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  • Overview
  • Features And Benefits
  • Save on Premium
  • Calculate Premium
  • Types of Home Insurance
  • Coverages
  • Compare Plans
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
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Shriram Home Insurance Premium Components

A premium is an amount paid to an insurer for the purchase of a policy. The premium for Shriram Home Insurance is calculated based on several factors, such as the area, the cost of construction, the estimated value of the home and its contents, building cover, contents cover and add-ons

Type of Policy

Type of Policy

Home insurance covers both buildings and contents, whereas homeowners can insure both, but a tenant can cover only the contents like home appliances, jewellery and others. In addition, a homeowner, as well as a tenant, can opt for add-on covers.

Construction Value

Construction Value

Shriram Home Insurance premium is calculated based on several factors such as area (sq. ft), cost of reconstruction (per sq. ft.) and the estimated value of the properties

Value of Contents

Value of Contents

The premium for a Home Contents Only policy depends on the number of contents covered and their current value

Term Period

Term Period

The insurance policy's term period is a significant factor in calculating home insurance premiums. Policy term will determine the insurance premium

Add-ons

Add-ons

One can choose add-on covers for additional risk coverage at an additional premium along with Shriram Home Insurance. Some of the Home Insurance add-ons include All risk coverage, Fire and other perils and so on

Frequently Asked Questions

Is home insurance and commercial building insurance the same?

No. A commercial building will be covered only by commercial building insurance whereas a home building covered by home insurance

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Blogs

How to Fill RTO Form 22: Complete Guide

How to Fill RTO Form 22 for New Vehicle Registration

Posted on 2025-04-24 09:32:03

A car must fulfil certain safety and environmental requirements before it can be allowed to be driven on Indian roads. The manufacturer's certification that the vehicle is roadworthy and satisfies the required emission standards, known as RTO Form 22, is one of the important documents attesting to this compliance. This form is quite important in the vehicle registration procedure, particularly for newly bought vehicles. Knowing how to properly fill out and submit RTO Form 22 guarantees a more seamless interaction with the Regional Transport Office (RTO). It keeps you in complete compliance with Indian traffic rules, regardless of whether you're a first-time car buyer or managing vehicle documentation for a fleet.

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Child Safety Seats: Guidelines for Choosing and Installing Child Safety Seats

Posted on 2025-04-24 06:52:35

Child safety on Indian highways is becoming increasingly important. Even as car ownership is rising, the safety of young passengers is still being majorly neglected. Child safety seats are essential for keeping young passengers secure in the event of an accident or abrupt halt. They are not just additional accessories; they are lifesaving equipment. This guide explains how to choose and install the appropriate seat in accordance with Indian safety regulations.

what is the difference between toll and road tax

What Is the Difference Between Toll and Road Tax?

Posted on 2025-04-16 12:47:14

How is road tax different from toll tax? It all comes down to their objectives and payment methods. State governments in India levy road taxes at the time of vehicle registration as a one-time or recurring payment to fund road construction and maintenance. Toll charges are only applied while using specific highways, motorways, or bridges to assist in recouping the costs of constructing and operating these roads. Think of it this way: Road taxes work similarly to membership fees, providing access to all state roadways, regardless of whether you use them. Toll tax is a pay-as-you-go service, meaning you only pay when you use a particular road or bridge that needs additional investment. Knowing these taxes enables car owners to control spending and stay out of trouble with the law. Let us examine them in more detail.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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