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Check your Eligibility for Shriram General Home Insurance

Home insurance is essential for every homeowner; any person or firm can take this policy. One can purchase the Home Building Cover if they own or are a tenant of the Home Building and are liable for insurance. One can also purchase Home Contents cover for articles or things in their home

01

You can Purchase this Cover for Home Building only if

You own the structure
You are occupying the home as a purchaser under an agreement of sale
You are an authorised occupier of the home
Your structure is occupied by a tenant, a licensee or your employee
You are a tenant under an agreement in writing and are liable for insurance

02

You can Purchase this Cover for Home Contents only if

You are the owner of the articles or things
You have purchased the articles or things under an instalment or hire purchase system or on a lease
You are responsible for the articles or things as part of the written employment contract. Thus, a tenant, lessee, licensee or employee can purchase the Home Contents cover

Note: One can purchase Home Building insurance cover if your building is used for residence. If you carry on commercial activity by employing other persons, you must purchase another insurance cover for commercial premises

Documents Required for Home Insurance Claims

Pictures of the damaged property
Invoices of owned belongings, rent agreement (if a tenant)
Insurance copy (Optional)
FIR/Panchnama/Bail paper/Charge sheet
Fire Brigade report in case of loss by fire
Claim Form duly filled and signed
Estimate, Bills, Payment receipt and Discharge voucher
Signature ID proof (Insured)
Customer's bank details with a cancelled cheque for claim payment through (NEFT)
Customer's bank details with a cancelled cheque (Where the Premium is greater than (>) 25,000/-)
Others (If required by the claims team, depending on the severity of the accident)