Gray-Image
24*7 Claim Notifications

24*7 Claim Notifications

Almost 100% Paperless

Almost 100% Paperless

Best Claim settlement Awards 2022

Best Claim settlement Awards 2022

previous
  • Overview
  • Features And Benefits
  • Third-Party Goods Carrying Vehicle Insurance
  • Comprehensive Goods Carrying Vehicle Insurance
  • Calculate Premium
  • Save Premium
  • Renewal Benefits
  • IDV
  • NCB
  • Deductibles
  • Types of Goods Carrying Vehicle Insurance
  • Coverages
  • Compare Plan
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
next

Shriram Goods Carrying Vehicle Insurance Premium Components

A goods carrying vehicle insurance premium is an amount paid by an insured to an insurer for purchasing a policy. Shriram Goods Carrying Vehicle Insurance premium calculation will be based on various factors, such as the policy chosen, cover types, add-ons and policy period

Goods carrying vehicle Third-Party (TP) Premium

Third-Party (TP) Premium

According to the Indian Motor Vehicles Act, 1988, third-party liability insurance is mandatory in India. TP premiums are calculated based on the cubic capacity of the vehicle’s engine

Goods carrying vehicle Own-Damage (OD) Premium

Own-Damage (OD) Premium

It is a part of the premium, one pays to get coverage against various natural and man-made disasters. Each insurance company will have its own pricing for an Own Damage (OD) coverage premium

Compulsory Personal Accident Cover

Compulsory Personal Accident Cover

The government has made Personal Accident coverage mandatory for vehicle owners/drivers due to the rise in injury cases. Rs. 15 Lakh is the minimum sum insured for this cover

Add-ons

Add-ons

Add-ons are additional covers for the vehicle’s enhanced protection. The premiums depend on the type of add-on chosen by the insured. Some of the popular add-ons are Zero Depreciation cover, Motor Protection cover, Roadside Assistance, Engine and Tyre Protection cover.


Frequently Asked Questions

Can I pay my goods carrying vehicle insurance premium in instalments?

Goods carrying vehicle insurance premiums cannot be paid in instalments. The premium for a commercial vehicle policy must be paid in advance by the insured

What our customers say ?

4.6

1753+ Customer Ratings

View all
customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

customer

ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

left-arrowright-arrow
Quote

Blogs

Best Car Mobile Apps for Navigation, Parking, & Safety in India

Best Car Mobile Apps for Navigation, Parking , and Safety in India

Posted on 2025-11-19 10:14:05

A smooth drive depends as much on good car management apps in India as it does on good roads. The right apps can help you fix numerous driving-related challenges, such as finding a secure parking spot in a crowded area or discovering a better route to avoid rush-hour traffic, among others. This has led to the growing popularity of such apps for greater convenience and benefits. In this blog, we’ve curated a list of the best car apps for Indian drivers in three distinct categories, i.e., navigation, parking, and safety, so you can identify the apps you need and start using them at the earliest.

Best Car Air Purifiers for Pollution Protection

Best Car Air Purifiers for Pollution Protection

Posted on 2025-11-18 09:12:57

The Air Index Quality (AIQ) in several big metro cities consistently reach ‘hazardous’ levels. While most people are aware of the air pollution outside, few realise that their car cabins aren’t safe havens either. Vehicle cabins often trap dust, allergens, exhaust fumes, etc., making the air inside your car just as harmful (sometimes worse) than the outside air. Installing an air purifier for car can fix this problem. These purifiers can filter out harmful particles and gases, ensuring you inhale clean and fresh air. In this blog, you’ll find a list of the best car air purifiers that can protect your health and enhance your comfort while driving.

Best Car Seat Cushions for Lasting Support and Comfort

Best Seat Cushions for Long-Distance Drivers

Posted on 2025-11-17 08:55:38

This blog explores the importance of car seat cushions for long drives, tips for choosing the best seat cushion, and more. It also includes a curated list of the best seat cushions for long-distance driving.

View all
Quick renewal Quick renewal
bimabharosa
Back to TopBack to top of the pageBack to top of the page

IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Terms and Conditions |Refund and Cancellation© 2023 Shriram General Insurance. All rights reserved.