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Maruti Suzuki

TN20CA5747

Model

VITARA BREZZA ZDI

Your NCB

50%

Premium Amount

₹ 1326 +GST

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Shriram Motor Insurance Premium Components

A motor insurance premium is an amount paid by an insured to an insurer for purchasing a policy. Shriram Motor Insurance premium calculation will be based on various factors, such as the policy chosen, cover types, add-ons and policy period

Third-Party (TP) Premium

Third-Party (TP) Premium

The government of India has made third-party liability insurance mandatory. TP premiums are calculated based on the cubic capacity of the vehicle’s engine

Own-Damage Premium

Own-Damage Premium

It is a part of the premium, one pays to get coverage against various natural and man-made disasters. Each insurance company will have its own pricing for an Own Damage (OD) premium

Compulsory Personal Accident Cover

Compulsory Personal Accident Cover

Recently, the government has made Personal Accident coverage mandatory for car owners/drivers due to the rise in injury cases. For risk cover, Rs. 15 lakh is the minimum sum insured

Add-ons

Add-ons

Add-ons are additional covers for the vehicle’s enhanced protection. The premiums depend on the type of add-on chosen by the insured. Some of the popular add-ons are zero depreciation cover, motor protection cover, roadside assistance, engine and tyre protection cover

Frequently Asked Questions

How does the motor insurance premium gets calculated?

The Motor Insurance premium is based on:

  • IDV
  • Cubic Capacity
  • Geographical Zone
  • Age of the Vehicle
  • Add-on Covers

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MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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Blogs

what to consider when Insuring a classic or vintage car

What to Consider When Insuring a Classic or Vintage Car ?

Posted on 2025-06-16 12:57:39

Owning a classic or vintage car in India is not just about transportation—it’s about preserving a piece of history. These automobiles are often collectors’ items, evoking nostalgia and commanding admiration. But safeguarding such prized possessions requires more than a standard insurance policy. This is where classic Car Insurance and vintage Car Insurance come in. In this blog, we explore essential Car Insurance tips, discuss regulatory distinctions, and explain how to protect your vintage treasure with the right insurance in India.

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Microchips to Market: Understanding the Global Car Shortage

Posted on 2025-06-13 12:55:33

The worldwide car shortage is more than simply a remote supply issue. It potentially affects the market for millions of automobile customers, thousands of dealers, and also the manufacturers in India.  The source of the issue? A worldwide automotive pipeline has been choked by a semiconductor crisis, resulting in increased prices, longer wait times for new automobiles, and a halt in vehicle technological advancements. This blog examines the causes of the crisis, its effects on India, and the potential restoration to normalcy.

true cost of car ownership beyond the purchase price

How to Calculate the True Cost of Car Ownership Beyond the Purchase Price

Posted on 2025-06-12 12:12:03

The worldwide car shortage is more than simply a remote supply issue. It potentially affects the market for millions of automobile customers, thousands of dealers, and also the manufacturers in India.  The source of the issue? A worldwide automotive pipeline has been choked by a semiconductor crisis, resulting in increased prices, longer wait times for new automobiles, and a halt in vehicle technological advancements. This blog examines the causes of the crisis, its effects on India, and the potential restoration to normalcy.

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Maruthi Wagan R

TN32TY6799

NCB Discount: 25 %

  • Model

    VITARA BREZZA ZDI

  • Policy End Date

    31/12/2024

Benefits Covered

Premium Amount

₹ 1326 +GST

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