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  • Overview
  • Features And Benefits
  • Third-Party Goods Carrying Vehicle Insurance
  • Comprehensive Goods Carrying Vehicle Insurance
  • Calculate Premium
  • Save Premium
  • Renewal Benefits
  • IDV
  • NCB
  • Deductibles
  • Types of Goods Carrying Vehicle Insurance
  • Coverages
  • Compare Plan
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
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Shriram Goods Carrying Vehicle Insurance Premium Components

A goods carrying vehicle insurance premium is an amount paid by an insured to an insurer for purchasing a policy. Shriram Goods Carrying Vehicle Insurance premium calculation will be based on various factors, such as the policy chosen, cover types, add-ons and policy period

Goods carrying vehicle Third-Party (TP) Premium

Third-Party (TP) Premium

According to the Indian Motor Vehicles Act, 1988, third-party liability insurance is mandatory in India. TP premiums are calculated based on the cubic capacity of the vehicle’s engine

Goods carrying vehicle Own-Damage (OD) Premium

Own-Damage (OD) Premium

It is a part of the premium, one pays to get coverage against various natural and man-made disasters. Each insurance company will have its own pricing for an Own Damage (OD) coverage premium

Compulsory Personal Accident Cover

Compulsory Personal Accident Cover

The government has made Personal Accident coverage mandatory for vehicle owners/drivers due to the rise in injury cases. Rs. 15 Lakh is the minimum sum insured for this cover

Add-ons

Add-ons

Add-ons are additional covers for the vehicle’s enhanced protection. The premiums depend on the type of add-on chosen by the insured. Some of the popular add-ons are Zero Depreciation cover, Motor Protection cover, Roadside Assistance, Engine and Tyre Protection cover.


Frequently Asked Questions

Can I pay my goods carrying vehicle insurance premium in instalments?

Goods carrying vehicle insurance premiums cannot be paid in instalments. The premium for a commercial vehicle policy must be paid in advance by the insured

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Blogs

How to Choose Floor Mats That Protect Your Car’s Interior

How to Choose Floor Mats That Protect Your Cars Interior

Posted on 2025-11-26 13:18:39

Car floor mats aren’t ordinary accessories but essential shields that protect your car’s interior from everyday damage. If you drive to places where you often enter a car with muddy shoes or loaded food buckets that lead to accidental spills, then having floor mats for cars is a non-negotiable. These mats serve as the first barrier against elements that can quickly ruin your car’s flooring. Besides protection, these mats improve your driving comfort. They also preserve your car’s resale value by simply keeping the cabin clean and well-maintained. In this blog, you’ll find practical tips and guidance to choose the best car floor mats.

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A smooth drive depends as much on good car management apps in India as it does on good roads. The right apps can help you fix numerous driving-related challenges, such as finding a secure parking spot in a crowded area or discovering a better route to avoid rush-hour traffic, among others. This has led to the growing popularity of such apps for greater convenience and benefits. In this blog, we’ve curated a list of the best car apps for Indian drivers in three distinct categories, i.e., navigation, parking, and safety, so you can identify the apps you need and start using them at the earliest.

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