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A safer Home begins with the Right Cover!
Protect it with Shriram Home Insurance
24*7 Claim Notifications
100% Paperless
Best Claim settlement Awards 2022
- Overview
- Features And Benefits
- Save on Premium
- Calculate Premium
- Types of Home Insurance
- Coverages
- Compare Plans
- Premium Components
- Eligibility and Required Documents
- Buy / Renew
- Claim Process
- Terminologies
- Policy Download
- FAQs
Types of Shriram Home Insurance
Purchasing Shriram Home Insurance online is an easy and stress-free process with our digitalfriendly platform. Shriram Home Insurance policy offers a wide range of coverages depending on the scope of the chosen policy
Home Building Only Cover
Home Building cover can be purchased by the owner, tenant and lessee to protect their building against various damages
Purchase Home Building Only Cover, if someone
- Owns the structure
- Occupy the home as purchaser under an agreement of sale
- An authorized occupier of the home or a tenant under an agreement in writing and are liable for insurance
- Structure is occupied by a tenant, a licensee and an employee
- Man-made Disasters
Home (Building & Contents) Cover
Home (Building & Contents) policy cover provides coverage against Home Building and Home Contents from any unforeseen incidents such as fire, burglary/theft, natural and man-made disasters
Purchase a Home (Building & Contents) Cover, If someone
- Own the structure and articles
- Occupy the home as a purchaser under an agreement of sale
- An authorised occupier of the home, a tenant, a lessee, a licensee, an employee, etc.
- Purchased the articles or things under instalment or hire purchase system or on a lease
Home Contents Only Cover
A tenant, lessee, licensee or employee can purchase the Home Contents Cover to protect the belongings of the property against various unfavourable incidents
Purchase Home Contents Only Cover, If someone
- Own the articles or things
- Purchased the articles or things under instalment or hire purchase system or on a lease
- Responsible for the articles or things as part of the written policy contract
Shriram Home Insurance Add-on Covers
Cover for Valuable Contents on Agreed Value Basis (under Home Contents Cover)
This add-on policy covers valuable content such as jewellery, silverware, paintings, artworks, etc. If valuable contents are physically damaged by any insured event, the cost of repairing the item will be paid by the insurer
Personal Accident Cover
If the insured event that caused damage to the home or its contents resulting the death of the insured person or their spouse, compensation of 5 Lakh will be paid to each person
Burglary/House Breaking
Burglary policy covers any loss or damage that occurs due to burglary or house-breaking (theft following upon an actual forcible and violent entry/exit from the premises) or damage caused to the premises
Employee’s Compensation
According to the Employee Compensation Act, 1923, the employer provides the compensation payment to their employees (for their dependents in the event of fatal accidents happening on the insured premises) With this employee compensation add on, the insurer will be taking the responsibility of paying the compensation to the affected employee (T&C apply)
Plate Glass and Sanitary Fittings
The plate glass covers, if there is an accidental breakage of any of the glass or sanitary fittings mentioned in the policy guidelines. In such cases, the insurer will pay the reinstatement value of a glass plate as per the sum insured
All Risk
All-risk policy covers laptops, mobiles and other valuable items like jewellery, cameras and items of similar nature that are exposed to losses due to an accident
Breakdown of Electrical and Mechanical Appliance
We often go through incidents in our daily life such as electrical and mechanical appliances breakdown. Whereas, having Home Insurance can help to overcome these losses under the Breakdown of Electrical and Mechanical Appliance coverage
Electronic Equipment Insurance
All electronic equipment like computers, medical, biomedical, microprocessors, audio/visual equipment will be covered by this add-on
Baggage
The policy pays for the loss of or damage to luggage caused by an accident, a break-in, a theft or a personal mishap while the person is on a trip anywhere in the territory covered by the policy
Public Liability
Under the public liability cover the company indemnifies the insured against their legal liabilities such as personal injuries, loss or damage to property and insured’s death to pay compensation including claimant's costs, fees and expenses anywhere in India, in accordance with Indian Law
Frequently Asked Questions
If three people share an apartment, can each one take a separate policy?
Yes, each can buy a separate policy for the protection of their own assets against various unforeseen incidents
What our customers say ?
MARCUS MANOHAR PARKHE
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
ANIL KUMAR HP
Good
VAISHALI VAIBHAVKUMAR PANDYA
very good
CHAUDHARI JASAVANTKUMAR
Good
AKRAM KHAN
Good
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