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24*7 Claim Notifications

24*7 Claim Notifications

100% Paperless

100% Paperless

Best Claim settlement Awards 2022

Best Claim settlement Awards 2022

  • Overview
  • Coverages
  • Key Features
  • Terminologies
  • Claim Process
  • Policy Download
  • FAQs

Family & Group Accident Cover by Shriram General Insurance

Personal accident insurance is a contract that protects the insured members against losses caused by unforeseen events like accidental death, bodily injury and temporary/permanent disability caused by an accident

  • As a result of the accidental death of the policy holder, the nominee is entitled to 100% compensation from the insurer
  • Personal accident insurance protects the insured as well as their family in the event of accidental loss or damage
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Family & Group Accident Cover by Shriram General Insurance
Nil Pending Complaints

Nil Pending Complaints

Over 60 Lakhs Happy Customers

Over 60 Lakhs
Happy Customers

Why Choose Shriram Personal Accident Insurance?

Why Choose Shriram Personal Accident Insurance?

  • Shriram Personal Accident Insurance offers comprehensive coverage against accidents at an affordable premium.
  • Purchasing a policy online from Shriram General Insurance is easy and hassle-free
  • All claims-related inquiries are handled within one working day with Shriram Personal Accident Insurance policy
  • Pick and choose the right kind of plan for you, as well as your spouse, children and parents based on the coverage that is just right for you
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Features of Shriram Personal Accident Insurance

Pocket-friendly Premium

Pocket-friendly Premium

A cost-effective premium with minimal documentation

Fast Claim Settlement

Fast Claim Settlement

Instant claim settlement at your convenience

100% Sum Assured

100% Sum Assured

100% accidental claim benefits guaranteed

Comprehensive Coverage

Comprehensive Coverage

Pick the right coverage to gain maximum benefits

Get your Shriram Personal Accident Insurance in 3 Simple Steps

1

Call our Toll-Free number

Call (1800-300-3000/1800-103-3009) to avail a Shriram Personal Accident Insurance policy at your convenience and you will be guided by our dedicated customer support executives throughout the Shriram Personal Accident Insurance journey

2

Submit the required details

Kindly provide the basic details such as the sum insured, occupation, policy term (maximum 3 years), identity and address proofs (Aadhaar, Voter ID, Passport, etc.)

3

Complete the payment and get instant Shriram Personal Accident Insurance

Kindly complete the payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking or Cheque) and get Shriram Personal Accident Insurance instantly

Benefits of Shriram Personal Accident Insurance

Benefits of Shriram Personal Accident Insurance

  • Superfast application process with minimal documentation
  • Comprehensive coverage policies with enhanced risk cover
  • Instant claim settlements
  • 24*7 claim support for all your queries

Frequently Asked Questions

Is it necessary to have a separate personal accident policy for my family members?

No. Shriram Personal Accident Insurance is a floater policy, which means one can register for himself, spouse, dependent children and parents in a single policy

What our customers say ?

4.6

1753+ Customer Ratings

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customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

customer

ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

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Blogs

The Science of Car Sounds: Why Some Engines Sound Better Than Others

The Science of Car Sounds: Why Some Engines Sound Better Than Others

Posted on 2025-08-21 06:58:19

Engine sounds vary due to mechanical design, acoustics, and engineering intent. While these car engine acoustics may sound mechanical to some, they’re music to car lovers’ ears. If you love deep muscle cars, then its growl might feel powerful to you. Similarly, the scream of a high-pitched sports car can be appealing to sports car lovers. Automakers intentionally design these sounds as they create a signature identity for their brand. A car engine’s sound is both science and art, wherein physics determines the sound’s vibrations and design choices decide how it makes people feel. In this blog, we uncover this interesting engine sound science so you can understand why engines sound different.

Start-Stop Technology in Cars Explained

What is Start-Stop Technology in Cars and How It Saves Fuel

Posted on 2025-08-20 12:33:38

Think about being stuck at a red light for two minutes. Whether you're moving or not, the engine still uses fuel and emits pollutants while idling. Now, picture the engine turning off on its own when you stop and starting up again right away when you let off of the brake or push the clutch. That's what start-stop technology accomplishes in cars: it saves gasoline and is a great feature for stop-and-go traffic in metropolitan India.

What Is Torque Vectoring and How It Works in Cars

What is Torque Vectoring Technology in Cars and Why It Matters

Posted on 2025-08-19 09:17:34

In simple terms, torque vectoring is a sophisticated drivetrain system that enhances your car's ability to turn more effectively, respond more quickly, and remain more stable, especially at high speeds or in sharp corners. For Indian roads where conditions can shift in a blink—wet patches, potholes, or hairpin bends in the hills—this technology isn’t just about performance; it is about control and confidence. Let's discuss how this technology works, its various types, the benefits, and why more carmakers are bringing it to a wide range of cars, from SUVs to hatchbacks.

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