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  • Overview
  • Features And Benefits
  • Save on Premium
  • Calculate Premium
  • Types of Home Insurance
  • Coverages
  • Compare Plans
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
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What is Home Insurance

Home insurance protects the house against various man-made, natural disasters and other related threats through an agreement between the house owner and the insurance company

  • The challenges such as unpredictable heavy rains, sudden floods, fire, theft and so on can cause damage to your hard-earned home
  • Home insurance saves the day by covering the house against mishaps. If the insurer pays the home insurance premium in a timely manner, the insurance company will reimburse the policy holder for any unanticipated losses sustained by them in accordance with the policy's terms
  • Home insurance in India is not mandatory. However, it is highly recommended to safeguard your family's financial investment
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What is Home Insurance?
Nil Pending Complaints

Nil Pending Complaints

Over 60 Lakh Happy Customers

Over 60 Lakh
Happy Customers

Why Choose Shriram Home Insurance?

Why Choose Shriram Home Insurance?

  • Shriram Home Insurance policy is issued to offer comprehensive home and contents protection against various mishaps at an affordable rate
  • Stay worry-free with our long-term home insurance policy coverage options. Purchasing a Shriram Home Insurance policy online is quite easy and convenient
  • Shriram Home Insurance policy provides quick claims services, with a minimum turnaround time of one working day for all claim-related queries
  • We cover natural calamities like earthquakes, floods, cyclones, storms and lightning with Shriram Home Insurance policy
  • Our digital-friendly home insurance policy also covers damages due to fire, explosions, theft, etc. Shriram Home Insurance policy has several add-ons for home and contents at a nominal additional premium
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Shriram Home Insurance Coverages

Shriram Home Insurance Coverages

Shriram Home Insurance Coverages

Provides coverage only for the structure of the building

Building & Contents Cover

Building & Contents Cover

Provides coverage for both the building and its belongings

Contents Only Cover

Contents Only Cover

Provides coverage only for the belongings of the premises insured

How to Calculate Shriram Home Insurance Premium?

Shriram Home Insurance premiums are determined by variables such as construction area, location and size of the building, the value of building and contents, insurance plan opted and add-on coverages

Construction Area

The location of the building, the size of the construction area and the estimated cost of the building are the major factors in calculating the home insurance premium

Value of Contents

The value of the contents insured will also be taken into account for the home insurance premium calculation

Type of Insurance

The cost of the premium depends on the type of insurance plan chosen by the insured. One can choose an insurance policy based on the risk coverage needed

Add-ons

Add-ons can be selected according to individual needs. The premium will be the sum of the basic policy and the add-ons

Benefits of Renewing Shriram Home Insurance

Benefits of Renewing Shriram
Home Insurance

Renewal of a home insurance policy is quick and easy with Shriram General Insurance's digital platform. One can purchase or renew their home insurance in just a few steps. On-time renewal offers the following benefits:

  • No insurance break-ins
  • Continuity of coverage
  • Easy and quick claims
  • Get additional benefits
  • Stay protected without stress

How to Save on your Shriram Home Insurance Premium?

There are several ways to save the cost of your home insurance premiums. By taking these factors into consideration, individuals can save on their home insurance premiums

01

Installing Safety Gadgets

Installing home safety gadgets reduces the chances of burglary or theft. As a result of the decreased risk, the home insurance premium will also be reduced

02

Research and Compare Plans

Check on several risk coverage plans available to protect your dream home and buy the right home insurance plans that suit your requirements

03

Purchase Bundle Policies

One can purchase a home insurance policy along with their motor insurance from the same insurer as a bundled policy


Frequently Asked Questions

Are structure and building the same in home insurance?

Yes, structure and building both relate to the physical components of the home, such as pillars, doors, walls and so on

What should I do if my house is damaged?

If your home has been damaged by an event such as fire, robbery, storms, floods or earthquakes. Please call our toll-free number right away. Shriram Home Insurance team will take care of all the coverage needs

How is the sum insured for the building is calculated?

The building's total sum insured is calculated by considering the insured building's per square metre area and the construction cost of the building

What our customers say ?

4.6

1753+ Customer Ratings

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MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

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CHAUDHARI JASAVANTKUMAR

Good

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AKRAM KHAN

Good

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Blogs

Explore the Six Fastest Cars in the World

Fastest Cars in the World: Top 6 Speed Demons and Their Specifications

Posted on 2025-10-24 12:18:54

There are only a few hypercars in the world, such as the Bugatti Chiron Sport 300+, SSC Tuatara Striker, Bugatti Mistral, Koenigsegg Agera RS, Bugatti Tourbillon, and Hennessey Venom F5, that provide speeds never seen before on any road or race track. While these supercars aren’t meant for ordinary, busy roads due to their speed, they’re still in demand by car enthusiasts and high-end collectors who prefer including limited edition pieces in their collection. In this blog, we’re exploring the top six fastest cars in the world, known for their unmatchable speeds.

Top 5 Indian Cars Under ₹10 Lakhs Giving the Best Mileage

Best Mileage Cars Under 10 Lakhs: Fuel Efficiency Champions of 2025

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India is home to some of the most fuel-efficient cars under ₹10 Lakhs, such as Maruti Celerio ZXI Plus AMT, Maruti Swift VXi Opt AMT, Maruti Dzire ZXI, Maruti Wagon R ZXI Plus AT Dual Tone, and Toyota Glanza G. The rising fuel costs and growing environmental awareness have made ‘good mileage’ a key factor for most potential car buyers. In this blog, we share a list of the finest, best mileage cars in India under ₹10 Lakhs. We’ve covered their fuel efficiency, pricing, other key features, and a comparative analysis so you can make an informed choice.

Automatic vs Manual Transmission India 2025 Guide

Automatic vs Manual: Best Car Transmission for India

Posted on 2025-10-23 13:34:11

You might wonder which is better for Indian traffic, an automatic or a manual transmission car? The simple answer is that automatic transmission is better for Indian city traffic since it makes driving in bumper-to-bumper peak-period traffic easier and less tiring. Manual transmission is still preferred by many car owners because it is more cost-effective, provides greater control, and offers better highway mileage. In this article, however, we'll settle the automatic vs. manual transmission debate with a detailed comparison of the two, including practical scenarios of driving in India, as well as details on insurance.

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