. You are welcome to raise a request if more clarity is required on the claim rejection
Can I purchase Travel Insurance after booking my trip to USA?
TYes, you can purchase Travel Insurance after booking your trip to USA. However, it is advisable to buy Travel Insurance as early as possible to avail of the maximum benefits
Cashless Settlement
Cashless settlement is a process where the insurer directly pays the costs of any insurable loss on behalf of the policy holder
Reimbursement
Reimbursement is a claim settlement process wherein the policy holder pays the expenses independently and the insurer will later reimburse the costs as per the coverage limits
Emergency Medical Expenses
An insured individual's medical expenses incurred as a result of illness or medical treatment recommended by a qualified physician during the trip will be covered
Frequently Asked Questions
What is Sum Insured?
The sum insured is the maximum coverage a travel insurance policy holder is entitled to under any insurable event
What is known as a Deductible?
It may be necessary for policyholders to pay a small amount in certain circumstances as deductibles. The insurer will bear the rest of the expenses of the insurable losses as per the terms and conditions of the Shriram Travel Insurance policy
Does Travel Insurance cover trip cancellations due to COVID-19?
Yes, some Travel Insurance policies cover trip cancellations due to COVID-19. However, it is essential to read the policy document carefully to understand the coverage
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Step 01
Visit the SGI website/MYSGI App home page and scroll to the top to access your Shriram Travel Insurance account
Step 02
Enter your travel insurance policy and click "Download" to get your policy document
Note: The insured can also receive Shriram Travel Insurance policy document via email
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Why do I need Shriram Travel Insurance?
Purchasing a Shriram Travel Insurance policy protects you against threats such as loss of passport, baggage delay, emergency medical assistance, etc. Shriram Travel Insurance provides medical, financial and other assistance to you and your family in case of any emergency while travelling abroad
Is Travel Insurance mandatory by law?
No. Travel insurance is not required. However, some countries have made it mandatory. For example, Schengen Countries and Australia require visitors to have valid travel insurance
What are the age criteria for the issuance of Shriram Travel Insurance?
Children as young as 45 days old and individuals up to the age of 65 years get covered by Shriram Travel Insurance
What is Travel Insurance, and why is it essential for travel abroad?
Travel Insurance is a type of insurance that provides coverage for unexpected incidents while travelling. It is essential for people who travel abroad because it can protect them from unforeseen situations like medical emergencies, trip cancellations and theft
Does International Travel Insurance have a validity period?
Yes. International Travel Insurance is available for 180 days at a time. If necessary, you can extend your Travel Insurance
Do I get emergency medical assistance while travelling abroad?
- Yes, Shriram Travel Insurance will provide emergency medical assistance for sudden illness/injury incurred during the trip
- Medical expenses including transportation, evacuation and repatriation of mortal remains are covered
What are all risks covered in my Shriram Travel Insurance policy?
The risks are covered based on the plans and add-on covers opted for. Some of them are listed below:
- Medical expenses
- Emergency medical evacuation
- Transport of mortal remains
- Dental treatment
- Loss of passport
- Total loss of checked-in baggage
- Delay of checked-in baggage
- Personal accidents and more
How will the Shriram Travel Insurance policy help me in getting a duplicate passport?
Shriram Travel Insurance policy provides reimbursement for a duplicate passport in case of Loss of Passport. But it does not cover if customs/police officials detained your passport, lost due to negligence and without a police FIR in case of a theft
What are the exclusions of Shriram Travel Insurance policy?
We kindly request you to read our Travel Insurance policy wordings thoroughly on what risks are covered and not covered before purchasing the policy
How Shriram Travel Insurance Premium get calculated?
Shriram Travel Insurance premium is calculated based on the destination of the travel, No. of. Travellers and duration of the journey
What are modes of payment available for the Travel Insurance premium?
Payment modes available currently are as follows:
- Cashs
- Cheque
- Internet Banking
- Debit Card
- Credit Card
Do I get charged an additional premium for extending my Travel Insurance Policy?
Yes. An additional premium will be charged for the extension of Shriram Travel Insurance
What are the benefits of Shriram Travel Insurance?
- Quick Notification of Claim
- Superfast Claim Settlement
- Easy Claim Procedure
- Timely Customer Assistance
- 24*7 Online Claim Support
How to register for Shriram Travel Insurance claim?
- Register a claim online on Shriram General Insurance website or call our Toll-Free number at 1800-300-30000/1800-103-3009 or through the MYSGI App
- You will be contacted by our customer service team and guided through the Shriram Travel Insurance online claim process
Do pre-existing diseases get covered under this policy?
Pre-existing medical conditions or illnesses, whether declared or not at the time of purchase of Shriram Travel Insurance, are not covered under this policy
Is paperwork needed for purchasing Shriram Travel Insurance Policy?
No. Shriram General Insurance is completely digital now. You can now purchase a Shriram Travel Insurance policy with zero paperwork at an affordable premium
Can I buy more than one Travel Insurance policy for the same trip?
No, it is not possible to buy two different travel insurance for the same trip
Is it necessary for the policy holder to stay in India while purchasing the policy?
Yes. The policy holder must stay in India at the time of purchasing Shriram Travel Insurance
What documents are required to cancel Shriram Travel Insurance?
Shriram Travel Insurance policy documents, Passport Copy/Visa Cancellation Copy, Ticket Cancellation Copy, Letter/Email stating the reason for the cancellation of the policy and other basic documents required by customer support
Note: Cancellation charges apply
What our customers say ?
Divyansh says,
Shriram General Insurance is the best travel insurance and i can confidently recommend.Truly the best online travel insurance site in India. Thanks to Shriram General Insurance !.
Vidit says,
Shriram General Insurance has a very encouraging overseas travel insurance program for us. Overall it's very nice
Malik says,
I had some doubts when reading the terms and conditions of my travel insurance. I called the Shriram General Insurance helpline and they cleared up most of my doubts.
Prakash says,
SGI Health Insurance currently administers my health insurance policy. I still have a bonus and there hasn't been a claim. This insurance covers all hospitals for cashless payments. Customer support is excellent.
Apeksha says,
This group health insurance policy, which has a Rs. coverage amount, was obtained from Shriram General Insurance. They have connections with several hospitals and also offer cashless medical care.
Ashwin says,
“I am satisfied with Health insurance claim service” Got my Health insurance policy claim. Thanks a lot for quick response. Great customer satisfaction policy
Chiranjeev says,
My Commercial Vehicle Insurance is the best. These are very good, helpful and wonderful people. I am pleased to join Shriram General Insurance commercial vehicle insurance plan.
Purushottam says,
For commercial vehicle insurance, I can suggest Shriram General Insurance with confidence. I'm relieved that my vehicle is now protected and secure, I appreciate Shriram General Insurance!
Santram says,
Shriram General Insurance provides me with a commercial vehicle insurance policy that fully protects the vehicle for a comparatively small outlay of money. Excellent customer satisfaction policy, I'm pleased!
Amritlal says,
After taking into account all other plans available, I decided to go with Shriram General Insurance for my personal insurance policy. I am extremely pleased with the outcome of my claim and the amount of time and accuracy put into it.
Meghna says,
Taken the personal insurance policy with Shriram General Insurance company around 5 years ago. My colleague is suggested me to take the policy from here. The claim ratio is more compared to others. This was taken for my family benefits and customer service is good. Thank you SGI!!
Mohan says,
Five years ago, I chose to invest in a personal insurance policy with Shriram General Insurance Company after being recommended by a colleague. They had one of the best claim ratios and the customer service is great. Taking out this policy has benefited my family immensely and I'd like to take this opportunity to thank Shriram General Insurance for their excellent services.
Akanksha says,
I recently took out a home insurance policy with Shriram General Insurance and it covers me if there is any destruction to my property due to natural disasters such as earthquakes. I am very pleased with their customer service and quick response times. This gives me peace of mind knowing that I have this policy in place.
Raveena says,
After consulting with many people, I chose to purchase my home insurance from Shriram General Insurance. The experience was quite pleasing & I am glad that I went with them as their policy has proven to be very satisfactory.
Tejas says,
Securing my future by taking home insurance from Shriram General Insurance was a great decision. Not only did I get protection from natural and man-made calamities, but the service provided was also excellent.
Shubham says,
The add-on covers on my policy were extremely helpful. I got my claim easily and also reserved my NCB.And Shriram has made it so easy to renew any policy online without any tussle, trouble.thank you Shriram General Insurance!
Amandeep says,
Shriram General Insurance Co. Ltd is a trustworthy partner to me. They have a sincere and genuine approach towards settling claims, which I highly appreciate and value. They made it easier for me to manage through the tough times.
Satyaprakash says,
Shriram General Insurance truly stands out with the great service they provide – claims are processed quickly and effortlessly. I am very appreciative of their support! The quick and stress-free claim process made life easier for me during a trying time.
Shakeel says,
Shriram General Insurance really offer affordable two wheeler insurance premium. When my bike was damaged in an accident, I was stressed out but their two wheeler insurance executive took care of the situation quickly & efficiently. Thanks to Shriram General Insurance!
Samantha says,
I recently got a two-wheeler insurance policy from Shriram General Insurance and had a great experience. The website was incredibly user-friendly and all the relevant information was easily accessible. I'm glad my two-wheeler is safe and secure now - thank you Shriram General Insurance!
Vandana says,
My friend working for Shriram General Insurance suggested I take out a two-wheeler insurance policy from them. I've been renewing it before its expiry ever since and have been pleased with the service.I recently visited their branch and decided to renew my policy with them. The reason I chose them was because they provide first-party insurance with utmost claim amounts, plus this policy includes bumper to bumper coverage.
Chetan says,
I was thoroughly satisfied with my decision to get car insurance from Shriram General Insurance. Not only did I find their rates quite reasonable, but the policy coverage was also adequate. I am especially impressed with how efficiently and smoothly they handled my claims.
Ankit says,
I can confidently recommend Shriram General Insurance for car insurance as I have been a loyal customer for the last 5 years. Their claims process is very efficient and they respond swiftly to their customers in comparison to the other providers.
Rahul says,
I recently switched to Shriram General Insurance for my car insurance and I'm glad I did. The customer service is great, and the policy was issued instantly. I am Very impressed with their services!
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