24*7 Claim Notifications
Almost 100% Paperless
Best Claim settlement Awards 2022
Motor Insurance policy issued by the Insurance Regulatory and Development Authority of India (IRDAI) to cover vehicles on the road, including two-wheelers, four-wheelers and commercial vehicles
Nil Pending Complaints
Over 60 Lakh
Happy Customers
Shriram General Insurance offers two types of Motor Insurance Policies, Car Insurance and Two-Wheeler Insurance
Shriram Car Insurance policy protects your car from damage caused by unfavourable events, such as theft, accident and natural calamities
Benefits of Shriram Car Insurance
Shriram Two-Wheeler Insurance policy offers you an extra edge to protect the insured vehicle with a paperless process at your fingertips
Benefits of Shriram Two-Wheeler Insurance
Third-Party (TP) coverage is mandatory according to Section 146 of the Motor Vehicles Act, 1988. Third-party (opponent vehicle owner/pedestrian) motor insurance covers liabilities such as third-party vehicle/property damages and third-party injury
An Own Damage (OD) cover is focused on insuring your vehicle against damages such as accidents, theft, fire, natural calamities and man-made disasters
Comprehensive Coverage provides benefits of Third-Party and Own Damage cover along with Compulsory Personal Accident (CPA) add-on cover. With Shriram Comprehensive policy, choose suitable add-ons to enhance your coverage
The premium for Shriram Motor Insurance will be determined by various factors, including the type of vehicle, the model and variant, the year of manufacture, the Insured Declared Value (IDV), type of insurance policy and add-ons
The make and model of the vehicle are the primary factors in calculating a motor insurance premium
It is essential to determine a vehicle's manufacturing year in order to determine its IDV
The Insured Declared Value (IDV) is the vehicle's current value. Essentially, it is the maximum amount the insurer will pay if the vehicle suffers total loss in an accident
In India, third-party motor insurance is mandatory. The premium for Third-Party motor insurance depends on the vehicle's cubic capacity. Depending on the insurance company you choose, the Comprehensive and Standalone Own Damage (OD) insurance premiums will vary
Individuals can choose an add-on based on their needs. This adds to the cost of a standard motor insurance policy
An insured can save on Own Damage (OD) premium during renewal if they have not claimed any own damages during the previous policy period
Shriram General Insurance's digital-friendly platform makes renewing vehicle insurance policies simple and easy. At the convenience of your fingertips, you can buy or renew motor insurance from anywhere. Online renewal has the following benefits:
The factors mentioned here can help an insured to save on their vehicle insurance premium
Shriram General Insurance offers several types of motor insurance policies. Choosing a comprehensive motor insurance policy is the smartest option to protect your vehicle
Consider your options carefully when purchasing add-ons. It is advisable to buy add-ons only when they are needed. But choosing necessary add-ons will result in maximum coverage
Deductibles are out-of-pocket expenses; the insured must pay them during a claim. Always have a check on voluntary deductible during a policy purchase
It is always recommended that an insured renew their insurance policy on time to continue their No Claim Bonus (NCB). Because any break-in insurance will affect the NCB
If you’ve taken special measures to keep your car from getting stolen, you have an opportunity to save on your motor insurance premium. Install an anti-theft device (approved by ARAI) on your vehicle to receive this benefit
No, the Third-Party (TP) liability motor insurance policy is mandatory as per Section 146 of the Indian Motor Vehicles Act, 1988. It protects the owner of the vehicle against third-party personal liability and property losses
A 24*7 RSA cover offers quick assistance to a vehicle owner if his/her vehicle breaks down or has a mechanical failure on the road or at home. It includes providing breakdown support over the phone, battery jump-start, tyre repair service, towing facility to the nearest network garage and so on
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
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The Future of Car Windows: Electrochromic and Privacy Glass Systems
Posted on 2026-01-30 10:37:47
Have you seen a car whose windows automatically tint when they come into contact with bright sunlight? Or a car window that instantly becomes opaque on the touch of a button and restores the original clear glass upon instruction? These cars will become common in the future, thanks to smart glass technology. Modern vehicles are increasingly adopting electrochromic car windows and privacy glass systems to dynamically control how much light enters your cabin while giving you better privacy controls. Depending on the dynamic tinting glass you choose, it will either work automatically or require manual instructions for instant light and privacy adjustment. This dynamic glass feature can reduce the amount of solar heat entering the cabin. This heat reduction, in turn, eases the load on your car’s air conditioning system, so you enjoy better energy efficiency. It also maintains a cool cabin temperature for the passengers’ comfort. If you’re curious about this new smart glass technology, you must read the full blog.
Car Exhaust Systems: Trends in Reducing Emissions for 2026
Posted on 2026-01-30 10:01:07
Every time you start your car and drive, the car’s engine produces exhaust gases that also contain toxic pollutants, such as nitrogen oxides and carbon monoxide. If you don’t treat them before releasing them through the tailpipe, they can directly affect air quality, public health, and climate goals. Hence, car exhaust systems are evolving into systems that don’t just push smoke out of a car, but also clean exhaust gases before they reach the atmosphere. Whether you live in India or any foreign country, you’ll notice that governments are pushing stricter environmental regulations. They now expect cars to remain clean not only in test labs, but also during real-world driving. Hence, regulations such as Bharat Stage VI, Euro 7, and other real-world emission requirements have changed how vehicles are designed. As a result, car exhaust systems have become one of the most critical components in modern vehicles, capable of significantly reducing emissions. We’ve covered the ‘how’ and relevant trends related to emission reduction, so read the full blog.
How Regenerative Braking Works and Its Importance on Battery Life
Posted on 2026-01-29 10:22:55
Every time you slow down at a traffic signal or ease off the accelerator, your car silently releases energy. In regular vehicles, this energy is simply lost as heat. Regenerative braking, standard in EV and hybrid vehicles, takes a smarter route. If you drive an EV or a hybrid car, slowing down becomes an opportunity to recover part of that motion (kinetic energy) and turn it into electricity that helps recharge the car’s battery. The result is better efficiency without changing how you drive. This system works particularly well in the background in stop-and-go city conditions. It makes everyday driving more energy-efficient.
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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
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