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24*7 Claim Notifications

24*7 Claim Notifications

100% Paperless

100% Paperless

Best Claim settlement Awards 2022

Best Claim settlement Awards 2022

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  • Overview
  • Features And Benefits
  • Calculate Premium
  • Types of Personal Accident Insuance
  • Coverages
  • Compare Plan
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
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Features of Shriram Personal Accident Insurance

Budget-friendly Premium

Budget-friendly Premium

A cost-effective premium with minimal documentation

Instant Claim Settlement

Instant Claim Settlement

Quick claim settlement at your convenience

100% Sum Assured

100% Sum Assured

100% accidental claim benefits guaranteed

Avail Cover up to 70 Years

Avail Cover up to 70 Years

Cover your old-age risks with the best coverages

Paperless Process

Paperless Process

An end-to-end digital process with timely online support

24*7 Customer Assistance

24*7 Customer Assistance

On-time customer support for a safe insurance journey

Key Features

Benefits of Shriram Personal Accident Insurance

Premium

  • Starts @ ₹48*/- for a Sum Insured of 1 lakh (Risk I category premium - exclusive of GST)

Add-ons

  • Transportation of Mortal Remains, Hospital confinement Allowance, Accidental Hospitalisation Cover and more

Claim Process

  • Instant and Hassle-free Claim Settlement Process

Exclusive for Children’s Education

  • One-time payment of 2% of the sum insured under death and permanent total disability claim benefits Superfast policy Process

Ambulance Expenses

  • Available

Worldwide Hospitalisation Coverage

  • Available
Features of Shriram Personal Accident Insurance

Frequently Asked Questions

Personal accident insurance is included in my Shriram Car Insurance policy.Is it still necessary for me to obtain a separate personal accident insurance policy?

Yes, even if you already have car insurance, you can still purchase personal accident insurance . A personal accident insurance policy combined with car insurance is only valid during car accidents for the owner-driver. The insurer will pay for compensation in the event of bodily harm caused by a car accident. A personal accident insurance policy, on the other hand, protects you against a variety of risks, including falling from stairs, fire accidents and more

Can I cover my parents under Shriram Personal Accident Insurance policy?

Yes, you can cover your parents as dependents up to 70 years of age.

What are the features of Shriram Personal Accident Insurance policy?

    Some of the key features are:

  • Budget-Friendly Premium: A cost-effective premium with minimal documentation
  • Instant Claim Settlement: Quick claim settlement at your convenience
  • 100% Sum Assured: 100% accidental claim benefits guaranteed

What our customers say ?

4.6

1753+ Customer Ratings

View all
customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

customer

ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

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Blogs

How Dashcam Footage Can Help in Faster Car Insurance Claims?

How Dashcam Footage Can Help in Faster Car Insurance Claims

Posted on 2025-12-16 05:34:56

Road rage cases are on the rise in India, with 4,000 reported in 2023 alone. If you ever encounter any such instance that leaves your car damaged, then you will need credible proof that confirms you were not at fault. It can be especially difficult in cases with no eyewitnesses or recorded evidence to prove your innocence. This is where dashcam footage can help innocent drivers. You can use it as strong video evidence to remove confusion about who is responsible for the accident, thereby reducing the need for lengthy investigations. Since this footage captures raw, unedited footage of the accident, insurance companies can quickly establish fault and process claims. In this blog, we’ve shared a detailed explanation of the link between dashcams and car insurance claims. You can use it to speed up your car insurance claim process.

The Role of AI in Car Insurance Claim Approvals

The Role of AI in Car Insurance Claim Approvals

Posted on 2025-12-15 06:26:02

Over 82% of insurance companies now use AI in claim processing, but have you wondered what it means for policyholders like you? Artificial Intelligence (AI) is redesigning the entire claim approval process so policyholders can benefit from faster and more accurate claim-related decisions. AI uses multiple mechanisms to streamline the entire process, from initial claim submission to the final payout. It uses computer vision, machine learning algorithms, etc., to automate the process. It not only reduces manual claim review time and human error, but also ensures faster approval of genuine claims. In this blog, we’ve highlighted AI’s role in car insurance claim approval processes.

The Role of Artificial Intelligence in Next-Gen Car Safety Systems

Posted on 2025-12-12 10:37:40

Artificial Intelligence (AI) is redefining what ‘safe driving’ means by powering next-gen car safety systems. It’s enabling car safety systems to predict, detect, and respond to potential road safety hazards with greater accuracy. Artificial Intelligence (AI) in cars can notably reduce accident instances, making driving experiences more secure. In this blog, you will find the role of AI in automotive safety and how it enhances secure driving experiences.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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