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24*7 Claim Notifications

100% Paperless

100% Paperless

Best Claim settlement Awards 2022

Best Claim settlement Awards 2022

  • Overview
  • Coverages
  • Key Features
  • Terminologies
  • Claim Process
  • Policy Download
  • FAQs

Family & Group Accident Cover by Shriram General Insurance

Personal accident insurance is a contract that protects the insured members against losses caused by unforeseen events like accidental death, bodily injury and temporary/permanent disability caused by an accident

  • As a result of the accidental death of the policy holder, the nominee is entitled to 100% compensation from the insurer
  • Personal accident insurance protects the insured as well as their family in the event of accidental loss or damage
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Family & Group Accident Cover by Shriram General Insurance
Nil Pending Complaints

Nil Pending Complaints

Over 60 Lakhs Happy Customers

Over 60 Lakhs
Happy Customers

Why Choose Shriram Personal Accident Insurance?

Why Choose Shriram Personal Accident Insurance?

  • Shriram Personal Accident Insurance offers comprehensive coverage against accidents at an affordable premium.
  • Purchasing a policy online from Shriram General Insurance is easy and hassle-free
  • All claims-related inquiries are handled within one working day with Shriram Personal Accident Insurance policy
  • Pick and choose the right kind of plan for you, as well as your spouse, children and parents based on the coverage that is just right for you
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Features of Shriram Personal Accident Insurance

Pocket-friendly Premium

Pocket-friendly Premium

A cost-effective premium with minimal documentation

Fast Claim Settlement

Fast Claim Settlement

Instant claim settlement at your convenience

100% Sum Assured

100% Sum Assured

100% accidental claim benefits guaranteed

Comprehensive Coverage

Comprehensive Coverage

Pick the right coverage to gain maximum benefits

Get your Shriram Personal Accident Insurance in 3 Simple Steps

1

Call our Toll-Free number

Call (1800-300-3000/1800-103-3009) to avail a Shriram Personal Accident Insurance policy at your convenience and you will be guided by our dedicated customer support executives throughout the Shriram Personal Accident Insurance journey

2

Submit the required details

Kindly provide the basic details such as the sum insured, occupation, policy term (maximum 3 years), identity and address proofs (Aadhaar, Voter ID, Passport, etc.)

3

Complete the payment and get instant Shriram Personal Accident Insurance

Kindly complete the payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking or Cheque) and get Shriram Personal Accident Insurance instantly

Benefits of Shriram Personal Accident Insurance

Benefits of Shriram Personal Accident Insurance

  • Superfast application process with minimal documentation
  • Comprehensive coverage policies with enhanced risk cover
  • Instant claim settlements
  • 24*7 claim support for all your queries

Frequently Asked Questions

Is it necessary to have a separate personal accident policy for my family members?

No. Shriram Personal Accident Insurance is a floater policy, which means one can register for himself, spouse, dependent children and parents in a single policy

What our customers say ?

4.6

1753+ Customer Ratings

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customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

customer

ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

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Blogs

Smart Roof Racks and Car Storage Solutions for Adventure Enthusiasts

Smart Roof Racks and Car Storage Solutions for Adventure Enthusiasts

Posted on 2026-02-02 12:38:40

If you enjoy road trips, camping, cycling, or simply love escaping the city whenever possible, you would have noticed how carrying the right adventure gear can be a big challenge. Cabin space is limited, and it isn’t designed to accommodate bulky or oversized equipment, such as cycles or camping tents. It is where modern car storage solutions and smart roof racks can help. Since these systems can help you carry adventure gear safely and securely on the car’s roof, you don’t have to worry about stuffing gear into footwells or blocking rear visibility. Their versatile and sturdy design makes them the perfect choice for carrying a wide range of gear, which qualifies them as a timeless storage solution for everyone. This blog provides more information about these adventure gear storage and car storage solutions so you can decide whether you need them.

Ceramic Coating vs. Car Wax: What’s Better for Your Car?

Advantages of Ceramic Coating vs. Traditional Car Wax for Paint Protection

Posted on 2026-02-02 11:23:24

Applying traditional car wax to your car’s surface can make it look glossy, but would you use it knowing it would only last a few weeks or months? It’s a dilemma many car owners experience. While they want their cars to have superior gloss and shine, they also want long-lasting performance. This requirement prompted many car owners to switch to ceramic car coating. Unlike traditional car wax, ceramic coating doesn’t fade within a few months. If you hire a professional for a precise application, it can last several years and provide supreme, long-lasting protection. In this blog, we’ve shared a detailed analysis of ceramic coating vs. car wax to help car owners make an informed choice.

Upgrade Driver Experiences with Digital Instrument Clusters

How Digital Instrument Clusters Enhance Driver Experience

Posted on 2026-02-02 06:47:14

For most car owners, their vehicle’s dashboard is the main way the car ‘talks’ to them. In most old cars, this communication was limited. It only featured a speed needle, a fuel gauge, and a few warning lights that often appeared only when something was already wrong. Besides sharing limited information, it was also challenging to understand because drivers had to interpret needles and symbols while driving. Thankfully, these concerns have been fixed by digital instrument clusters. These clusters have transformed dashboards into a smart, easy-to-read display. It shows precisely what the driver needs when they need it, and in a way that’s easy to understand at a glance. Since digital instrument clusters present information visually and logically within the driver’s line of sight, driver experience becomes more controlled, less stressful, and far more reassuring. If you’re new to these clusters, this blog will help you understand their role in enhancing driver experience.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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