Gray-Image
24*7 Claim Notifications

24*7 Claim Notifications

Almost 100% Paperless

Almost 100% Paperless

Best Claim settlement Awards 2022

Best Claim settlement Awards 2022

previous
  • Overview
  • Features And Benefits
  • Third-Party Goods Carrying Vehicle Insurance
  • Comprehensive Goods Carrying Vehicle Insurance
  • Calculate Premium
  • Save Premium
  • Renewal Benefits
  • IDV
  • NCB
  • Deductibles
  • Types of Goods Carrying Vehicle Insurance
  • Coverages
  • Compare Plan
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
next

Shriram Goods Carrying Vehicle Insurance Premium Components

A goods carrying vehicle insurance premium is an amount paid by an insured to an insurer for purchasing a policy. Shriram Goods Carrying Vehicle Insurance premium calculation will be based on various factors, such as the policy chosen, cover types, add-ons and policy period

Goods carrying vehicle Third-Party (TP) Premium

Third-Party (TP) Premium

According to the Indian Motor Vehicles Act, 1988, third-party liability insurance is mandatory in India. TP premiums are calculated based on the cubic capacity of the vehicle’s engine

Goods carrying vehicle Own-Damage (OD) Premium

Own-Damage (OD) Premium

It is a part of the premium, one pays to get coverage against various natural and man-made disasters. Each insurance company will have its own pricing for an Own Damage (OD) coverage premium

Compulsory Personal Accident Cover

Compulsory Personal Accident Cover

The government has made Personal Accident coverage mandatory for vehicle owners/drivers due to the rise in injury cases. Rs. 15 Lakh is the minimum sum insured for this cover

Add-ons

Add-ons

Add-ons are additional covers for the vehicle’s enhanced protection. The premiums depend on the type of add-on chosen by the insured. Some of the popular add-ons are Zero Depreciation cover, Motor Protection cover, Roadside Assistance, Engine and Tyre Protection cover.


Frequently Asked Questions

Can I pay my goods carrying vehicle insurance premium in instalments?

Goods carrying vehicle insurance premiums cannot be paid in instalments. The premium for a commercial vehicle policy must be paid in advance by the insured

What our customers say ?

4.6

1753+ Customer Ratings

View all
customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

customer

ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

left-arrowright-arrow
Quote

Blogs

Car Photography Tips to Fuel Your Instagram Growth

The Art of Car Photography: Tips for Taking Instagram-Worthy Shots of Your Vehicle

Posted on 2025-12-02 05:59:07

This blog shares highly effective car photography tips and car photography ideas that can help you take Instagram-worthy pictures that grab attention, build a loyal community, and position you as a follow-worthy influencer. If you’re on any social media platform, particularly Instagram, your feeds would have started showing you more car images than before. The sudden popularity and growth of car photography are largely due to its appeal as a top-tier status symbol and the rising car enthusiast communities online. While those viral car images may appear to be taken by professional photographers, you can take similar images using the creative car photography ideas and tips shared in this blog. We’re spilling the beans on the best angles for car photography and other car photography tips, so ensure you read the full blog.

India’s Top Car-Themed Cafes and Restaurants

Car-Themed Cafe and Restaurants Across India: Where Automotive Meets Dining

Posted on 2025-12-01 12:59:45

The rising popularity of car-themed cafes in India indicates that the country’s dining scene is no longer just about food; it’s about the experience. Car-themed restaurants in India are growing rapidly because they blend the thrill of automobiles with the joy of eating out. Together, they create unique venues where decor, ambience, and themes are as much a part of the experience as the dishes themselves. This unique experience delights both automobile enthusiasts and casual diners alike. If you’re looking for a concept dining experience that combines playfulness, nostalgia, Insta-worthy backgrounds, and delicious food, then you must visit the automotive restaurants in India listed in this blog.

Best Car Phone Mounts and Holders for Safe Driving

Best Car Phone Mounts and Holders for Safe Driving

Posted on 2025-11-28 10:35:29

Using a phone while driving is both risky and illegal in India, except when using hands-free devices. If you want to use your phone while driving, whether for entertainment or direction purposes, installing it on a phone mount for a car is a smarter option. This simple car accessory keeps your eyes on the road while keeping your phone within reach. Beyond safety, car mounts are also necessary for legal compliance. In this blog, you will find the five best car phone mounts that can simplify your driving experience.

View all
Quick renewal Quick renewal
bimabharosa
Back to TopBack to top of the pageBack to top of the page

IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Terms and Conditions |Refund and Cancellation© 2023 Shriram General Insurance. All rights reserved.