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A premium is an amount paid to an insurer for the purchase of a policy. The premium for Shriram Home Insurance is calculated based on several factors, such as the area, the cost of construction, the estimated value of the home and its contents, building cover, contents cover and add-ons
Home insurance covers both buildings and contents, whereas homeowners can insure both, but a tenant can cover only the contents like home appliances, jewellery and others. In addition, a homeowner, as well as a tenant, can opt for add-on covers.
Shriram Home Insurance premium is calculated based on several factors such as area (sq. ft), cost of reconstruction (per sq. ft.) and the estimated value of the properties
The premium for a Home Contents Only policy depends on the number of contents covered and their current value
The insurance policy's term period is a significant factor in calculating home insurance premiums. Policy term will determine the insurance premium
One can choose add-on covers for additional risk coverage at an additional premium along with Shriram Home Insurance. Some of the Home Insurance add-ons include All risk coverage, Fire and other perils and so on
No. A commercial building will be covered only by commercial building insurance whereas a home building covered by home insurance
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
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Car Ventilated Seats: How They Work and Are They Worth the Investment?
Posted on 2025-09-12 12:33:15
Summers in India can be harsh. Getting into a car that’s been parked in the hot sun can be the equivalent of entering a hot oven. Car ventilated seats are a feature designed to enhance your driving experience. But what are car ventilated seats, how do they function and is the price tag justified? In this blog, we break this down so you can make an informed decision.
How to Renew Your Vehicles Registration Certificate (RC) - A Step-by-Step Guide
Posted on 2025-09-11 09:54:43
Vehicle RC renewal is a mandatory process to continue using your vehicle legally after the initial registration period. Every vehicle in India needs a valid RC because it certifies a vehicle’s registration and identifies its legal owner. You can also find other crucial vehicle-related details on the RC, such as the vehicle’s class, chassis, and engine numbers. It’s an essential document for every Indian vehicle owner because driving without a valid RC is illegal. You can get hefty penalties, and your vehicle can be seized by authorities (in extreme scenarios). Generally, RC on private vehicles is valid for 15 years from the registration date. Then it requires timely renewal to maintain the vehicle’s registration validity. If your vehicle’s RC is nearing expiry, then you can renew it using the steps shared in this vehicle registration renewal guide.
Is It Possible to Sell a Car Without Valid Insurance?
Posted on 2025-09-10 05:43:13
Having a four-wheeler can make getting around easier, especially for people who want to avoid crowded public transportation during busy times. Even if it's very easy, some car owners wish to sell their automobile for a variety of reasons, including financial difficulties, relocating to a new place, or the desire to get a newer, larger car. Some car owners may decide to reduce their vehicle-related expenses, such as insurance, since they no longer intend to use the vehicle in the long term. It makes them wonder whether selling a car without valid insurance is a good option. In this blog, we explore this possibility from multiple angles, enabling sellers to make an informed decision.
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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
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