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Embrace the future of mobility with confidence, knowing that your eco-friendly journey is protected. As the world shifts towards sustainable transportation, we at Shriram General Insurance understand the unique insurance needs of electric car owners. Our specialized policies offer comprehensive coverage and tailored solutions for your electric vehicle, ensuring a smooth and worry-free ride. Safeguard your green investment today with our reliable electric car insurance plans.
Electric car insurance is a type of insurance policy that covers electric cars. It provides monetary security in the event of accidental damages, burglary, or damage to the covered electric vehicle due to natural or manmade calamities.
The insurance policy considers the unique characteristics of EVs, such as their design, battery packs, and charging framework. Due to higher initial expenses incurred while buying electric vehicles, particularly expensive battery technology, electric car insurance is critical for EV owners. In the case of an accidental damage to your vehicle, EV insurance ensures the expense of repairing or replacing are covered under the insurance coverage.
Electric cars require specialised insurance due to their unique characteristics. Unlike conventional vehicles, electric cars use advanced battery technology, which can be expensive to repair or replace in case of damage.
Standard insurance policies may not fully cover the high costs associated with electric vehicle components. Specialised insurance for electric cars provides tailored coverage that considers the specific needs of these eco-friendly vehicles. By buying insurance specifically designed for electric cars, owners can ensure adequate financial protection.
When it comes to protecting your eco-friendly ride, Shriram General Insurance offers comprehensive electric car insurance with a range of key features that ensure peace of mind and hassle-free coverage. Here are the top features of Shriram Electric Car Insurance:
Purchasing insurance for your electric car from Shriram General Insurance's website or MySGI app is a simple and quick process. Follow these clear steps to buy electric car insurance online:
Visit our website or MySGI mobile app.
Provide the necessary information about your electric car.
Select the ideal electric car insurance plan based on your specific requirements.
Make the payment online to receive your policy instantly.
Renewing your electric car insurance with Shriram General Insurance is quick and convenient. Follow these step-by-step instructions to renew your electric car insurance online:
Visit the Shriram General Insurance website or mobile app (MySGI), and log in to your account.
Choose the policy for renewal and confirm your electric car details.
Select the ideal coverage based on your needs.
Pay the premium online for instant policy renewal.
While electric car insurance provides comprehensive coverage for various risks, policyholders must know about certain exclusions. Electric vehicle insurance may come with the following exclusions
If the car owner does not have a comprehensive insurance plan, any damages to the electric vehicle will not be covered. It is essential to opt for comprehensive coverage to ensure protection against own damages, including accidents and collisions.
Driving under the influence of alcohol or drugs is not covered by electric car insurance. Any damages or liabilities arising from accidents caused by drunk driving will not be eligible for coverage.
If the driver does not possess a valid licence at the time of the accident that caused the damage, the insurer will not provide coverage. Driving without a valid licence is illegal and will result in the denial of insurance claims.
The insurer will not cover any loss or damage to the electric vehicle that did not occur due to direct contact with another vehicle or object while on the road. Damages resulting from indirect causes or events will not be covered.
If the electric vehicle owner intentionally ignores the damage to their car, and it worsens before they decide to get it fixed, the insurer will not provide coverage for the damage. The vehicle owner will have to bear the cost of repair or replacement out of pocket.
Maintaining active and continuous insurance coverage is crucial. If the electric vehicle insurance policy expires and it is not renewed on time, insurers will not provide any coverage. Any incidents or accidents occurring during the lapsed period will not be covered.
Your electric car is a valuable asset, and protecting it with the right insurance coverage is essential. At Shriram General Insurance, we offer a range of comprehensive insurance options tailored to your needs.
Our comprehensive electric car insurance plan provides all-inclusive protection for your eco-friendly vehicle. It covers damages from accidents, theft, natural disasters, fire, and third-party liabilities specific to electric cars. With this policy, you can enjoy peace of mind knowing that your electric car and your financial interests are well-protected.
As mandated by law, our third-party electric car insurance policy safeguards you from financial and legal liabilities arising from injuries or property damage to third parties. Having this coverage is essential for responsible driving and ensures that you are protected from unforeseen expenses due to third-party claims.
Our Own Damage (OD) coverage offers comprehensive protection for your electric car against damages caused by unforeseen mishaps such as accidents, theft, natural disasters, and man-made calamities. You have the flexibility to purchase OD insurance along with your Third-Party Shriram Car Insurance policy at an additional rate, providing complete coverage for your electric vehicle. If you already have Third-Party (TP) liability car insurance, you also have the option to opt for a standalone OD-only cover car insurance policy for your electric car.
Shriram General Insurance makes the process of rasing claims online for your electric car insurance simple and hassle-free. Follow the below mentioned steps to submit your claim.
Visit the Shriram General Insurance website or download the MySGI app to access your account.
Select the policy to raise the claim for your electric car insurance and provide details about the damages.
Upload the necessary soft copies of documents required for quick and efficient claim registration.
Once you have completed the claim registration process, Shriram General Insurance's customer support team will guide you through the claims process.
Alternatively, you can also call us on 1800-300-30000/1800-103-3009 to raise the claim against your car insurance policy. Our customer support team will guide you through the car insurance claim process.
Electric car insurance can be further enhanced with a variety of add-ons, offering additional protection and benefits to electric vehicle owners. Here are some valuable add-ons to consider:
Choosing the right add-ons for your electric car insurance can significantly enhance your coverage and ensure comprehensive protection for your valuable eco-friendly vehicle. Evaluate your needs and preferences, and consider adding these valuable extensions to your policy for a worry-free and enjoyable driving experience.
With this add-on, you can avoid the impact of depreciation on your electric car's parts during a claim. It ensures you receive the full claim amount without factoring in depreciation, allowing for better cost coverage.
If your electric car undergoes repairs after an accident, this add-on covers the cost for alternate transportation, so your daily routine is not disrupted.
In case of an accident, we shall provide you with an advocate to defend you against the police and proceedings of in the court of judicial magistrate.
It covers the replacement cost of consumable items in your electric vehicle, such as lubricants and engine oils, during an accident or repair.
This add-on provides coverage for personal belongings damaged or stolen from your electric car during an unfortunate event. It safeguards your valuables, offering financial assistance for replacement or repair.
This add-on compensates for transportation and accommodation expenses if your electric vehicle breaks down far from home. It offers peace of mind during unforeseen situations, ensuring you reach your destination comfortably.
Losing or damaging your electric car keys can be stressful. This add-on covers the expenses of replacing or repairing your lost or damaged keys, saving you from significant inconvenience and expenses.
This add-on extends coverage to protect your electric vehicle's motor against damages due to water ingression or oil leakage. It safeguards one of the most critical components of your EV.
With Shriram General Insurance, accessing and downloading your electric car insurance policy is quick and convenient. Follow these simple steps to get a copy of your policy document:
Visit the Shriram General Insurance website or download the MySGI app to log in to your account.
Once logged in, navigate to the policy section and select the electric car insurance policy you want to download.
Look for the option "Download Car Insurance Policy Online" and click to initiate the download.
To calculate the premium for electric car insurance, the primary factor taken into consideration is the Insured Declared Value (IDV). The IDV represents the current market value of the electric vehicle and is determined by considering the car's price at the showroom, including any accessories, and adjusting for depreciation per the guidelines of the Insurance Regulatory Authority of India (IRDAI).
Other factors that can influence the premium for electric car insurance include:
To get an accurate premium estimate for electric car insurance, it is recommended to use an Electric Car Insurance Premium Calculator provided. The calculator can provide an instant quote by inputting relevant details about the electric vehicle.
Vehicle Make and Model
The brand, make, and model of the electric car play a role in determining the premium. High-end electric vehicles may have higher premiums due to their higher replacement and repair costs.
Age of the Vehicle
Older electric cars may have lower IDV due to depreciation, which can result in lower insurance premiums.
Location
The location where the electric car is primarily driven can impact the premium. High-traffic areas or regions with a higher risk of theft or accidents may have higher premiums.
No Claim Bonus (NCB)
If the electric car has a history of no claims during previous policy terms, the policyholder may be eligible for a No Claim Bonus. It allows a policyholder to enjoy a discount on the premium during policy renewal. You get up to 50% for not raising claims for 5 consecutive years.
Add-ons
Opting for add-on covers such as Zero Depreciation, mandatory Personal Accident Cover, Roadside Assistance, etc., can increase the premium but offer enhanced coverage and benefits.
When filing an electric car insurance claim with Shriram General Insurance, you will need to submit the following documents:
A copy of the electric car's Registration Certificate (RC) is required for claim processing.
A valid Driving License of the driver is necessary to verify their eligibility to drive the electric vehicle.
The claim form must be duly filled and signed by the policyholder. This form serves as an official request for claim settlement.
A copy of the electric car's Registration Certificate (RC) is required for claim processing.
A valid Driving License of the driver is necessary to verify their eligibility to drive the electric vehicle.
These are some of the most frequently asked questions regarding Electric Car Insurance.
Several factors impact the insurance premium of electric vehicles, including the vehicle's make and model, location, Insured Declared Value (IDV) and year of manufacture.
How does Shriram General Insurance handle insurance claims involving electric cars?
Shriram General Insurance handles such claims in a standard manner, assessing the extent of damage and liabilities based on the policy coverage and circumstances of the accident.
Currently Independent Financial Advisor(IFA) with tax status as Individual can get empanelled.
Shriram General Insurance provides a range of coverage options for Electric Cars, tailored to meet varying needs and offer comprehensive protection. So, whether you need basic coverage or more extensive protection, Shriram General Insurance has a solution to suit your needs.
Shriram General Insurance's Comprehensive Insurance for electric cars is the go-to option for vehicle owners looking for all-inclusive protection. This policy covers various aspects of electric car insurance, combining third-party liability, own damage coverage, and optional add-ons. With this comprehensive policy, you can rest assured that your vehicle has protection against a wide array of accidents and perils.
This covers you against any legal liabilities arising from injury or damage to a third party due to an accident involving your vehicle.
Own Damage (OD) coverage is essential for protecting your EV from damages resulting from unforeseen incidents such as accidents, theft, natural disasters, and even man-made events.
Shriram General Insurance provides an extensive selection of add-ons to enhance your Comprehensive Insurance Policy, including Road Side Accident (RSA), Zero Depreciation, Personal Belongings coverage, and more.
The Own Damage (OD) coverage is included in a Comprehensive Insurance Policy but is also available as a standalone product for vehicles already covered by Third-Party insurance. This coverage provides protection for your vehicle against damage resulting from unforeseen events, including accidents, theft, natural disasters, and man-made incidents.
Accidents can happen anytime, and this coverage ensures that the damage to your vehicle is covered.
Fire incidents can lead to severe damage to your electric vehicle. With Own Damage coverage, you will have financial protection.
If your vehicle is caught in a strike or riot, this policy will cover you.
This policy offers financial coverage for man-made disasters, safeguarding your electric car against events such as strikes, riots, and other human-induced calamities.
Natural disasters such as floods and earthquakes can cause significant harm to your vehicle. Own Damage coverage extends protection in such scenarios.
If your electric car is stolen, this policy ensures you get compensation for your loss.
In India, it is mandatory to have Third-Party insurance irrespective of type of vehicle. This type of coverage for electric vehicles serves as a crucial shield, protecting automobile owners from liabilities arising due to third-party damages. Shriram General Insurance offers an excellent Third-Party coverage option that comes into play if your vehicle causes harm to another person's property or results in injury to a third party or the death of a third party.
This component covers legal liabilities arising from injuries or fatalities caused to third parties due to an accident involving your vehicle.
If your electric vehicle damages another person's property, this policy ensures you get coverage.
Shriram General Insurance offers personal liability coverage. It means that whatever the court defines and awards as your liability toward a third party due to accidental death or injuries caused by your EV, will be covered under your electric vehicle insurance policy.
Personal Accident (PA) coverage is a mandatory component by law, providing crucial coverage in the event of accident-caused injuries and death. In our website and app, this insurance will be preselected, offering convenience, but can be deselected if already covered under another insured vehicle.
In the unfortunate event of the insured's death due to an accident, the personal accident cover provides financial compensation to the nominee or beneficiary.
In cases where the insured sustains injuries resulting in permanent total disability, the cover offers a lump-sum benefit to help cope with the ensuing lifestyle changes and financial impact.
If the insured experiences permanent partial disability following an accident, the policy provides a predetermined payout based on the severity and impact of the disability.
In situations where the insured is temporarily unable to work due to accident-related injuries, the personal accident cover offers a regular income replacement to support the individual during the recovery period.
Some policies may include an optional provision for covering hospitalisation and medical expenses incurred due to an accident, providing additional financial relief during therecovery process.
Comprehensive Coverage is a policy offered by Shriram General Insurance that provides all-inclusive protection for electric vehicles. It combines third-party liability, own damage coverage, and optional add-ons to safeguard the vehicle against a wide range of accidents and perils.
Key features include coverage for third-party liability, own damage protection against accidents, natural calamities, man-made disasters, theft, and optional add-ons like Road Side Accident (RSA), Zero Depreciation, and Personal Belongings coverage.
Yes, the Own Damage (OD) coverage is available as a standalone product for vehicles already covered by Third-Party insurance. It provides protection for the vehicle against damage from accidents, theft, natural disasters, and man-made incidents.
Third-Party Coverage is mandatory in India and protects vehicle owners from liabilities arising due to third-party damages. It covers third-party injury or death, third-party property damages, and offers unlimited personal liability cover.
Personal Accident (PA) coverage is a mandatory component by law, providing crucial coverage in the event of accident-caused injuries and death. It includes coverage for accidental death, permanent total disability, permanent partial disability, compensation for temporary total disability, and optional coverage for hospitalisation expenses
Yes, the Personal Accident (PA) insurance is preselected in the website and app for convenience, but it can be deselected if already covered under another insured vehicle
The coverage includes protection against accidental death, permanent total disability, permanent partial disability, compensation for temporary total disability, and optional coverage for hospitalisation expenses incurred due to an accident
If you want to download your Electric Car Insurance Policy, here's what you need to do.
Go to the Shriram General Insurance website at www.shriramgi.com or open the MYSGI App. Once you're on the homepage, scroll to the top to locate your Shriram General Insurance’s Electric Car Insurance account.
Enter your Electric Car Insurance Policy details and then click on the "Download" button. That way, you'll be able to get your policy document.
Note If you prefer, you can also receive your Electric Car Insurance Policy document via Shriram General Insurance’s official email.
Queries about downloading Electric Car Insurance Policies from the Shriram General Insurance website/app are addressed here.
Yes, you can download your Electric Car Insurance policy using the MYSGI App. Simply open the app and follow the steps mentioned above to access and download your Electric Car Insurance policy.
Aside from downloading your policy document, we also offer the option to receive your Electric Car Insurance policy document via email. You can choose this option if it is more convenient for you.
Yes, once you log in to your Electric Car Insurance account on the website at www.shriramgi.com or the MYSGI App, you can generally view your policy details online without needing to download the entire document. This allows you to access your policy information conveniently.
If you encounter any difficulties or technical issues while downloading your Electric Car Insurance Policy, it is recommended to reach out to our customer support. They should be able to assist you and resolve any problems you may be experiencing.
Understanding how to enhance your Electric Car Insurance is crucial for ensuring comprehensive coverage. In this page, we'll delve into Shriram General Insurance’s Add-on coverage options, shedding light on how these tailored extras can bolster your Electric Vehicle’s (EV's) protection on the Indian roads.
Take a peek at the exclusive add-ons we offer at Shriram General Insurance for electric car owners.
This add-on covers the depreciation deduction on replaced parts during a claim for damage to your vehicle. However, your electric four-wheeler must meet certain criteria, including age, claim history, and repair at an garage, to qualify.
This cover provides daily expense reimbursement for hired transport when your electric car sustains damage covered by your policy. The reimbursement is available for a set number of days during your insurance period, starting from the day your vehicle goes to the garage for repair.
This cover reimburses you for the loss or damage to personal belongings inside your electric car. However, there may be exclusions for items such as money or jewellery.
In the event that your electric car is involved in an accident outside municipal limits, this add-on covers the cost of overnight stays and taxi charges. Please note that documentary proof is required for claims.
This cover includes three aspects: key replacement for lost or stolen keys, break-in protection covering lock and key replacement after a break-in, and lockout reimbursement if you're locked out of your car due to key loss or theft.
If you own multiple electric cars, this benefit allows you to extend certain add-on covers to all your vehicles, provided they are insured with the same company, meet age requirements, and qualify for loyalty discounts.
This exclusive offering of Shriram General Insurance provides a lawyer if your electric car is involved in an accident, to assist with legal matters involving the police or court.
Don't worry about being stranded on the road. If your electric car breaks down during a journey, our coverage includes services such as towing, on-site minor repairs, battery jump-start, tire changes, assistance with lost or locked keys, fuel delivery, and more.
Selecting the perfect add-ons for your Electric Car Insurance requires careful consideration. To make an informed choice, start by assessing your driving habits, budget, and specific EV needs.
Are you a frequent road tripper? Roadside assistance might be invaluable. Tailor your add-ons to align with your EV's unique requirements. If you remain uncertain about whether add-ons are suitable for your needs, don't hesitate to get in touch with our customer support team.
One of our representatives will assist you in finding the right answers, ensuring you strike the right balance between protection and affordability.
This section addresses frequently asked queries on the add-ons provided by Shriram General Insurance for electric cars.
Electric Car Insurance Add-Ons are extra coverage options that you can include in your insurance policy to enhance the protection of your electric vehicle. They provide additional benefits beyond the standard coverage.
The costs for Electric Car Insurance Add-Ons are separate from your base premium. Each Add-On comes with its own premium, and the total premium will include the cost of the base policy plus any selected Add-Ons.
Yes, some Add-Ons may have eligibility criteria. For example, Depreciation Waiver may require your vehicle to be under a certain age and meet specific repair conditions. Multi Car Benefit may require insuring your alternate cars with Shriram General Insurance and meeting age-related criteria.
You can add these Add-Ons to your policy when purchasing or renewing your electric vehicle insurance with Shriram General Insurance. Our insurance experts can guide you through the available options.
No, you can choose the Add-Ons that best suit your needs and preferences. You have the flexibility to select the specific Add-Ons that provide the coverage you require for your electric vehicle.
Electric cars are becoming increasingly popular, and for good reason. They're eco-friendly, cost-effective, and fun to drive. But just like any other vehicle, it's important to protect your electric four-wheeler with the right insurance coverage. The good news is that purchasing and renewing electric car insurance is easier than ever, thanks to online options. This guide will take you step-by-step through the process of purchasing or renewing Electric Car Insurance with Shriram General Insurance. Ensuring your electric vehicle (EV) has the financial protection it needs is a breeze with our simplified 3-step insurance process.
Begin by visiting our user-friendly website or mobile app. Select Electric Car Insurance. Then, effortlessly input the following basic details.
Next, it's time to add your personal touch to your insurance. Provide the requested personal information and customise your Electric Four-wheeler Policy by selecting any desired add-ons that enhance your coverage. We believe in putting you in control of your insurance choices, tailoring them to meet your unique needs.
Finalise the process by choosing a convenient online payment method, making the payment securely and swiftly. It's the last piece of the puzzle to ensure your EV enjoys comprehensive protection. Our streamlined online payment options make this step a breeze, giving you peace of mind in just a few clicks.
Electric cars are becoming increasingly popular,
and for good reason. They're eco-friendly, cost-effective, and fun to
drive. But just like any other vehicle, it's important to protect your
electric four-wheeler with the right insurance coverage. The good news
is that purchasing and renewing electric car insurance is easier than
ever, thanks to online options. This guide will take you step-by-step
through the process of purchasing or renewing Electric Car Insurance
with Shriram General Insurance.
Renew your Electric Car Insurance online in three
simple steps.
Begin by verifying the accuracy of the following information. Cross-reference it with your EV's Registration Certificate (RC) for seamless renewal.
Review your insurance needs and decide whether to enhance your coverage with new options or maintain your current level of protection. We give you the flexibility to customise your policy, ensuring it aligns perfectly with your electric car and your driving requirements.
Complete the renewal process swiftly and securely by making an online payment. Our convenient online payment options ensure a hassle-free experience, and in just a few clicks, your EV will be renewed and ready for the road once again.
The benefits of buying online Electric Car Insurance are listed below.
When you buy Electric Car Insurance online, you often have access to competitive rates and discounts that might not be available through traditional channels.
Online transactions save you time by eliminating the need for in-person visits or lengthy phone calls. You can compare and purchase electric car policies from the comfort of your home.
Online platforms make it simple to compare multiple insurance providers, their coverage options, and pricing, helping you make an informed decision.
Renewing your Electric Car Insurance online in India offers several advantages.
Online renewal allows you to renew your EV insurance from the comfort of your home or workplace, saving you the hassle of visiting a physical insurance office.
It's a time-efficient process. You can complete the renewal process quickly, avoiding long queues and paperwork.
Renewing online ensures that your coverage remains continuous, preventing potential gaps in protection.
Online insurance providers offer instant policy issuance. You can get your policy document immediately after payment.
You can renew your EV insurance from anywhere in India, making it especially convenient if you've relocated or are travelling.
Online transactions are secure, with various payment options available to suit your preferences.
Consider the following factors while buying/renewing car insurance online:
If you still have questions, check out this FAQ section.
Buying Electric Car Insurance online offers cost savings, convenience, and the ability to compare multiple providers and policies quickly. It also allows for customisation and easy access to policy documents.
Several factors influence the cost of EV insurance, including the vehicle's make and model, your driving history, your location, the coverage level you choose, and additional features like safety technology.
Yes, you can typically make changes to your coverage during the renewal process. It's an excellent time to reassess your needs and adjust your policy accordingly.
If your Electric Car Insurance lapses, ensure that you renew it as soon as possible. As per Indian law, it is mandated that all Indian vehicles possess at least Third-Party Insurance while driving.
Yes, it is mandatory to buy Third-Party Car Insurance as per the Motor Vehicle’s Act of 1988.
Electric Vehicles (EVs) have surged in popularity in recent years as a greener and more sustainable mode of transportation. However, as EV ownership grows, it's essential to consider the specific insurance needs that come with these innovative vehicles. In this page, we will explore the key features and benefits of Electric Car Insurance to help you make an informed decision about protecting your investment.
You can enjoy the following benefits if you buy Electric Car Insurance from us.
At Shriram General Insurance, we understand that affordability is a key concern for our customers. That's why we take pride in offering cost-effective insurance policies that provide comprehensive coverage without breaking the bank. Our affordable plans are designed to fit your budget while ensuring you have the protection you need for your valuable assets.
We believe in making the insurance process as convenient as possible. With our paperless process, you can bid farewell to the hassle of filling out endless forms and paperwork. Our digital platform allows you to complete your insurance transactions online, from policy purchase to renewals, making the entire process quick and efficient.
When it comes to claims, we understand that you want a hassle-free experience. That's why Shriram General Insurance goes the extra mile. In the event of a claim, we offer a seamless process from start to finish, providing you with personalised assistance every step of the way. Our dedicated claims team is committed to ensuring that your claim is handled efficiently and with the utmost care.
Time is of the essence when you're dealing with a claim. Our fast claim settlement process ensures that you don't have to wait endlessly to get the compensation you deserve. We have streamlined our claims process to make it as quick and efficient as possible, so you can get back to normalcy without unnecessary delays.
Car-related emergencies can occur at any time, day or night, including public holidays. At Shriram General Insurance, we provide the convenience of 20/7 claims assistance. You can make a claim at any time that suits you between 4 a.m. and 12 a.m., ensuring that you're always covered when you need it the most. Whether it's at night or during a public holiday, our team is dedicated to being available to assist you whenever the need arises.
Your peace of mind is our priority. Our dedicated customer support team is available between 4 a.m. and 12 a.m. to assist you with any queries, concerns, or assistance you may require. Whether you have questions about your policy, need help with a claim, or simply want to discuss your insurance needs, our team is just a phone call or message away.
At Shriram General Insurance, we're committed to providing not only cost-effective insurance but also a seamless, hassle-free, and customer-centric experience. Our focus is on your convenience and satisfaction, ensuring that you have the best possible Electric Car Insurance coverage and support when you need it.
The following are some of the key features of Shriram General’s Electric Vehicle Insurance.
Liability coverage is a fundamental aspect of any insurance policy, and EV insurance provides it as well. However, what sets it apart is the potential for higher liability limits, ensuring your assets are adequately protected.
In addition to EV-specific coverage, Electric Car Insurance offers a wide range of protection, including coverage for theft, strikes and natural disasters. This comprehensive protection ensures that your EV is safeguarded in various scenarios.
Shriram General's Car Insurance goes further by offering a range of customisable add-ons, allowing you to tailor your coverage to your specific needs and preferences. However, you can select add-ons only if you buy a Comprehensive Electric Car Insurance Policy.
Our PA Cover provides a lump sum payout of Rs. 15 lakh in the event of an insured's accidental death, offering financial security to the insured’s family during this difficult time. It should be noted that this coverage is required by Indian law.
Do you have further questions? Read ahead to learn answers to common questions regarding our Electric Car Insurance.
With our hassle-free claims process, we take care of every aspect of your claim. It involves minimal paperwork, quick response times, and efficient settlement procedures. Our aim is to provide a convenient and stress-free experience for our customers.
We understand the urgency of claim settlements. Shriram General is committed to a fast claim settlement process, ensuring that you receive compensation promptly so that you can resume your normal routine without unnecessary delays.
You can file a claim at any time that suits you. Our "convenient usage" feature allows you to make a claim 24/7, whether it's in the middle of the night or during a public holiday. Furthermore, for any assistance, you can contact our dedicated customer support between 4:00 a.m. to 12:00 a.m.
Getting a quote for our EV Insurance is easy. You can visit our website, use our online quote tool, or contact our customer support team to request a personalised quote tailored to your electric vehicle and insurance needs.
Shriram General's paperless process allows policyholders to handle all insurance-related tasks digitally. This includes purchasing and renewing policies, filing claims, and accessing policy documents online. It simplifies policy management by eliminating the need for physical paperwork and streamlines the entire insurance experience.
In this page, we'll walk you through the entire claim process, ensuring that you're well-prepared in case you need to make a claim. Shriram General Insurance (SGI) is your trusted partner in this journey, and we're here to make the claim procedure as smooth as possible. So, let's dive into the world of SGI’s Electric Car Insurance claims.
If your Electric Vehicle (EV) is unfortunately involved in an accident, don’t panic, we’ve got you covered. Claiming your insurance with us is just three simple steps away.
You can register your claim in three easy ways:
Tell us about the accident, including where and how it happened.
Give us the address where we can inspect your four-wheeler.
Specify when the accident occurred.
Once we verify your documents and complete the necessary processes, we'll start the payment process and send the funds directly to your account after verification.
The following are the benefits you can enjoy by claiming Electric Car Insurance with us.
This section covers a few commonly asked questions regarding Shriram General’s Electric Car Insurance claim procedure.
Not at all. We've designed our claims process to be effortless. From submission to resolution, we've eliminated unnecessary complexities to provide a straightforward and user-friendly experience.
We offer comprehensive support throughout the claims process. Our team is here to guide you every step of the way, ensuring that you have the assistance you need, when you need it.
Absolutely. We believe that an effortless claims process is essential for your convenience and satisfaction. Our goal is to make your experience as smooth and hassle-free as possible.
You can initiate a claim by visiting our website, calling our dedicated phone lines, or using our mobile app. We provide multiple convenient options for you to get started.
Yes, we prioritise transparency. You can easily track the progress of your claim, including assessment, documentation, and settlement, through real-time updates provided by our team.