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Home Insurance Coverages

  • What does the Shriram Home Insurance Cover?
  • What does the Shriram Home Insurance Not Cover?
01

Explosion/implosion, fire and lightning

02

Riots, malicious property damage and terrorism

03

Natural disasters such as tempest, tornado, storms, cyclones, typhoons, hurricanes, floods, inundations and earthquakes are all examples of natural disasters

04

Damage caused by an external object's impact (e.g. vehicle, falling tree, etc.)

05

Water tanks, apparatus and pipes bursting and/or overflowing

06

Theft that occurs within 7 days of the insured event

01

Conflict, invasion, foreign enemy operations or violent activity

02

Violation of the law with criminal purpose

03

Radioactive, poisonous and explosive compounds

04

Any type of purposeful misconduct or negligence

Note: For a complete inclusion/exclusion list, please refer to the policy wording document

Frequently Asked Questions

What is an indemnity basis plan in home insurance?

The damage or loss to the insured home building or contents claimed after deducting wear and tear charges

What our customers say ?

4.6

1753+ Customer Ratings

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MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

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customer

AKRAM KHAN

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Blogs

top 10 road safety tips

Top 10 Road Safety Tips You Should Know

Posted on 2025-05-08 12:11:21

Every time you drive in India, you're a part of one of the world's busiest road networks. The facts are clear: according to the Ministry of Road Transport & Highways (MoRTH) Road Accidents in India 2022 Report, over speeding was the primary cause of more than 70% of the 1.68 lakh road accident deaths that occurred in 2022. Road safety regulations must be followed regardless of whether you drive occasionally or on a regular basis. These 10 key safety tips are especially for Indian drivers. Read on to know more.

Understanding WSS and ABS in Vehicles

What is Wheel Speed Sensor and ABS?

Posted on 2025-05-07 06:53:12

With increasing traffic, unpredictable road conditions, and varied terrain, driving in India demands more than just good reflexes—it requires reliable vehicle safety systems. Two unsung heroes of modern car safety are the wheel speed sensor (WSS) and the anti-lock braking system (ABS). When combined, they improve your car's braking efficiency and overall safety. This blog discusses wheel speed sensors, ABS, their functions, and their importance, particularly on Indian roads.

Step-by-Step FASTag Guide for New Cars

How to Get FASTag for Your New Car

Posted on 2025-05-06 06:58:05

In India, obtaining a FASTag for a new car is now vital for car owners. The Ministry of Road Transport and Highways (MoRTH) mandates FASTag, which uses Radio Frequency Identification (RFID) technology to facilitate electronic toll collection. It enables smooth movement across national highways by automatically deducting toll amounts without requiring vehicles to stop. In this blog, we provide a comprehensive guide on how to get FASTag for new car owners, including application methods, charges, placement instructions, and key benefits.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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