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Maruti Suzuki

TN20CA5747

Model

VITARA BREZZA ZDI

Your NCB

50%

Premium Amount

₹ 1326 +GST

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Shriram Motor Insurance Premium Components

A motor insurance premium is an amount paid by an insured to an insurer for purchasing a policy. Shriram Motor Insurance premium calculation will be based on various factors, such as the policy chosen, cover types, add-ons and policy period

Third-Party (TP) Premium

Third-Party (TP) Premium

The government of India has made third-party liability insurance mandatory. TP premiums are calculated based on the cubic capacity of the vehicle’s engine

Own-Damage Premium

Own-Damage Premium

It is a part of the premium, one pays to get coverage against various natural and man-made disasters. Each insurance company will have its own pricing for an Own Damage (OD) premium

Compulsory Personal Accident Cover

Compulsory Personal Accident Cover

Recently, the government has made Personal Accident coverage mandatory for car owners/drivers due to the rise in injury cases. For risk cover, Rs. 15 lakh is the minimum sum insured

Add-ons

Add-ons

Add-ons are additional covers for the vehicle’s enhanced protection. The premiums depend on the type of add-on chosen by the insured. Some of the popular add-ons are zero depreciation cover, motor protection cover, roadside assistance, engine and tyre protection cover

Frequently Asked Questions

How does the motor insurance premium gets calculated?

The Motor Insurance premium is based on:

  • IDV
  • Cubic Capacity
  • Geographical Zone
  • Age of the Vehicle
  • Add-on Covers

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MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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Blogs

Upgrade Driver Experiences with Digital Instrument Clusters

How Digital Instrument Clusters Enhance Driver Experience

Posted on 2026-02-02 06:47:14

For most car owners, their vehicle’s dashboard is the main way the car ‘talks’ to them. In most old cars, this communication was limited. It only featured a speed needle, a fuel gauge, and a few warning lights that often appeared only when something was already wrong. Besides sharing limited information, it was also challenging to understand because drivers had to interpret needles and symbols while driving. Thankfully, these concerns have been fixed by digital instrument clusters. These clusters have transformed dashboards into a smart, easy-to-read display. It shows precisely what the driver needs when they need it, and in a way that’s easy to understand at a glance. Since digital instrument clusters present information visually and logically within the driver’s line of sight, driver experience becomes more controlled, less stressful, and far more reassuring. If you’re new to these clusters, this blog will help you understand their role in enhancing driver experience.

The Future of Car Windows: Electrochromic and Privacy Glass Systems

The Future of Car Windows: Electrochromic and Privacy Glass Systems

Posted on 2026-01-30 10:37:47

Have you seen a car whose windows automatically tint when they come into contact with bright sunlight? Or a car window that instantly becomes opaque on the touch of a button and restores the original clear glass upon instruction? These cars will become common in the future, thanks to smart glass technology. Modern vehicles are increasingly adopting electrochromic car windows and privacy glass systems to dynamically control how much light enters your cabin while giving you better privacy controls. Depending on the dynamic tinting glass you choose, it will either work automatically or require manual instructions for instant light and privacy adjustment. This dynamic glass feature can reduce the amount of solar heat entering the cabin. This heat reduction, in turn, eases the load on your car’s air conditioning system, so you enjoy better energy efficiency. It also maintains a cool cabin temperature for the passengers’ comfort. If you’re curious about this new smart glass technology, you must read the full blog.

Car Exhaust Systems: Trends in Reducing Emissions for 2026

Car Exhaust Systems: Trends in Reducing Emissions for 2026

Posted on 2026-01-30 10:01:07

Every time you start your car and drive, the car’s engine produces exhaust gases that also contain toxic pollutants, such as nitrogen oxides and carbon monoxide. If you don’t treat them before releasing them through the tailpipe, they can directly affect air quality, public health, and climate goals. Hence, car exhaust systems are evolving into systems that don’t just push smoke out of a car, but also clean exhaust gases before they reach the atmosphere. Whether you live in India or any foreign country, you’ll notice that governments are pushing stricter environmental regulations. They now expect cars to remain clean not only in test labs, but also during real-world driving. Hence, regulations such as Bharat Stage VI, Euro 7, and other real-world emission requirements have changed how vehicles are designed. As a result, car exhaust systems have become one of the most critical components in modern vehicles, capable of significantly reducing emissions. We’ve covered the ‘how’ and relevant trends related to emission reduction, so read the full blog.

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vehicle

Maruthi Wagan R

TN32TY6799

NCB Discount: 25 %

  • Model

    VITARA BREZZA ZDI

  • Policy End Date

    31/12/2024

Benefits Covered

Premium Amount

₹ 1326 +GST

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