Can Your Car Insurance Claim Be Rejected for Not Wearing a Seat Belt?
Posted on 2026-07-24 09:29:01
Can Your Car Insurance Claim Be Rejected for Not Wearing a Seat Belt?
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Shriram Personal Accident Insurance Add-on Covers
Hospital Confinement Allowance
If one claims an accidental death and temporary total disability, Shriram Personal Accident Insurance will pay Rs.1000/- for each complete calendar day of hospitalisation for an accidental injury. However, the insurer will limit the amount paid under this cover for each policy period to Rs. 30, 000/-
Accidental Hospitalisation Cover
If the insured meets with an accident resulting in bodily injury during the policy period and is hospitalised for twenty-four (24) hours or more, the insurer will reimburse the medical expenses. The reimbursement includes hospital accommodation, emergency room, intensive care unit, nursing care, fees of physicians, charges for laboratory tests, prescription medicines or drugs, therapeutics, anaesthetics, transfusions, artificial limbs or eyes, x-rays, prosthetic appliances, medical consumables and ambulance charges
Medical Expense Reimbursement
Shriram Personal Accident Insurance will reimburse the costs of necessary medical treatment for the insured obtained from a medical practitioner due to an accidental injury
Modification of Residential Accommodation and Vehicle
In the event of injury, Shriram Personal Accident Insurance will reimburse up to a maximum amount of the sum insured to modify the insured person's residence or own vehicle on account of permanent total disability as per the advice of the treating/ attending medical practitioner
Key Features of Shriram Personal Accident Insurance
Frequently Asked Questions
How many children are covered under Shriram Personal Accident Insurance policy?
The first two dependent children are covered under Shriram Personal Accident Insurance policy
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