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Shri Suraksha Insurance policy has 2 types of compulsory coverage
An insured can choose Section I according to his marital status. It provides Personal Accident cover up to Rs. 2,50,000 on a floater basis. As stated in the policy document, an individual sum insured is fixed for self, spouse, children and parents
It covers vehicle owners/person(s) engaged in the operation/maintenance of vehicles and allied services for residential buildings/ contents against the risk of fire and allied perils. The maximum sum insured is Rs. 3, 00,000/-
If the insured owns the residential building, the risk covered under fire and allied perils are Rs. 2,00,000/- & Rs. 1,00,000/- for contents and if it is a rented house, then only contents are covered for Rs. 1, 00,000/-
An insured will have to choose one option for coverage according to the requirements
Sections | Cover | Interest | Sum Insured | Coverage Amount |
|---|---|---|---|---|
Section – I | Personal Accident | Self Spouse Children (per Child) | 1,00,000/- 1,00,000/- 50,000/- | Subject to a maximum of Rs. 250000 |
Additional Benefit | Medical Expenses per Amputation | Self, Spouse, Children | 5000/- | |
Section - II | NO | YES | YES | YES |
Sections | Cover | Interest | Sum Insured | Coverage Amount |
|---|---|---|---|---|
Section – I | Personal Accident | Self Parent (Father) Parent (Mother) | 1,00,000/- 75,000/- 75,000/- | Subject to a maximum of Rs. 250000/- |
Additional Benefit | Medical Expenses per Amputation | Self, Spouse, Children | 5000/- | |
Section - II | NO | YES | YES | YES |
Fire
Lightning
Explosion/Implosion
Strike/Riot
Storms, cyclones, floods, hurricanes, earthquakes, inundation, bush fire, etc.
Intentional self-injury, suicide or attempted suicide
Intoxicating liquor or drugs
Accidents due to aviation or ballooning
Injuries arising from any breach of law with criminal intent
Civil war, rebellion, revolution, insurrection, mutiny, etc.
Note: Please refer to the policy wording for detailed coverage lists
In case of accidental demise of the family head, the following additional death benefits are also payable
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
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