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24*7 Claim Notifications

100% Paperless

100% Paperless

Best Claim settlement Awards 2022

Best Claim settlement Awards 2022

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  • Overview
  • Features And Benefits
  • Calculate Premium
  • Types of Personal Accident Insuance
  • Coverages
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  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
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Features of Shriram Personal Accident Insurance

Budget-friendly Premium

Budget-friendly Premium

A cost-effective premium with minimal documentation

Instant Claim Settlement

Instant Claim Settlement

Quick claim settlement at your convenience

100% Sum Assured

100% Sum Assured

100% accidental claim benefits guaranteed

Avail Cover up to 70 Years

Avail Cover up to 70 Years

Cover your old-age risks with the best coverages

Paperless Process

Paperless Process

An end-to-end digital process with timely online support

24*7 Customer Assistance

24*7 Customer Assistance

On-time customer support for a safe insurance journey

Key Features

Benefits of Shriram Personal Accident Insurance

Premium

  • Starts @ ₹48*/- for a Sum Insured of 1 lakh (Risk I category premium - exclusive of GST)

Add-ons

  • Transportation of Mortal Remains, Hospital confinement Allowance, Accidental Hospitalisation Cover and more

Claim Process

  • Instant and Hassle-free Claim Settlement Process

Exclusive for Children’s Education

  • One-time payment of 2% of the sum insured under death and permanent total disability claim benefits Superfast policy Process

Ambulance Expenses

  • Available

Worldwide Hospitalisation Coverage

  • Available
Features of Shriram Personal Accident Insurance

Frequently Asked Questions

Personal accident insurance is included in my Shriram Car Insurance policy.Is it still necessary for me to obtain a separate personal accident insurance policy?

Yes, even if you already have car insurance, you can still purchase personal accident insurance . A personal accident insurance policy combined with car insurance is only valid during car accidents for the owner-driver. The insurer will pay for compensation in the event of bodily harm caused by a car accident. A personal accident insurance policy, on the other hand, protects you against a variety of risks, including falling from stairs, fire accidents and more

Can I cover my parents under Shriram Personal Accident Insurance policy?

Yes, you can cover your parents as dependents up to 70 years of age.

What are the features of Shriram Personal Accident Insurance policy?

    Some of the key features are:

  • Budget-Friendly Premium: A cost-effective premium with minimal documentation
  • Instant Claim Settlement: Quick claim settlement at your convenience
  • 100% Sum Assured: 100% accidental claim benefits guaranteed

What our customers say ?

4.6

1753+ Customer Ratings

View all
customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

customer

ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

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Blogs

The Future of Car Windows: Electrochromic and Privacy Glass Systems

The Future of Car Windows: Electrochromic and Privacy Glass Systems

Posted on 2026-01-30 10:37:47

Have you seen a car whose windows automatically tint when they come into contact with bright sunlight? Or a car window that instantly becomes opaque on the touch of a button and restores the original clear glass upon instruction? These cars will become common in the future, thanks to smart glass technology. Modern vehicles are increasingly adopting electrochromic car windows and privacy glass systems to dynamically control how much light enters your cabin while giving you better privacy controls. Depending on the dynamic tinting glass you choose, it will either work automatically or require manual instructions for instant light and privacy adjustment. This dynamic glass feature can reduce the amount of solar heat entering the cabin. This heat reduction, in turn, eases the load on your car’s air conditioning system, so you enjoy better energy efficiency. It also maintains a cool cabin temperature for the passengers’ comfort. If you’re curious about this new smart glass technology, you must read the full blog.

Car Exhaust Systems: Trends in Reducing Emissions for 2026

Car Exhaust Systems: Trends in Reducing Emissions for 2026

Posted on 2026-01-30 10:01:07

Every time you start your car and drive, the car’s engine produces exhaust gases that also contain toxic pollutants, such as nitrogen oxides and carbon monoxide. If you don’t treat them before releasing them through the tailpipe, they can directly affect air quality, public health, and climate goals. Hence, car exhaust systems are evolving into systems that don’t just push smoke out of a car, but also clean exhaust gases before they reach the atmosphere. Whether you live in India or any foreign country, you’ll notice that governments are pushing stricter environmental regulations. They now expect cars to remain clean not only in test labs, but also during real-world driving. Hence, regulations such as Bharat Stage VI, Euro 7, and other real-world emission requirements have changed how vehicles are designed. As a result, car exhaust systems have become one of the most critical components in modern vehicles, capable of significantly reducing emissions. We’ve covered the ‘how’ and relevant trends related to emission reduction, so read the full blog.

The Working Mechanism Behind Regenerative Braking

How Regenerative Braking Works and Its Importance on Battery Life

Posted on 2026-01-29 10:22:55

Every time you slow down at a traffic signal or ease off the accelerator, your car silently releases energy. In regular vehicles, this energy is simply lost as heat. Regenerative braking, standard in EV and hybrid vehicles, takes a smarter route. If you drive an EV or a hybrid car, slowing down becomes an opportunity to recover part of that motion (kinetic energy) and turn it into electricity that helps recharge the car’s battery. The result is better efficiency without changing how you drive. This system works particularly well in the background in stop-and-go city conditions. It makes everyday driving more energy-efficient.

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