Gray-Image
24*7 Claim Notifications

24*7 Claim Notifications

100% Paperless

100% Paperless

Best Claim settlement Awards 2022

Best Claim settlement Awards 2022

previous
  • Overview
  • Features And Benefits
  • Save on Premium
  • Calculate Premium
  • Types of Home Insurance
  • Coverages
  • Compare Plans
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
next

Check your Eligibility for Shriram General Home Insurance

Home insurance is essential for every homeowner; any person or firm can take this policy. One can purchase the Home Building Cover if they own or are a tenant of the Home Building and are liable for insurance. One can also purchase Home Contents cover for articles or things in their home

01

You can Purchase this Cover for Home Building only if

  • You own the structure
  • You are occupying the home as a purchaser under an agreement of sale
  • You are an authorised occupier of the home
  • Your structure is occupied by a tenant, a licensee or your employee
  • You are a tenant under an agreement in writing and are liable for insurance

02

You can Purchase this Cover for Home Contents only if

  • You are the owner of the articles or things
  • You have purchased the articles or things under an instalment or hire purchase system or on a lease
  • You are responsible for the articles or things as part of the written employment contract. Thus, a tenant, lessee, licensee or employee can purchase the Home Contents cover

Note: One can purchase Home Building insurance cover if your building is used for residence. If you carry on commercial activity by employing other persons, you must purchase another insurance cover for commercial premises

Documents Required for Home Insurance Claims

  • Pictures of the damaged property
  • Invoices of owned belongings, rent agreement (if a tenant)
  • Insurance copy (Optional)
  • FIR/Panchnama/Bail paper/Charge sheet
  • Fire Brigade report in case of loss by fire
  • Claim Form duly filled and signed
  • Estimate, Bills, Payment receipt and Discharge voucher
  • Signature ID proof (Insured)
  • Customer's bank details with a cancelled cheque for claim payment through (NEFT)
  • Customer's bank details with a cancelled cheque (Where the Premium is greater than (>) 25,000/-)
  • Others (If required by the claims team, depending on the severity of the accident)
Documents Required for Home Insurance Claims

Frequently Asked Questions

How does a home insurance policy work?

If your property meets the following requirements, you may purchase this policy:

  • Registration is required for residential properties
  • Every aspect of its construction should be completed

What our customers say ?

4.6

1753+ Customer Ratings

View all
customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

customer

ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

left-arrowright-arrow
Quote

Blogs

indian motor vehicles act

Indian Motor Vehicle Act 1988: Features, Rules and Penalties

Posted on 2025-05-02 12:34:18

The Indian Motor Vehicle Act of 1988 significantly shapes India's road transport, vehicle regulation, and traffic discipline. The legislation, which was established by Parliament, provides specific guidelines on several subjects related to driving, such as driver licensing, environmental compliance, and road safety, amongst others. Given the significant increase in car ownership nationwide, it is now more crucial than ever to learn about the Motor Vehicle Act. Whether you drive frequently or commute as a passenger, familiarising yourself with the rules and regulations is fundamental. With this knowledge, you can stay in compliance and steer clear of any fines that could result from infractions. Here is an extensive overview of the Indian Motor Vehicle Act's main clauses, some of the updated rules, and the related penalties.

CDW vs LDW: Understanding Rental Car Insurance

CDW vs LDW: Understanding Rental Car Insurance

Posted on 2025-05-02 05:44:41

Renting a car may be a convenient way to explore new areas, but it also has certain responsibilities. Among the most important factors to think about is insurance coverage. Knowing the differences between Collision Damage Waiver and Loss Damage Waiver (CDW and LDW) will help you avoid unforeseen costs and guarantee a hassle-free trip.

what is defensive driving

What is Defensive Driving ? A Guide for Indian Drivers

Posted on 2025-04-29 12:34:48

Indian roads can be chaotic — unexpected turns, unpredictable drivers, and everything in between. In this environment, knowing what is defensive driving can make all the difference. Defensive driving is a smart, safety-first approach to driving where you anticipate risks and stay ready to avoid accidents. It's a mindset that enables you to deal with real-world traffic difficulties with composure and confidence, rather than just another skill. Let's examine what defensive driving is, why it's important, and how you can employ it each time you drive.

View all
Quick renewal Quick renewal
bimabharosa
Back to TopBack to top of the pageBack to top of the page

IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Terms and Conditions |Refund and Cancellation© 2023 Shriram General Insurance. All rights reserved.