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Explosion/implosion, fire and lightning
Riots, malicious property damage and terrorism
Natural disasters such as tempest, tornado, storms, cyclones, typhoons, hurricanes, floods, inundations and earthquakes are all examples of natural disasters
Damage caused by an external object's impact (e.g. vehicle, falling tree, etc.)
Water tanks, apparatus and pipes bursting and/or overflowing
Theft that occurs within 7 days of the insured event
Conflict, invasion, foreign enemy operations or violent activity
Violation of the law with criminal purpose
Radioactive, poisonous and explosive compounds
Any type of purposeful misconduct or negligence
Note: For a complete inclusion/exclusion list, please refer to the policy wording document
The damage or loss to the insured home building or contents claimed after deducting wear and tear charges
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
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How Can I Lower the On-Road Price of My Car?
Posted on 2025-05-12 12:22:13
Buying a new car is a thrilling experience, but the price tag can often bring you back to earth. You might wonder, "How can I lower the on-road price of my car?" Fortunately, there are practical strategies you can follow to trim costs without cutting corners. In India’s diverse and price-sensitive market, smart planning can mean significant savings.
Active vs Passive ADAS Systems
Posted on 2025-05-09 12:21:16
Modern automobiles are more than machines; they are intelligent road companions. With India's increasing traffic, erratic driving habits, and accident rate, advanced driver assistance systems (ADAS) are becoming essential rather than optional. However, not all systems operate in the same manner. While some actively work to prevent collisions, others protect you in the case of one. Every Indian driver of today has to understand both active and passive safety. This information may be just as crucial when selecting your next car as mileage or engine specifications. Let's look at the differences between active and passive ADAS and how they work.
Top 10 Road Safety Tips You Should Know
Posted on 2025-05-08 12:11:21
Every time you drive in India, you're a part of one of the world's busiest road networks. The facts are clear: according to the Ministry of Road Transport & Highways (MoRTH) Road Accidents in India 2022 Report, over speeding was the primary cause of more than 70% of the 1.68 lakh road accident deaths that occurred in 2022. Road safety regulations must be followed regardless of whether you drive occasionally or on a regular basis. These 10 key safety tips are especially for Indian drivers. Read on to know more.
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