About Shriram General Insurance
Being India's insurer of choice, we strive to help people live a safe and secure life
Fastest Growing Insurance Company 2025
Best Customer Service Insurance Provider 2025
Best Product Innovation
Shriram General Insurance is a joint venture between Shriram Group and Sanlam Limited, game-changers in the finance industry. As a result of its incorporation in July 2006, the Company aims to provide individual customers with commercial and personal insurance solutions. Since its inception, Shriram General Insurance has strongly supported the growth and development of the common man. By collaborating closely with marginalized communities, we have been focusing on building meaningful relationships, creating effective and sustainable solutions.


Nil Pending Complaints
Over 60 Lakhs Happy Customers
Shriram General Insurance is a Joint Venture of Shriram Group (India) and Sanlam of South Africa, wherein Shriram Capital Limited holds around 67% stake and Sanlam holds around 23% stake.
Shriram Capital Limited (SCL) is the overarching holding company for the Financial Services and Insurance entities of the Shriram Group, created with the primary objective of optimising the synergies across the Group’s entities.
SCL and its operating entities have an overall customer base of over 12 Million, around 77,000 employees across 3,850 offices, net profit of INR 22 billion with Assets Under Management (AUM) over INR 1,500 billion.
SCL is well-positioned to take the Group to the next strategic level by consolidating its position in some critical businesses like Transport Finance and SME Finance and providing the necessary impetus to grow its Retail Finance businesses.
SCL helps to grow the Insurance businesses (both Life & General Insurance) in the Group with optimal profit. The strategic reorientation of SCL will help Shriram Group become a significant and profitable enterprise in various facets of the Financial Services businesses in India and overseas.
Sanlam is a diversified financial services company founded in South Africa, with a strong presence in 33 countries on the African continent and a niche presence in India, Malaysia and selected developed markets. Santam is a part of Sanlam Limited, engaged in a short-term insurance cluster and is the leading short-term insurance company in South Africa.

Shriram Group is Commemorating its 50th Year of Operations in Financial Services

With over 45 years of expertise, reliability and exemplary service, we have earned the trust of our customers. Protecting and enhancing people's lives is what we strive for. We are driven by our passion for community, empathy, transparency and delivering results. Our customer-first policy makes SGI the first choice when it comes to insurance.
Over 60 Lakhs Happy Customers
Highest Claims Settlement
Seamless Claims Operations
Dedicated Customer Support
Throughout our work, we strive to improve the lives of our people, customers and stakeholders. We are committed to bringing this promise to life and making an impact in an ongoing relationship.
Transparency, collaboration and inclusion are emphasized in our workplace, where our people are valued, diversity is celebrated and growth is continually pursued.
With open minds and diverse perspectives, we're accessible, curious and empowered.
As part of global partnerships, we are proud to maintain sustainable relationships in every market we operate in.
To be the most trusted and preferred insurance provider in India, offering innovative and reliable solutions that ensure financial security for individuals and businesses.
Our mission is to provide comprehensive and affordable insurance solutions that prioritise customer satisfaction and integrity, ensuring peace of mind and financial security, while fostering lasting relationships based on trust.
Shriram General Insurance offers affordable, easy and comprehensive general insurance policies at your fingertips. Check out the downloads section to learn more about management notices, annual reports, press releases, media and financial information. Shriram General Insurance is a one-stop solution for all your general insurance needs
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Exploring the Role of AI in Predictive Vehicle Maintenance
Posted on 2025-12-26 06:36:58
Car issues, such as transmission problems or suspension failures, can be costly to many drivers. They require expensive repairs or even complete replacements of high-end car parts. The only way you can minimise vehicle repair bills is by addressing a car issue before it snowballs into something big and complex. It is exactly what AI predictive vehicle maintenance does. Modern vehicles equipped with AI systems constantly gather data from multiple sensors to predict a component failure or other potential issues before they occur. Machine Learning (ML) algorithms help identify unusual patterns in car performance or components, and send alerts to drivers or authorised parties so that timely maintenance can be conducted. It not only reduces downtime but also makes your vehicle more secure and efficient. In this blog, you’ll explore AI vehicle maintenance in detail so you can upgrade your car maintenance routine.
Impact of GST Reforms on Car Insurance Premiums
Posted on 2025-12-24 08:32:48
People purchasing cars from September 2025 onwards will benefit from the newly introduced GST rate cuts and the removal of cess on automobiles. Besides enjoying lower car prices, they will benefit from reduced GST on car insurance in the form of reduced premiums. Whenever tax reductions are announced for vehicles, automakers pass the benefit down to buyers by lowering car prices. As the car’s value decreases, so does the Insured Declared Value (IDV), which is the value used for the insurance calculation. This reduced IDV (the vehicle’s current market value) lowers the premium for the ‘own damage’ component of comprehensive car insurance policies, as it’s a proportion of the IDV. Since some insurers set premiums partly as a percentage of ex-showroom/IDV, the tax change flows through. In this blog, we’ve covered the impact of GST reforms on vehicle prices and insurance premiums in great depth.
How Car Aerodynamics Affects Speed, Safety, and Fuel Efficiency
Posted on 2025-12-23 09:43:57
Car aerodynamics influences speed, safety, and fuel economy by changing how air flows around a moving car. It employs downforce to keep the automobile stable and safe at high speeds, and it reduces drag to let cars go faster. It also has optimised airflow to reduce energy loss and make better use of fuel. These combined effects make active aerodynamics essential in both everyday and high-performance models. This blog simplifies what aerodynamics means and how it influences your car’s speed, safety, and fuel efficiency.