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A goods carrying vehicle insurance premium is an amount paid by an insured to an insurer for purchasing a policy. Shriram Goods Carrying Vehicle Insurance premium calculation will be based on various factors, such as the policy chosen, cover types, add-ons and policy period
According to the Indian Motor Vehicles Act, 1988, third-party liability insurance is mandatory in India. TP premiums are calculated based on the cubic capacity of the vehicle’s engine
It is a part of the premium, one pays to get coverage against various natural and man-made disasters. Each insurance company will have its own pricing for an Own Damage (OD) coverage premium
The government has made Personal Accident coverage mandatory for vehicle owners/drivers due to the rise in injury cases. Rs. 15 Lakh is the minimum sum insured for this cover
Add-ons are additional covers for the vehicle’s enhanced protection. The premiums depend on the type of add-on chosen by the insured. Some of the popular add-ons are Zero Depreciation cover, Motor Protection cover, Roadside Assistance, Engine and Tyre Protection cover.
Goods carrying vehicle insurance premiums cannot be paid in instalments. The premium for a commercial vehicle policy must be paid in advance by the insured
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Do Parking Lot Accidents Qualify for Insurance Claims?
Posted on 2025-11-14 09:45:13
This blog explores the types of parking lot accidents covered by insurance, various insurance policies covering parking lot accidents, the claim-filing process for such incidents, and more, so you’re aware of what to do when you find yourself in a similar situation.
How Car Maintenance Differs in Metro Cities vs. Small Towns
Posted on 2025-11-13 12:25:49
If you’re a car owner who has driven to different places, you’ll probably know that car servicing in a metro city like Delhi or Mumbai is widely different from what you receive in a small town. While metro cities provide fast, tech-driven, yet costly servicing, small towns are known for personalised, manual, and budget-friendly servicing. Every car owner must understand this difference because it will directly impact their car’s safety, long-term reliability, and even its resale value. In this blog, you’ll find key highlights of car maintenance in metro vs. small towns, so you know how to navigate car servicing when travelling to different parts of the country.
Top Car Perfumes and Air Fresheners for Long Drives
Posted on 2025-11-12 13:53:59
There’s something about a long drive that either refreshes your soul or drains your energy. Surprisingly, the atmosphere inside your car determines which way it goes. A time-tested way to enhance your car’s cabin environment is to fill it with the smell of any luxury car perfume. Simply choosing the right hanging car freshener will uplift your mood and comfort. In this blog, we’ve shared the best car air fresheners that you can consider to improve your long-drive experiences.
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