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A motor insurance premium is an amount paid by an insured to an insurer for purchasing a policy. Shriram Motor Insurance premium calculation will be based on various factors, such as the policy chosen, cover types, add-ons and policy period
The government of India has made third-party liability insurance mandatory. TP premiums are calculated based on the cubic capacity of the vehicle’s engine
It is a part of the premium, one pays to get coverage against various natural and man-made disasters. Each insurance company will have its own pricing for an Own Damage (OD) premium
Recently, the government has made Personal Accident coverage mandatory for car owners/drivers due to the rise in injury cases. For risk cover, Rs. 15 lakh is the minimum sum insured
Add-ons are additional covers for the vehicle’s enhanced protection. The premiums depend on the type of add-on chosen by the insured. Some of the popular add-ons are zero depreciation cover, motor protection cover, roadside assistance, engine and tyre protection cover
The Motor Insurance premium is based on:
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