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Maruti Suzuki

TN20CA5747

Model

VITARA BREZZA ZDI

Your NCB

50%

Premium Amount

₹ 1326 +GST

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Shriram Motor Insurance Premium Components

A motor insurance premium is an amount paid by an insured to an insurer for purchasing a policy. Shriram Motor Insurance premium calculation will be based on various factors, such as the policy chosen, cover types, add-ons and policy period

Third-Party (TP) Premium

Third-Party (TP) Premium

The government of India has made third-party liability insurance mandatory. TP premiums are calculated based on the cubic capacity of the vehicle’s engine

Own-Damage Premium

Own-Damage Premium

It is a part of the premium, one pays to get coverage against various natural and man-made disasters. Each insurance company will have its own pricing for an Own Damage (OD) premium

Compulsory Personal Accident Cover

Compulsory Personal Accident Cover

Recently, the government has made Personal Accident coverage mandatory for car owners/drivers due to the rise in injury cases. For risk cover, Rs. 15 lakh is the minimum sum insured

Add-ons

Add-ons

Add-ons are additional covers for the vehicle’s enhanced protection. The premiums depend on the type of add-on chosen by the insured. Some of the popular add-ons are zero depreciation cover, motor protection cover, roadside assistance, engine and tyre protection cover

Frequently Asked Questions

How does the motor insurance premium gets calculated?

The Motor Insurance premium is based on:

  • IDV
  • Cubic Capacity
  • Geographical Zone
  • Age of the Vehicle
  • Add-on Covers

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Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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Blogs

Types of Car Transmission: Manual, CVT, AMT, DSG

Understanding Different Types of Car Transmissions: Manual, CVT, DSG, and AMT

Posted on 2025-09-03 12:14:01

How often have you found yourself driving through rush-hour traffic, forced to continuously shift gears, stop and start repeatedly due to slow-moving traffic and congested roads? This scenario is an everyday experience for most people driving in the busy cities of India. The solution? Choosing the right transmission system for your driving style is the right solution. If you're looking for a new or upgraded vehicle, it's wise to familiarise yourself with the various transmission options available, including manual, automatic manual shifting (AMS), continuously variable transmission (CVT), and direct shift gearbox (DSG). This blog explains how each transmission functions, where it performs best, and how to maintain it properly.

What Is Engine Remapping? Legal Clarity for Indian Drivers

What Is Engine Remapping? Legal Clarity for Indian Drivers

Posted on 2025-09-01 05:46:51

Want to get more power or greater mileage from your car without having to buy new parts? That is the promise of engine remapping. However, is it legal in India? Let’s break it down. Many car owners are looking for ways to improve their cars' performance or fuel efficiency today, when performance is everything. Engine remapping is a common modification that affects how your car drives on the road using software. However, remapping isn't necessarily legal in India, despite how attractive it sounds. This blog discusses what engine remapping is, how it works, what it can achieve and whether or not you can do it without breaking the law.

Car Axles: What Are They and How Do They Work?

Car Axles: What Are They and How Do They Work?

Posted on 2025-08-29 10:17:09

Most car owners don’t think about axles until they start hearing a strange noise from under their vehicle or something feels off while turning. Yet, they remain fundamental to a car’s movement. From enabling wheel rotations to supporting the car’s weight, there’s a lot that car axles do to ensure a smooth driving experience. In this blog, we cover the fundamentals of car axles, including what a car axle is, its main components, how do car axles work, and more to familiarise you with this crucial car element.

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Maruthi Wagan R

TN32TY6799

NCB Discount: 25 %

  • Model

    VITARA BREZZA ZDI

  • Policy End Date

    31/12/2024

Benefits Covered

Premium Amount

₹ 1326 +GST

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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