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Maruti Suzuki

TN20CA5747

Model

VITARA BREZZA ZDI

Your NCB

50%

Premium Amount

₹ 1326 +GST

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Shriram Motor Insurance Premium Components

A motor insurance premium is an amount paid by an insured to an insurer for purchasing a policy. Shriram Motor Insurance premium calculation will be based on various factors, such as the policy chosen, cover types, add-ons and policy period

Third-Party (TP) Premium

Third-Party (TP) Premium

The government of India has made third-party liability insurance mandatory. TP premiums are calculated based on the cubic capacity of the vehicle’s engine

Own-Damage Premium

Own-Damage Premium

It is a part of the premium, one pays to get coverage against various natural and man-made disasters. Each insurance company will have its own pricing for an Own Damage (OD) premium

Compulsory Personal Accident Cover

Compulsory Personal Accident Cover

Recently, the government has made Personal Accident coverage mandatory for car owners/drivers due to the rise in injury cases. For risk cover, Rs. 15 lakh is the minimum sum insured

Add-ons

Add-ons

Add-ons are additional covers for the vehicle’s enhanced protection. The premiums depend on the type of add-on chosen by the insured. Some of the popular add-ons are zero depreciation cover, motor protection cover, roadside assistance, engine and tyre protection cover

Frequently Asked Questions

How does the motor insurance premium gets calculated?

The Motor Insurance premium is based on:

  • IDV
  • Cubic Capacity
  • Geographical Zone
  • Age of the Vehicle
  • Add-on Covers

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Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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Blogs

Car-to-Car Communication (V2V): How It Can Reduce Accidents

Car-to-Car Communication (V2V): How It Can Reduce Accidents?

Posted on 2025-12-10 12:30:58

Car-to-Car communication enables cars to share real-time data about their speed, location, position, etc., with other vehicles. This information exchange creates situational awareness. It alerts drivers about the traffic ahead and the presence of vehicles in blind spots, which leads to reduced road accidents. The tech uses several wireless transmitters to create a connected ecosystem where cars can ‘talk’ to each other. It helps people by warning drivers about potential dangers that are not yet visible. If you’re new to this crash avoidance technology, then this blog will give you all the information you need to get a conceptual understanding.

Biometric Car Security: Fingerprint and Face Recognition in Vehicles

Biometric Car Security: Fingerprint and Face Recognition in Vehicles

Posted on 2025-12-09 10:05:26

The widespread integration of biometric car security features in modern vehicles ensures that your car security literally remains in your fingers and even face. As vehicles become more tech-oriented, manufacturers are moving beyond physical car keys/smart fobs. They’re using biometric car locks to provide more personalised and secure car access. This system recognises you personally through your fingerprints and facial features, reducing the instances of car theft or unauthorised access to nearly zero. If you’re new to biometric systems used for car security, then use this blog as your beginner’s guide. It covers the key definition, working mechanisms, advantages, and more.

A Comprehensive Guide on Compact SUVs in India

The Rise of Mini-SUVs in India: Why Are They So Popular?

Posted on 2025-12-08 10:21:14

Mini-SUVs are gaining popularity in India because they provide the typical SUV look and utility at a significantly lower price. City dwellers are attracted to compact SUVs because their smaller size makes it easier to navigate narrow lanes and busy urban roads, and their better fuel efficiency makes fuel costs manageable. Not to forget, the vehicle’s overall style and design help budget-conscious buyers experience a slice of automobile luxury. If you plan to buy the best mini-SUV in India, then you must read this full blog.

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vehicle

Maruthi Wagan R

TN32TY6799

NCB Discount: 25 %

  • Model

    VITARA BREZZA ZDI

  • Policy End Date

    31/12/2024

Benefits Covered

Premium Amount

₹ 1326 +GST

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