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Maruti Suzuki

TN20CA5747

Model

VITARA BREZZA ZDI

Your NCB

50%

Premium Amount

₹ 1326 +GST

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  • Overview
  • Features And Benefits
  • Third-Party Motor Insurance
  • Comprehensive Motor Insurance
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  • IDV
  • NCB
  • Zero Depreciation
  • Deductibles
  • Types of Shriram Motor Insurance
  • Coverages
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  • Premium Components
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Shriram Motor Insurance

Shriram Motor Insurance policy has three types of insurance plans. They are Comprehensive, Standalone Own Damage (OD) and Third-Party (TP) insurance policies, depending on the scope of the coverage

Types of Shriram Motor Insurance

Comprehensive Motor Insurance

Comprehensive Motor Insurance

A Comprehensive Motor Insurance policy is the most preferred motor insurance coverage option. It provides the benefits of Third-Party (TP) coverage (coverage against third-party liabilities) and Own Damage coverage (covers damage/losses incurred to the insured and their vehicle). It also covers accidents, fire, natural disasters, man-made disasters (riots/strikes) and theft of the insured vehicle. With the Comprehensive Motor Insurance policy, Compulsory Personal Accident (CPA) cover of Rs. 15,00,000/- will always be included at an affordable premium

Coverage includes:

    • Third-Party Injury or Death
    • Accidental Damages
    • Fire
    • Strike/Riot
    • Man-made Disasters
    • Third-Party Vehicle Damages
    • Natural Calamities
    • Theft
    • Add-ons*
Standalone Own Damage Motor Insurance

Standalone Own Damage Motor Insurance

Standalone Own Damage (OD) motor insurance policy aids in protecting your vehicle from damages caused by unforeseen mishaps like accidents, theft, natural and man-made disasters. An OD insurance policy does not cover any third-party liabilities. Having an Own Damage motor insurance policy act as a safety shield for the insured vehicle. One can purchase Own Damage cover along with Compulsory Third-Party insurance and personal accident cover for an extensive protection

Coverage includes:

    • Accidental Damages
    • Fire
    • Strike/Riot
    • Man-made Disasters
    • Natural Calamities
    • Theft
    • Add-ons*
Third-Party Liability Motor Insurance

Third-Party Liability Motor Insurance

In India, Third-Party (TP) Motor Insurance is mandatory by law. A Third-Party (TP) liability motor insurance policy protects the insured against third-party liabilities. The policy provides coverage if your vehicle damages another person's vehicle/property or causes injury/death to a third-party vehicle owner. If your vehicle causes “third-party” property damage, Shriram General Insurance Company will offer compensation up to Rs. 1,00,000/- for two-wheelers and Rs. 7,50,000/- in the case of private cars. Unlimited third-party personal liability coverage will be provided, i.e. whatever the court awards as your liability to the third-party due to accidental death or injuries caused by your vehicle

Coverage includes

  • Third-Party Injury or Death
  • Third-Party Vehicle Damages

Shriram Motor Insurance Add-on Covers

Choose any add-on or all of them at an additional premium for your additional safety with Shriram Motor Insurance policy

Zero Depreciation Cover

Zero Depreciation Cover

In case of accidental damage, an insured can claim the total cost of replacing vehicle parts if he/she owns a Zero Depreciation cover. There will be no deduction for depreciation on damaged vehicle parts

Daily Reimbursement

Daily Reimbursement

Daily Reimbursement is an add-on cover that reimburses for using a private vehicle while their own vehicle is being repaired. The maximum reimbursement amount and time period are provided as per the motor insurance policy guidelines

Motor Protection

Motor Protection

In case any motor accident arises out of the use of an insured vehicle, Shriram Motor Insurance policy will provide an advocate to guide or/and defend you from police and judicial magistrate proceedings only

Return to Invoice

Return to Invoice

Return to Invoice coverage allows an insured to receive compensation equal to the original invoice value of the vehicle (the vehicle's original purchase price), if the vehicle is stolen or suffers total loss

Personal Belongings

Personal Belongings

Personal belongings add-on cover helps with the loss of personal belongings from the locked vehicle, including vehicle accessories

Emergency Transport and Hotel Expenses

Emergency Transport and Hotel Expenses

During a vehicle breakdown, if an insured gets stuck in a risk-prone area such as highways and needs immediate alternate transport or hotel expenses, Shriram Motor Insurance’s Emergency Transport and Hotel Expenses cover will provide the necessary assistance

Key Replacement

Key Replacement

Keys are essential, but they might get misplaced or may be stolen at times. Here comes the Key Replacement add-on to save the insured at an additional cost

Frequently Asked Questions

What are the different add-on covers available in Shriram Motor Insurance policy?

  • Zero Depreciation
  • Motor Protection
  • Daily Reimbursement
  • Key Replacement
  • Return to Invoice
  • Emergency Transport and Hotel Expenses
  • Personal Belongings

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Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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You’re driving at your usual speed, but you abruptly apply the brakes to avoid hitting someone who suddenly appears on the road ahead. While pressing the brakes certainly stops the vehicle, have you ever wondered how your foot’s little pressure can stop a multi-ton vehicle? The answer is it doesn’t. It’s the hydraulic brake system which multiplies your foot pressure to create friction between the wheels and the road. This pressure engages the car’s brake pads, which produce the friction required to slow or stop a vehicle. The science behind ‘how car brakes work?’ is fascinating, but it can be too technical for people to understand. Hence, in this blog, we’ve simplified the mechanism that runs your car’s braking system so you can better understand your car.

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vehicle

Maruthi Wagan R

TN32TY6799

NCB Discount: 25 %

  • Model

    VITARA BREZZA ZDI

  • Policy End Date

    31/12/2024

Benefits Covered

Premium Amount

₹ 1326 +GST

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