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Best General Insurance Company Of The Year 2019

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Best Claim Settlement Non Life Insurance Award 2022

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Best Product Innovation Non Life Insurance Award 2022

  • Company Overview
  • Promotors
  • About Shriram Group
  • Leadership Pillars
  • Downloads

Company Overview

Shriram General Insurance is a joint venture between Shriram Capital Limited and Sanlam Limited, game-changers in the finance industry. As a result of its incorporation in July 2006, the company aims to provide individual customers with commercial and personal insurance solutions. Since its inception, Shriram General Insurance has strongly supported the growth and development of the common man. By collaborating closely with marginalised communities, we have been focusing on building meaningful relationships, creating effective and sustainable solutions.

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  • nill-pending

    Nil Pending Complaints

  • over

    Over 60 Lakhs Happy Customers

  • In today's age of consumerism, insurance requirements have expanded to keep pace with the increasing risks. Today we have a wide assortment of risk coverage commencing from ransom to wedding, shops to assets, travel to vehicles, etc. General Insurance companies have willingly catered to these increasing demands and have offered a plethora of insurance covers that almost cover anything and everything under the sun.
  • Hence,foreseeing the General Insurance business as a Sunrise Industry, Shriram Group has entered into this business and as a result, Shriram General Insurance (SGI) came into existence. Up to September 2012, it was a 74:26 Joint Venture between Shriram Capital Limited and Sanlam Limited (South Africa). SANLAM is a leading Financial Services Group in South Africa with a market capitalisation of more than $6 billion; established in 1918 and the Group demutualised in 1998. SANTAM is a part of Sanlam Limited, engaged in a short-term insurance cluster and is the leading short-term insurance company in South Africa. In September 2012, the stake of Sanlam Limited (South Africa) was transferred to Shriram Capital Limited. However, in August 2016, Sanlam Emerging Markets (Mauritius) Limited acquired a 23% stake in Shriram General Insurance from Shriram Capital Limited. In April 2022, Shriram Capital Limited divested a 9.99% stake in the Company in favour of Tangent Asia Holdings II Private Limited., Singapore (KKR Group). Shriram Capital presently holds 66.64% of the Company.
  • The overall team of SGI includes young and vibrant senior executives of the insurance domain to handle underwriting and claims. The business philosophy of Shriram General Insurance is to serve the most significant number of common people ("Aam Admi"). The Group's continued focus on addressing customer needs, nurturing talent and bringing a home-grown technology platform while delivering to the underserved segments of the economy has ensured strong growth & sustainability for over 4 decades. The Group's vision is to serve the underserved and create value at the bottom of the Pyramid.
  • SGI is redefining the service parameters of the General Insurance Industry by ensuring that each employee understands the slogan "BE INSURED... REST ASSURED" in its spirit and the customer has an overall pleasant experience. The Company is giving special attention to innovative products and application of the latest IT developments in its operations.
  • SGI has been awarded the "Excellence in Growth Award" for 2 consecutive years (2011 & 2012). Thus, SGI is all set to become India's FIRST CHOICE General Insurance Company.
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Promoters

Shriram General Insurance is a Joint Venture of Shriram Group (India) and Sanlam of South Africa, wherein Shriram Capital Limited holds around 67% stake and Sanlam holds around 23% stake.

Shriram Capital Limited (SCL) is the overarching holding company for the Financial Services and Insurance entities of the Shriram Group, created with the primary objective of optimising the synergies across the Group’s entities.

SCL and its operating entities have an overall customer base of over 12 Million, around 77,000 employees across 3,850 offices, net profit of INR 22 billion with Assets Under Management (AUM) over INR 1,500 billion.

SCL is well-positioned to take the Group to the next strategic level by consolidating its position in some critical businesses like Transport Finance and SME Finance and providing the necessary impetus to grow its Retail Finance businesses.

SCL helps to grow the Insurance businesses (both Life & General Insurance) in the Group with optimal profit. The strategic reorientation of SCL will help Shriram Group become a significant and profitable enterprise in various facets of the Financial Services businesses in India and overseas.

Sanlam is a diversified financial services company founded in South Africa, with a strong presence in 33 countries on the African continent and a niche presence in India, Malaysia and selected developed markets. Santam is a part of Sanlam Limited, engaged in a short-term insurance cluster and is the leading short-term insurance company in South Africa.

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Shriram Group is Commemorating its 50th Year of Operations in Financial Services

  • "SHRIRAM" conglomerate has a significant presence in financial services, including commercial vehicle financing, consumer finance, life and general insurance, stock broking, chit funds and the distribution of financial products like life insurance, general insurance and mutual funds.
  • Shriram Group was founded in 1974, mobilising funds through chits under Shriram Chits. Today, we offer a diverse basket of financial products and solutions targeted mainly at the underbanked and unbanked segments of India’s population.
  • Our products and solutions primarily target the underbanked and unbanked segments of India's population.
  • We offer include consumer finance, business finance, vehicle finance, chit funds, asset management services, stock broking, insurance-life and general, affordable housing loans, insurance brokerage and distribution of financial products.
  • We are among the largest financial services conglomerates, managing assets worth Rs 2.08 lakh crore (as of December 2021) across 4050 branches.
  • Shriram Group is spread across consumer finance, business finance, vehicle finance, chit funds, asset management services, stock broking, insurance- life and general, loans for affordable housing, insurance broking and distribution of financial products.
  • Our growth has been achieved through partnerships with some of the best corporations and financial investors around the globe.
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Why Choose Shriram General Insurance?

With over 45 years of expertise, reliability and exemplary service, we have earned the trust of our customers. Protecting and enhancing people's lives is what we strive for. We are driven by our passion for community, empathy, transparency and delivering results. Our customer-first policy makes SGI the first choice when it comes to insurance.

  • happy

    Over 60 Lakhs Happy Customers

  • highest-clime

    Highest Claims Settlement

  • claim

    Seamless Claims Operations

  • Clock

    Dedicated Customer Support

  • Core Values
  • Our Vision
  • Our Mission
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Meeting Commitments

Throughout our work, we strive to improve the lives of our people, customers and stakeholders. We are committed to bringing this promise to life and making an impact in an ongoing relationship.

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Putting our people first

Transparency, collaboration and inclusion are emphasized in our workplace, where our people are valued, diversity is celebrated and growth is continually pursued.

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Embrace Openness

With open minds and diverse perspectives, we're accessible, curious and empowered.

global

Global Partnership

As part of global partnerships, we are proud to maintain sustainable relationships in every market we operate in.

meet

Meeting Commitments

Throughout our work, we strive to improve the lives of our people, customers and stakeholders. We are committed to bringing this promise to life and making an impact in an ongoing relationship.

meet

Meeting Commitments

Throughout our work, we strive to improve the lives of our people, customers and stakeholders. We are committed to bringing this promise to life and making an impact in an ongoing relationship.

The Leadership Pillars

  • Executive Team
  • Board of Directors

Downloads

Shriram General Insurance offers affordable, easy and comprehensive general insurance policies at your fingertips. Check out the downloads section to learn more about management notices, annual reports, press releases, media and financial information. Shriram General Insurance is a one-stop solution for all your general insurance needs

COC - Independent Directors

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T&C Independent Director Appointment

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Notice - Candidature - Director Appointment

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FY_2014-15(Notice-Candidature-director-appointment)

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FY_2015-16(Notice-Candidature-director-appointment)

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FY_2017-18(Notice-Candidature-director-appointment)

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FY_2019-20(Notice-Candidature-director-appointment)

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Notice - Director Resignation

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General Meeting Notices

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XVII AGM Notice

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EGM Notice

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Accounts - SGI Philippines

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AuditYear_2014(Accounts-SGIPhilippines)

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SGIPA2015(Accounts-SGIPhilippines)

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SGIPA2016(Accounts-SGIPhilippines)

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SGIPA2017(Accounts-SGIPhilippines)

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SGIPA2018(Accounts-SGIPhilippines)

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What our customers say ?

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Divyansh says,

Shriram General Insurance is the best travel insurance and i can confidently recommend.Truly the best online travel insurance site in India. Thanks to Shriram General Insurance !.

Vidit says,

Shriram General Insurance has a very encouraging overseas travel insurance program for us. Overall it's very nice

Malik says,

I had some doubts when reading the terms and conditions of my travel insurance. I called the Shriram General Insurance helpline and they cleared up most of my doubts.

Prakash says,

SGI Health Insurance currently administers my health insurance policy. I still have a bonus and there hasn't been a claim. This insurance covers all hospitals for cashless payments. Customer support is excellent.

Apeksha says,

This group health insurance policy, which has a Rs. coverage amount, was obtained from Shriram General Insurance. They have connections with several hospitals and also offer cashless medical care.

Ashwin says,

“I am satisfied with Health insurance claim service” Got my Health  insurance policy claim. Thanks a lot for quick response. Great customer satisfaction policy

Chiranjeev says,

My Commercial Vehicle Insurance is the best. These are very good, helpful and wonderful people. I am pleased to join Shriram General Insurance commercial vehicle insurance plan.

Purushottam says,

For commercial vehicle insurance, I can suggest Shriram General Insurance with confidence. I'm relieved that my vehicle is now protected and secure, I appreciate Shriram General Insurance!

Santram says,

Shriram General Insurance provides me with a commercial vehicle insurance policy that fully protects the vehicle for a comparatively small outlay of money. Excellent customer satisfaction policy, I'm pleased!

Amritlal says,

After taking into account all other plans available, I decided to go with Shriram General Insurance for my personal insurance policy. I am extremely pleased with the outcome of my claim and the amount of time and accuracy put into it.

Meghna says,

Taken the personal insurance policy with Shriram General Insurance company around 5 years ago. My colleague is suggested me to take the policy from here. The claim ratio is more compared to others. This was taken for my family benefits and customer service is good. Thank you SGI!!

Mohan says,

Five years ago, I chose to invest in a personal insurance policy with Shriram General Insurance Company after being recommended by a colleague. They had one of the best claim ratios and the customer service is great. Taking out this policy has benefited my family immensely and I'd like to take this opportunity to thank Shriram General Insurance for their excellent services.

Akanksha says,

I recently took out a home insurance policy with Shriram General Insurance and it covers me if there is any destruction to my property due to natural disasters such as earthquakes. I am very pleased with their customer service and quick response times. This gives me peace of mind knowing that I have this policy in place.

Raveena says,

After consulting with many people, I chose to purchase my home insurance from Shriram General Insurance. The experience was quite pleasing & I am glad that I went with them as their policy has proven to be very satisfactory.

Tejas says,

Securing my future by taking home insurance from Shriram General Insurance was a great decision. Not only did I get protection from natural and man-made calamities, but the service provided was also excellent.

Shubham says,

The add-on covers on my policy were extremely helpful. I got my claim easily and also reserved my NCB.And Shriram has made it so easy to renew any policy online without any tussle, trouble.thank you Shriram General Insurance!

Amandeep says,

Shriram General Insurance Co. Ltd is a trustworthy partner to me. They have a sincere and genuine approach towards settling claims, which I highly appreciate and value. They made it easier for me to manage through the tough times.

Satyaprakash says,

Shriram General Insurance truly stands out with the great service they provide – claims are processed quickly and effortlessly. I am very appreciative of their support! The quick and stress-free claim process made life easier for me during a trying time.

Shakeel says,

Shriram General Insurance really offer affordable two wheeler insurance premium. When my bike was damaged in an accident, I was stressed out but their two wheeler insurance executive took care of the situation quickly & efficiently. Thanks to Shriram General Insurance!

Samantha says,

I recently got a two-wheeler insurance policy from Shriram General Insurance and had a great experience. The website was incredibly user-friendly and all the relevant information was easily accessible. I'm glad my two-wheeler is safe and secure now - thank you Shriram General Insurance!

Vandana says,

My friend working for Shriram General Insurance suggested I take out a two-wheeler insurance policy from them. I've been renewing it before its expiry ever since and have been pleased with the service.I recently visited their branch and decided to renew my policy with them. The reason I chose them was because they provide first-party insurance with utmost claim amounts, plus this policy includes bumper to bumper coverage.

Chetan says,

I was thoroughly satisfied with my decision to get car insurance from Shriram General Insurance. Not only did I find their rates quite reasonable, but the policy coverage was also adequate. I am especially impressed with how efficiently and smoothly they handled my claims.

Ankit says,

I can confidently recommend Shriram General Insurance for car insurance as I have been a loyal customer for the last 5 years. Their claims process is very efficient and they respond swiftly to their customers in comparison to the other providers.

Rahul says,

I recently switched to Shriram General Insurance for my car insurance and I'm glad I did. The customer service is great, and the policy was issued instantly. I am Very impressed with their services!
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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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