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  • Overview
  • Features And Benefits
  • Save on Premium
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  • Types of Home Insurance
  • Coverages
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  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
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  • FAQs
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Check your Eligibility for Shriram General Home Insurance

Home insurance is essential for every homeowner; any person or firm can take this policy. One can purchase the Home Building Cover if they own or are a tenant of the Home Building and are liable for insurance. One can also purchase Home Contents cover for articles or things in their home

01

You can Purchase this Cover for Home Building only if

  • You own the structure
  • You are occupying the home as a purchaser under an agreement of sale
  • You are an authorised occupier of the home
  • Your structure is occupied by a tenant, a licensee or your employee
  • You are a tenant under an agreement in writing and are liable for insurance

02

You can Purchase this Cover for Home Contents only if

  • You are the owner of the articles or things
  • You have purchased the articles or things under an instalment or hire purchase system or on a lease
  • You are responsible for the articles or things as part of the written employment contract. Thus, a tenant, lessee, licensee or employee can purchase the Home Contents cover

Note: One can purchase Home Building insurance cover if your building is used for residence. If you carry on commercial activity by employing other persons, you must purchase another insurance cover for commercial premises

Documents Required for Home Insurance Claims

  • Pictures of the damaged property
  • Invoices of owned belongings, rent agreement (if a tenant)
  • Insurance copy (Optional)
  • FIR/Panchnama/Bail paper/Charge sheet
  • Fire Brigade report in case of loss by fire
  • Claim Form duly filled and signed
  • Estimate, Bills, Payment receipt and Discharge voucher
  • Signature ID proof (Insured)
  • Customer's bank details with a cancelled cheque for claim payment through (NEFT)
  • Customer's bank details with a cancelled cheque (Where the Premium is greater than (>) 25,000/-)
  • Others (If required by the claims team, depending on the severity of the accident)
Documents Required for Home Insurance Claims

Frequently Asked Questions

How does a home insurance policy work?

If your property meets the following requirements, you may purchase this policy:

  • Registration is required for residential properties
  • Every aspect of its construction should be completed

What our customers say ?

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Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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Blogs

How Dashcam Footage Can Help in Faster Car Insurance Claims?

How Dashcam Footage Can Help in Faster Car Insurance Claims

Posted on 2025-12-16 05:34:56

Road rage cases are on the rise in India, with 4,000 reported in 2023 alone. If you ever encounter any such instance that leaves your car damaged, then you will need credible proof that confirms you were not at fault. It can be especially difficult in cases with no eyewitnesses or recorded evidence to prove your innocence. This is where dashcam footage can help innocent drivers. You can use it as strong video evidence to remove confusion about who is responsible for the accident, thereby reducing the need for lengthy investigations. Since this footage captures raw, unedited footage of the accident, insurance companies can quickly establish fault and process claims. In this blog, we’ve shared a detailed explanation of the link between dashcams and car insurance claims. You can use it to speed up your car insurance claim process.

The Role of AI in Car Insurance Claim Approvals

The Role of AI in Car Insurance Claim Approvals

Posted on 2025-12-15 06:26:02

Over 82% of insurance companies now use AI in claim processing, but have you wondered what it means for policyholders like you? Artificial Intelligence (AI) is redesigning the entire claim approval process so policyholders can benefit from faster and more accurate claim-related decisions. AI uses multiple mechanisms to streamline the entire process, from initial claim submission to the final payout. It uses computer vision, machine learning algorithms, etc., to automate the process. It not only reduces manual claim review time and human error, but also ensures faster approval of genuine claims. In this blog, we’ve highlighted AI’s role in car insurance claim approval processes.

The Role of Artificial Intelligence in Next-Gen Car Safety Systems

Posted on 2025-12-12 10:37:40

Artificial Intelligence (AI) is redefining what ‘safe driving’ means by powering next-gen car safety systems. It’s enabling car safety systems to predict, detect, and respond to potential road safety hazards with greater accuracy. Artificial Intelligence (AI) in cars can notably reduce accident instances, making driving experiences more secure. In this blog, you will find the role of AI in automotive safety and how it enhances secure driving experiences.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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