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24*7 Claim Notifications

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100% Paperless

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Best Claim settlement Awards 2022

  • Overview
  • Coverages
  • Key Features
  • Terminologies
  • Claim Process
  • Policy Download
  • FAQs

Family & Group Accident Cover by Shriram General Insurance

Personal accident insurance is a contract that protects the insured members against losses caused by unforeseen events like accidental death, bodily injury and temporary/permanent disability caused by an accident

  • As a result of the accidental death of the policy holder, the nominee is entitled to 100% compensation from the insurer
  • Personal accident insurance protects the insured as well as their family in the event of accidental loss or damage
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Family & Group Accident Cover by Shriram General Insurance
Nil Pending Complaints

Nil Pending Complaints

Over 60 Lakhs Happy Customers

Over 60 Lakhs
Happy Customers

Why Choose Shriram Personal Accident Insurance?

Why Choose Shriram Personal Accident Insurance?

  • Shriram Personal Accident Insurance offers comprehensive coverage against accidents at an affordable premium.
  • Purchasing a policy online from Shriram General Insurance is easy and hassle-free
  • All claims-related inquiries are handled within one working day with Shriram Personal Accident Insurance policy
  • Pick and choose the right kind of plan for you, as well as your spouse, children and parents based on the coverage that is just right for you
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Features of Shriram Personal Accident Insurance

Pocket-friendly Premium

Pocket-friendly Premium

A cost-effective premium with minimal documentation

Fast Claim Settlement

Fast Claim Settlement

Instant claim settlement at your convenience

100% Sum Assured

100% Sum Assured

100% accidental claim benefits guaranteed

Comprehensive Coverage

Comprehensive Coverage

Pick the right coverage to gain maximum benefits

Get your Shriram Personal Accident Insurance in 3 Simple Steps

1

Call our Toll-Free number

Call (1800-300-3000/1800-103-3009) to avail a Shriram Personal Accident Insurance policy at your convenience and you will be guided by our dedicated customer support executives throughout the Shriram Personal Accident Insurance journey

2

Submit the required details

Kindly provide the basic details such as the sum insured, occupation, policy term (maximum 3 years), identity and address proofs (Aadhaar, Voter ID, Passport, etc.)

3

Complete the payment and get instant Shriram Personal Accident Insurance

Kindly complete the payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking or Cheque) and get Shriram Personal Accident Insurance instantly

Benefits of Shriram Personal Accident Insurance

Benefits of Shriram Personal Accident Insurance

  • Superfast application process with minimal documentation
  • Comprehensive coverage policies with enhanced risk cover
  • Instant claim settlements
  • 24*7 claim support for all your queries

Frequently Asked Questions

Is it necessary to have a separate personal accident policy for my family members?

No. Shriram Personal Accident Insurance is a floater policy, which means one can register for himself, spouse, dependent children and parents in a single policy

What our customers say ?

4.6

1753+ Customer Ratings

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customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

customer

ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

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Blogs

Top Cars for Tall Drivers in Hatchback, Sedan, and SUV Range

Best Cars for Taller People in Hatchback, Sedan, and SUV in India

Posted on 2025-12-18 05:40:24

Tall people cannot simply choose a car for themselves based on its key features and aesthetic highlights. They need to assess a crucial aspect -whether they can sit inside comfortably and drive without any inconvenience. For this, the car must have ample headroom, legroom, and adjustable seating. If any of these aspects are missing, they may struggle to keep their neck and head upright, feel cramped when applying brakes, and so on. Not only will it make the experience inconvenient, but it will also make driving unsafe. Hence, we’ve shared a list of the best cars for tall people in India, categorised into hatchbacks, sedans, and SUVs, to facilitate easy decision-making.

Car Insurance for Self-Driving Cars: Challenges and Opportunities

Car Insurance for Self-Driving Cars: Challenges and Opportunities

Posted on 2025-12-17 05:59:57

If you’re driving a semi-automated car and encounter a road accident, will you be held liable to pay compensation, or will the liabilities fall on the car’s manufacturer or software developer? It’s a question many car enthusiasts are asking these days, especially those interested in buying a self-driving car in the future. Since self-driving cars rely on software, sensors, and other advanced tech integrations for smooth driving, the insurance liability is shifted from the driver to those responsible for the product and technology. If you’re curious about the insurance aspect of autonomous vehicles, then you must read this blog. We have covered the key challenges and opportunities associated with self-driving car insurance to give you an idea of how insurance will adapt to these futuristic vehicles.

How Dashcam Footage Can Help in Faster Car Insurance Claims?

How Dashcam Footage Can Help in Faster Car Insurance Claims

Posted on 2025-12-16 05:34:56

Road rage cases are on the rise in India, with 4,000 reported in 2023 alone. If you ever encounter any such instance that leaves your car damaged, then you will need credible proof that confirms you were not at fault. It can be especially difficult in cases with no eyewitnesses or recorded evidence to prove your innocence. This is where dashcam footage can help innocent drivers. You can use it as strong video evidence to remove confusion about who is responsible for the accident, thereby reducing the need for lengthy investigations. Since this footage captures raw, unedited footage of the accident, insurance companies can quickly establish fault and process claims. In this blog, we’ve shared a detailed explanation of the link between dashcams and car insurance claims. You can use it to speed up your car insurance claim process.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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