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24*7 Claim Notifications

24*7 Claim Notifications

100% Paperless

100% Paperless

Best Claim settlement Awards 2022

Best Claim settlement Awards 2022

  • Overview
  • Coverages
  • Key Features
  • Terminologies
  • Claim Process
  • Policy Download
  • FAQs

Family & Group Accident Cover by Shriram General Insurance

Personal accident insurance is a contract that protects the insured members against losses caused by unforeseen events like accidental death, bodily injury and temporary/permanent disability caused by an accident

  • As a result of the accidental death of the policy holder, the nominee is entitled to 100% compensation from the insurer
  • Personal accident insurance protects the insured as well as their family in the event of accidental loss or damage
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Family & Group Accident Cover by Shriram General Insurance
Nil Pending Complaints

Nil Pending Complaints

Over 60 Lakhs Happy Customers

Over 60 Lakhs
Happy Customers

Why Choose Shriram Personal Accident Insurance?

Why Choose Shriram Personal Accident Insurance?

  • Shriram Personal Accident Insurance offers comprehensive coverage against accidents at an affordable premium.
  • Purchasing a policy online from Shriram General Insurance is easy and hassle-free
  • All claims-related inquiries are handled within one working day with Shriram Personal Accident Insurance policy
  • Pick and choose the right kind of plan for you, as well as your spouse, children and parents based on the coverage that is just right for you
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Features of Shriram Personal Accident Insurance

Pocket-friendly Premium

Pocket-friendly Premium

A cost-effective premium with minimal documentation

Fast Claim Settlement

Fast Claim Settlement

Instant claim settlement at your convenience

100% Sum Assured

100% Sum Assured

100% accidental claim benefits guaranteed

Comprehensive Coverage

Comprehensive Coverage

Pick the right coverage to gain maximum benefits

Get your Shriram Personal Accident Insurance in 3 Simple Steps

1

Call our Toll-Free number

Call (1800-300-3000/1800-103-3009) to avail a Shriram Personal Accident Insurance policy at your convenience and you will be guided by our dedicated customer support executives throughout the Shriram Personal Accident Insurance journey

2

Submit the required details

Kindly provide the basic details such as the sum insured, occupation, policy term (maximum 3 years), identity and address proofs (Aadhaar, Voter ID, Passport, etc.)

3

Complete the payment and get instant Shriram Personal Accident Insurance

Kindly complete the payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking or Cheque) and get Shriram Personal Accident Insurance instantly

Benefits of Shriram Personal Accident Insurance

Benefits of Shriram Personal Accident Insurance

  • Superfast application process with minimal documentation
  • Comprehensive coverage policies with enhanced risk cover
  • Instant claim settlements
  • 24*7 claim support for all your queries

Frequently Asked Questions

Is it necessary to have a separate personal accident policy for my family members?

No. Shriram Personal Accident Insurance is a floater policy, which means one can register for himself, spouse, dependent children and parents in a single policy

What our customers say ?

4.6

1753+ Customer Ratings

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customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

customer

ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

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Blogs

Role of AI in Claim Approvals and Fraud Detection

Role of AI in Claim Approvals and Fraud Detection

Posted on 2026-01-13 10:36:54

Every policyholder wants faster claim approvals, but traditional setups often take days or even weeks to process and make claim-related decisions. Thankfully, it is changing with AI claims processing. AI is helping insurers review claims and assess the submitted details to make faster decisions. It also helps insurers find the authenticity of filed claims. AI evaluates the policyholder’s past records and identifies unusual patterns that human reviewers might have missed. Surprisingly, AI in insurance claims benefits both insurers and genuine policyholders. This blog shares a deep dive into AI’s role in insurance claims and AI fraud detection, so read until the end.

Eco-Friendly and Sustainable Materials in Car Accessories

Eco-Friendly and Sustainable Materials in Car Accessories

Posted on 2026-01-12 11:00:30

The thought of contributing to environmental challenges disturbs every car owner who cares for the planet. It’s one of the key reasons many individuals now prefer investing in eco-friendly car accessories. In fact, two-thirds of consumers are now sustainability-minded drivers who would prefer car accessories made of eco-friendly materials over synthetic ones. If you own a car and want to lower or offset your carbon footprint and improve your health by limiting synthetic materials, consider investing in accessories made from sustainable materials. In this blog, we’re listing popular materials, associated car accessories, and more, so you know what to look for during purchase.

Portable Car Vacuum Cleaners and Tyre Inflators for India

Portable Car Vacuum Cleaners and Tyre Inflators for India

Posted on 2026-01-09 10:00:40

Going on leisure road trips can be the most joyful experience, but it can soon become dreadful if the cabin gets filled with snack crumbles or the tyre falls flat due to a pothole. It is during situations like these that car cleaning accessories and car tyre inflators can save you. You can use the cleaner to remove any leftover crumbles, dust, pet hair, etc., from your cabin, keeping the interior clean and the cabin air breathable. A portable car air pump can be used to fix flat tyres, so you don’t have to wait for help in the middle of a road or highway. Together, these accessories ensure cleanliness and safety, making for pleasant car rides. This blog will help you discover the relevance of these accessories.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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