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Understanding how to enhance your Electric Car Insurance is crucial for ensuring comprehensive coverage. In this page, we'll delve into Shriram General Insurance’s Add-on coverage options, shedding light on how these tailored extras can bolster your Electric Vehicle’s (EV's) protection on the Indian roads.
Take a peek at the exclusive add-ons we offer at Shriram General Insurance for electric car owners.
This add-on covers the depreciation deduction on replaced parts during a claim for damage to your vehicle. However, your electric four-wheeler must meet certain criteria, including age, claim history, and repair at an garage, to qualify.
This cover provides daily expense reimbursement for hired transport when your electric car sustains damage covered by your policy. The reimbursement is available for a set number of days during your insurance period, starting from the day your vehicle goes to the garage for repair.
This cover reimburses you for the loss or damage to personal belongings inside your electric car. However, there may be exclusions for items such as money or jewellery.
In the event that your electric car is involved in an accident outside municipal limits, this add-on covers the cost of overnight stays and taxi charges. Please note that documentary proof is required for claims.
This cover includes three aspects: key replacement for lost or stolen keys, break-in protection covering lock and key replacement after a break-in, and lockout reimbursement if you're locked out of your car due to key loss or theft.
If you own multiple electric cars, this benefit allows you to extend certain add-on covers to all your vehicles, provided they are insured with the same company, meet age requirements, and qualify for loyalty discounts.
This exclusive offering of Shriram General Insurance provides a lawyer if your electric car is involved in an accident, to assist with legal matters involving the police or court.
Don't worry about being stranded on the road. If your electric car breaks down during a journey, our coverage includes services such as towing, on-site minor repairs, battery jump-start, tire changes, assistance with lost or locked keys, fuel delivery, and more.
Selecting the perfect add-ons for your Electric Car Insurance requires careful consideration. To make an informed choice, start by assessing your driving habits, budget, and specific EV needs.
Are you a frequent road tripper? Roadside assistance might be invaluable. Tailor your add-ons to align with your EV's unique requirements. If you remain uncertain about whether add-ons are suitable for your needs, don't hesitate to get in touch with our customer support team.
One of our representatives will assist you in finding the right answers, ensuring you strike the right balance between protection and affordability.
This section addresses frequently asked queries on the add-ons provided by Shriram General Insurance for electric cars.
Electric Car Insurance Add-Ons are extra coverage options that you can include in your insurance policy to enhance the protection of your electric vehicle. They provide additional benefits beyond the standard coverage.
The costs for Electric Car Insurance Add-Ons are separate from your base premium. Each Add-On comes with its own premium, and the total premium will include the cost of the base policy plus any selected Add-Ons.
Yes, some Add-Ons may have eligibility criteria. For example, Depreciation Waiver may require your vehicle to be under a certain age and meet specific repair conditions. Multi Car Benefit may require insuring your alternate cars with Shriram General Insurance and meeting age-related criteria.
You can add these Add-Ons to your policy when purchasing or renewing your electric vehicle insurance with Shriram General Insurance. Our insurance experts can guide you through the available options.
No, you can choose the Add-Ons that best suit your needs and preferences. You have the flexibility to select the specific Add-Ons that provide the coverage you require for your electric vehicle.
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