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Shriram Personal Accident Insurance Add-on Covers

Hospital Confinement Allowance

If one claims an accidental death and temporary total disability, Shriram Personal Accident Insurance will pay Rs.1000/- for each complete calendar day of hospitalisation for an accidental injury. However, the insurer will limit the amount paid under this cover for each policy period to Rs. 30, 000/-

Accidental Hospitalisation Cover

If the insured meets with an accident resulting in bodily injury during the policy period and is hospitalised for twenty-four (24) hours or more, the insurer will reimburse the medical expenses. The reimbursement includes hospital accommodation, emergency room, intensive care unit, nursing care, fees of physicians, charges for laboratory tests, prescription medicines or drugs, therapeutics, anaesthetics, transfusions, artificial limbs or eyes, x-rays, prosthetic appliances, medical consumables and ambulance charges

Medical Expense Reimbursement

Shriram Personal Accident Insurance will reimburse the costs of necessary medical treatment for the insured obtained from a medical practitioner due to an accidental injury

Modification of Residential Accommodation and Vehicle

In the event of injury, Shriram Personal Accident Insurance will reimburse up to a maximum amount of the sum insured to modify the insured person's residence or own vehicle on account of permanent total disability as per the advice of the treating/ attending medical practitioner

Key Features of Shriram Personal Accident Insurance

Premium

Starts @ ₹48*/- for a Sum Insured of 1 lakh (Risk I category premium - exclusive of GST)

Add-ons

Transportation of Mortal Remains, Hospital confinement Allowance, Accidental Hospitalisation Cover, etc.

Claim Process

Quick and Hassle-free Claim Settlement Process

Exclusive for Children’s Education

One-time payment of 2% of the sum insured under death and permanent total disability claim benefits Superfast policy Process

Ambulance Expenses

Available

Worldwide Hospitalisation Coverage

Available

Key Features of Shriram Personal Accident Insurance

Frequently Asked Questions

How many children are covered under Shriram Personal Accident Insurance policy?

The first two dependent children are covered under Shriram Personal Accident Insurance policy

What our customers say ?

4.6

1753+ Customer Ratings

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MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

ANIL KUMAR HP

Good

VAISHALI VAIBHAVKUMAR PANDYA

very good

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Blogs

What to Consider When Insuring a Classic or Vintage Car ?

Posted on 2025-06-16 12:57:39

Owning a classic or vintage car in India is not just about transportation—it’s about preserving a piece of history. These automobiles are often collectors’ items, evoking nostalgia and commanding admiration. But safeguarding such prized possessions requires more than a standard insurance policy. This is where classic Car Insurance and vintage Car Insurance come in. In this blog, we explore essential Car Insurance tips, discuss regulatory distinctions, and explain how to protect your vintage treasure with the right insurance in India.

Microchips to Market: Understanding the Global Car Shortage

Posted on 2025-06-13 12:55:33

The worldwide car shortage is more than simply a remote supply issue. It potentially affects the market for millions of automobile customers, thousands of dealers, and also the manufacturers in India. The source of the issue? A worldwide automotive pipeline has been choked by a semiconductor crisis, resulting in increased prices, longer wait times for new automobiles, and a halt in vehicle technological advancements. This blog examines the causes of the crisis, its effects on India, and the potential restoration to normalcy.

How to Calculate the True Cost of Car Ownership Beyond the Purchase Price

Posted on 2025-06-12 12:12:03

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Ensure Safety with Shriram Personal Accident Insurance