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Maruti Suzuki

TN20CA5747

Model

VITARA BREZZA ZDI

Your NCB

50%

Premium Amount

₹ 1326 +GST

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Shriram Motor Insurance Premium Components

A motor insurance premium is an amount paid by an insured to an insurer for purchasing a policy. Shriram Motor Insurance premium calculation will be based on various factors, such as the policy chosen, cover types, add-ons and policy period

Third-Party (TP) Premium

Third-Party (TP) Premium

The government of India has made third-party liability insurance mandatory. TP premiums are calculated based on the cubic capacity of the vehicle’s engine

Own-Damage Premium

Own-Damage Premium

It is a part of the premium, one pays to get coverage against various natural and man-made disasters. Each insurance company will have its own pricing for an Own Damage (OD) premium

Compulsory Personal Accident Cover

Compulsory Personal Accident Cover

Recently, the government has made Personal Accident coverage mandatory for car owners/drivers due to the rise in injury cases. For risk cover, Rs. 15 lakh is the minimum sum insured

Add-ons

Add-ons

Add-ons are additional covers for the vehicle’s enhanced protection. The premiums depend on the type of add-on chosen by the insured. Some of the popular add-ons are zero depreciation cover, motor protection cover, roadside assistance, engine and tyre protection cover

Frequently Asked Questions

How does the motor insurance premium gets calculated?

The Motor Insurance premium is based on:

  • IDV
  • Cubic Capacity
  • Geographical Zone
  • Age of the Vehicle
  • Add-on Covers

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Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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Blogs

The Working Mechanism Behind Regenerative Braking

How Regenerative Braking Works and Its Importance on Battery Life

Posted on 2026-01-29 10:22:55

Every time you slow down at a traffic signal or ease off the accelerator, your car silently releases energy. In regular vehicles, this energy is simply lost as heat. Regenerative braking, standard in EV and hybrid vehicles, takes a smarter route. If you drive an EV or a hybrid car, slowing down becomes an opportunity to recover part of that motion (kinetic energy) and turn it into electricity that helps recharge the car’s battery. The result is better efficiency without changing how you drive. This system works particularly well in the background in stop-and-go city conditions. It makes everyday driving more energy-efficient.

Key Vehicle Connectivity Protocols for Future Cars

High-Speed Vehicle Connectivity Protocols for Future Cars

Posted on 2026-01-29 09:42:23

When you drive a modern car, a lot is happening quietly in the background. Cameras are scanning the road, sensors are tracking nearby vehicles, and navigation systems are recalculating routes. Even your car’s safety systems are constantly checking whether everything is behaving as expected. Unsurprisingly, none of these systems work in isolation. They all depend on a rapid, reliable flow of information moving across the vehicle for seamless coordination and operation. As cars move toward autonomous driving, rich infotainment experiences, and V2X communication, older (usually slower) communication methods such as CAN or LIN buses will no longer be sufficient. This is why new vehicle connectivity protocols are being made standard for future cars. Since these applications will generate massive volumes of data and require near-instantaneous, highly reliable exchange to function safely and smoothly, these new protocols will ensure these needs are met. If you plan to purchase a modern or futuristic car, you must read this blog to understand the automotive communication protocols these vehicles use.

The Rapid Rise of Digital Car Maintenance Tools

Enhanced Consumer Adoption of Digital Car Maintenance Tools

Posted on 2026-01-28 12:35:36

The traditional car maintenance setup was both frustrating and time-consuming for consumers. From spending long hours at a garage to get car issues detected and fixed to memorising car servicing dates, everything was inconvenient. It is getting fixed by the widespread adoption of digital car maintenance tools. These tools range from car repair apps to smart diagnostic tools. They’re designed to help car owners and service providers streamline the entire maintenance process. You can use them to maintain service logs, diagnose issues, get timely servicing reminders, and more. It basically makes car maintenance convenient and effective.  People new to digital car maintenance tools should read this full blog. It covers everything one must know to decide whether to use it. 

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vehicle

Maruthi Wagan R

TN32TY6799

NCB Discount: 25 %

  • Model

    VITARA BREZZA ZDI

  • Policy End Date

    31/12/2024

Benefits Covered

Premium Amount

₹ 1326 +GST

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