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- Home Insurance
- Overview
A safer Home begins with the Right Cover!
Protect it with Shriram Home Insurance
24*7 Claim Notifications
100% Paperless
Best Claim settlement Awards 2022
- Overview
- Features And Benefits
- Save on Premium
- Calculate Premium
- Types of Home Insurance
- Coverages
- Compare Plans
- Premium Components
- Eligibility and Required Documents
- Buy / Renew
- Claim Process
- Terminologies
- Policy Download
- FAQs
Check your Eligibility for Shriram General Home Insurance
Home insurance is essential for every homeowner; any person or firm can take this policy. One can purchase the Home Building Cover if they own or are a tenant of the Home Building and are liable for insurance. One can also purchase Home Contents cover for articles or things in their home
01
You can Purchase this Cover for Home Building only if
- You own the structure
- You are occupying the home as a purchaser under an agreement of sale
- You are an authorised occupier of the home
- Your structure is occupied by a tenant, a licensee or your employee
- You are a tenant under an agreement in writing and are liable for insurance
02
You can Purchase this Cover for Home Contents only if
- You are the owner of the articles or things
- You have purchased the articles or things under an instalment or hire purchase system or on a lease
- You are responsible for the articles or things as part of the written employment contract. Thus, a tenant, lessee, licensee or employee can purchase the Home Contents cover
Note: One can purchase Home Building insurance cover if your building is used for residence. If you carry on commercial activity by employing other persons, you must purchase another insurance cover for commercial premises
Documents Required for Home Insurance Claims
- Pictures of the damaged property
- Invoices of owned belongings, rent agreement (if a tenant)
- Insurance copy (Optional)
- FIR/Panchnama/Bail paper/Charge sheet
- Fire Brigade report in case of loss by fire
- Claim Form duly filled and signed
- Estimate, Bills, Payment receipt and Discharge voucher
- Signature ID proof (Insured)
- Customer's bank details with a cancelled cheque for claim payment through (NEFT)
- Customer's bank details with a cancelled cheque (Where the Premium is greater than (>) 25,000/-)
- Others (If required by the claims team, depending on the severity of the accident)
Frequently Asked Questions
How does a home insurance policy work?
If your property meets the following requirements, you may purchase this policy:
- Registration is required for residential properties
- Every aspect of its construction should be completed
What our customers say ?
MARCUS MANOHAR PARKHE
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
ANIL KUMAR HP
Good
VAISHALI VAIBHAVKUMAR PANDYA
very good
CHAUDHARI JASAVANTKUMAR
Good
AKRAM KHAN
Good
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