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How to Save on your Shriram Home Insurance Premium?

There are several ways to save the cost of your home insurance premiums. By taking these factors into consideration, individuals can save on their home insurance premiums

01

Installing Safety Gadgets

Installing home safety gadgets reduces the chances of burglary or theft. Thus installing security features like smoke detectors and burglar alarms can reduce the risk of theft/burglary and helps to save on your premium. As a result of the decreased risk, the Home Insurance premium will also be reduced

02

Research and Compare Plans

Check on several risk coverage plans available to protect your dream home and buy the right Home Insurance plans that suit your requirements. Compare different insurance policies and choose the one that offers the best value for the money

03

Avoid Making Minor Claims

Making frequent small claims can increase the home insurance premium in the long run. It is good to avoid making small claims and it is advisable to make claims for significant damage or loss. Thus one can save on their home insurance premium and still have adequate protection for their home

Frequently Asked Questions

Can I cancel my Shriram Home Insurance policy in India?

Yes, you can cancel your Shriram Home Insurance policy in India. However, there may be a penalty or charges for early termination of the policy

How long does it take to process a Home Insurance claim in India?

The time taken to process a Home Insurance claim in India depends on the complexity of the claim and the insurance company's policies

What are the documents required to file a Home Insurance claim in India?

The documents required to file a Home Insurance claim in India include a copy of the insurance policy, proof of ownership, proof of damages and other documents as mentioned in the policy schedule

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Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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Blogs

How Dashcam Footage Can Help in Faster Car Insurance Claims?

How Dashcam Footage Can Help in Faster Car Insurance Claims

Posted on 2025-12-16 05:34:56

Road rage cases are on the rise in India, with 4,000 reported in 2023 alone. If you ever encounter any such instance that leaves your car damaged, then you will need credible proof that confirms you were not at fault. It can be especially difficult in cases with no eyewitnesses or recorded evidence to prove your innocence. This is where dashcam footage can help innocent drivers. You can use it as strong video evidence to remove confusion about who is responsible for the accident, thereby reducing the need for lengthy investigations. Since this footage captures raw, unedited footage of the accident, insurance companies can quickly establish fault and process claims. In this blog, we’ve shared a detailed explanation of the link between dashcams and car insurance claims. You can use it to speed up your car insurance claim process.

The Role of AI in Car Insurance Claim Approvals

The Role of AI in Car Insurance Claim Approvals

Posted on 2025-12-15 06:26:02

Over 82% of insurance companies now use AI in claim processing, but have you wondered what it means for policyholders like you? Artificial Intelligence (AI) is redesigning the entire claim approval process so policyholders can benefit from faster and more accurate claim-related decisions. AI uses multiple mechanisms to streamline the entire process, from initial claim submission to the final payout. It uses computer vision, machine learning algorithms, etc., to automate the process. It not only reduces manual claim review time and human error, but also ensures faster approval of genuine claims. In this blog, we’ve highlighted AI’s role in car insurance claim approval processes.

The Role of Artificial Intelligence in Next-Gen Car Safety Systems

Posted on 2025-12-12 10:37:40

Artificial Intelligence (AI) is redefining what ‘safe driving’ means by powering next-gen car safety systems. It’s enabling car safety systems to predict, detect, and respond to potential road safety hazards with greater accuracy. Artificial Intelligence (AI) in cars can notably reduce accident instances, making driving experiences more secure. In this blog, you will find the role of AI in automotive safety and how it enhances secure driving experiences.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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