Divyansh says,
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- Shopkeeper Umbrella
- Overview
Enhance your Business’s Safety with Shriram Shopkeeper Umbrella Package Insurance
24*7 Claim Notifications
100% Paperless
Best Claim settlement Awards 2022
- Overview
- Coverages
- Key Features
- Terminologies
- Claim Process
- Policy Download
- FAQs
What is Shopkeeper Umbrella Package Insurance?
Shopkeeper Umbrella Package Insurance policy is specially issued for small shopkeepers wherein the value of shop contents (including furniture, fixture & fitting owned by them) does not exceed Rs. 10,00,000/-
- Shopkeeper Umbrella Package Insurance is a multi-plan policy that enables the policy holder to choose plans that suit their needs
- Shriram General Insurance Company Limited provides comprehensive coverage under five different types of policies instead of taking multiple separate policies for a shop
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Nil Pending
Complaints
Over 60 Lakhs
Happy Customers
Why Choose Shriram Shopkeeper Umbrella Package Insurance?
- Purchasing, renewing and filing claims at Shriram General Insurance is hassle-free
- With a quick application process and minimal documentation, you can buy instant Shriram Shopkeeper Umbrella Package Insurance
- Our 24-hour claim support ensures that claims are resolved quickly and efficiently
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Features of Shriram Shopkeeper Umbrella Package Insurance
Minimum Paperwork
Get your umbrella policy in minutes with SGI
All Risk Coverage
Comprehensive protection with extensive covers
Superfast Claim Process
Quick claim approvals for instant claim settlement
24*7 Claim Support
Customer support is available round-the-clock
Get your Shriram Shopkeeper Umbrella Package Insurance in 3 Simple Steps
1
Call our Toll-Free number
Call (1800-300-3000/1800-103-3009) to avail a Shriram Shopkeeper Umbrella Insurance policy at your convenience and you will be guided by our dedicated customer support executives throughout the Shriram Shopkeeper Umbrella Insurance journey
2
Submit the required documents
Kindly submit the required documents - property details, sum insured, identity and address proof (Aadhaar Card, Passport) to proceed with the Shriram Shopkeeper Umbrella Insurance process
3
Complete the payment and get instant Shopkeeper Umbrella Package Insurance
Kindly complete the payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking or Cheque) and get Shopkeeper Umbrella Package Insurance instantly
Benefits of Shriram Shopkeeper
Umbrella Package Insurance
- Quick application process with minimal paperwork
- Comprehensive protection with all risk coverage
- On-time claim settlements
- 24*7 claim support at your disposal
Frequently Asked Questions
Is it worth getting Shriram Shopkeeper Umbrella Package Insurance policy?
Yes. The Shriram Shopkeeper Umbrella Package Insurance is a cost-effective product with a maximum coverage limit
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The Shriram Shopkeeper Umbrella Package Insurance policy covers a variety of losses/damages to the shop with comprehensive risk coverage plans. An umbrella insurance policy offers enhanced protection for shopkeepers who wish to protect their businesses by going the extra mile
Section | Description | Category Wise Sum Insured (in ₹) | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
A | B | C | D | E | F | G | H | I | J | ||
| 1 | Fire and Allied Perils, Content s (Excluding Money and Valuables) | 100000 | 150000 | 200000 | 250000 | 300000 | 350000 | 400000 | 450000 | 700000 | 750000 |
| 2 | Burglary | 100000 | 150000 | 200000 | 250000 | 300000 | 350000 | 400000 | 450000 | 700000 | 750000 |
| 3 | Money (In Transit and at Premises) | 10000 | 10000 | 10000 | 15000 | 15000 | 20000 | 20000 | 25000 | 25000 | 25000 |
| 4 | Personal Accident | 100000 | 100000 | 100000 | 200000 | 200000 | 200000 | 200000 | 300000 | 500000 | 500000 |
| 5 | Fidelity Guarantee | 10000 | 10000 | 10000 | 25000 | 25000 | 25000 | 25000 | 40000 | 75000 | 75000 |
Premium Category wise (inclusive of all taxes) | 900 | 1200 | 1500 | 1900 | 2200 | 2500 | 2800 | 3600 | 5500 | 7000 | |
- What is Covered?
- What is not Covered?
01
Fire and Allied Perils
Fire and allied perils cover protects the shopkeeper against various losses/damages such as lightning, explosion/implosion, aircraft damage, riots, strikes, malicious damages, storms, cyclones, typhoons, tempests, hurricanes, tornados, floods/inundation, impact damage, subsidence/landslide, rockslide, bursting and/or overflowing of water tanks, apparatus & pipes, missile testing operations, leakage from automatic sprinklers installations, bush fire and earthquake
02
Burglary
The coverage includes burglary or housebreaking of the shop contents. Burglary covers the maximum sum insured of 10,00,000/-. There are separate burglary policies available for a highly valuable content
03
Money (In Transit and at Premises)
Shriram General Insurance Company Limited will compensate for the loss of money from the hands of the policy holder or their employees during transit within a radius of fifteen miles. This policy also covers the loss of money in steel cupboards/cash boxes and other places under lock and key. Additionally, 10% of the applicable sum insured is covered for loss of money from the counter during business hours
04
Personal Accident
The personal accident cover protects the insured's family with compensation for accidental death and injury. The capital sum insured is different for different plans. One can choose a sum insured limit as per their requirements
05
Fidelity Guarantee
Shriram General Insurance Company Limited will indemnify the policy holder if their salaried employee commits fraud or dishonesty on the insured premises. According to the policy, the insured's liability is limited to the sum chosen in the policy period
01
Loss or damage arising from any consequences of war, invasion, an act of a foreign enemy, hostilities (whether war be declared or not), civil war, rebellion revolution, insurrection, military, usurped power, civil commotion, etc.
02
Loss or damage caused by depreciation or wear and tear
03
Loss or destruction or damage to any property due to any consequential loss
04
Any legal liability arising due to radioactive/nuclear materials
Note: Please read the policy wording for a detailed coverage, extension and exclusion list
Frequently Asked Questions
What are the key benefits of Shriram Shopkeeper Umbrella Package Insurance?
- This policy covers legal liability, personal liability and property risks
- It provides comprehensive coverage based on the maximum sum insured
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Key Features of Shriram Shopkeeper Umbrella Package Insurance
Frequently Asked Questions
Will Shriram Shopkeeper Umbrella Package Insurance cover legal liabilities?
Yes. Shriram Shopkeeper Umbrella Package Insurance covers the legal liabilities of the insured property losses/damages
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Actual Total Loss
Property or goods lost or damaged and unable to be recovered
All Risk Coverage
An insurance policy coverage that covers every possible insured loss that has not been specifically excluded from the policy
Frequently Asked Questions
What is indemnity?
An indemnity is an agreement where the insurer pays for the policy holder's liabilities
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Shriram General Insurance’s claim intimation process is easy and hassle-free. Intimate a claim, submit the required documents and get a timely claim settlement
How to Register Shriram shriram shopkeeper's Umbrella package Insurance Claim?
- step 1
- step 2
- step 3
- step 4
- step 5
Intimate your Claim
Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please download the CLAIM INTIMATION, fill it out and send it to our Help Desk via Email ID (chd@shriramgi.com)
- Note: Please ensure that the
following information is available to you at the
time of the claim intimation
- Policy Number/Proposal Number
- Date and Time of the Accident
- Survey location, where our loss assessor can survey the damages
- Estimated loss/description
Claim Registration
- Our customer support team will accept the claim intimation and provide the claim reference number
Claim Confirmation
- Once the claim is registered and the loss assessor gets deputed, you will receive a text message for confirmation along with surveyor details. The surveyor will contact you regarding the time and conduct the survey accordingly
Survey and Claim Settlement
- After receiving the documents, our dedicated survey team will initiate the process. Once the survey is done, the funds will be directly sent to the recipient after verification
Note: Kindly contact our CHD /Surveyor when the property is ready for re-inspection, if the surveyor advised re-inspection
Frequently Asked Questions
How to intimate Shriram Shopkeeper Umbrella Package Insurance claim?
Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please download the CLAIM INTIMATION, fill it out and send it to our Help Desk via Email ID (chd@shriramgi.com)
Download Your Shriram Shopkeeper Umbrella Insurance Policy in Simple Steps
Step 01
Visit the SGI website/MYSGI App home page and scroll to the top to access your Shriram Shopkeeper Umbrella Insurance account
Step 02
Enter your Shopkeeper Umbrella insurance policy and click "Download" to get your policy document
Note: The insured can also receive Shopkeeper Umbrella Insurance policy document via email
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How does Shriram Shopkeeper Umbrella Package Insurance policy work?
Shriram Shopkeeper Umbrella Package Insurance policy is a one-stop solution for shop owners who want to protect their businesses against various threats. This policy covers shopkeepers against various accidents, including fire, damages to electronic equipment, burglary, money theft, bodily injury to the insured, etc
What does Shriram Shopkeeper Umbrella Package Insurance Policy Not Cover?
- Loss or damage arising from any consequences of war, invasion, an act of a foreign enemy, hostilities (whether war be declared or not), civil war, rebellion revolution, insurrection, military, usurped power, civil commotion, etc.
- Loss or damage caused by depreciation or wear and tear
- Loss or destruction of or damage to any property due to any consequential loss
- Any legal liability arising due to radioactive/nuclear materials
How much does Shriram Shopkeeper Umbrella Package Insurance cost?
The cost of Shriram Shopkeeper Umbrella Package Insurance depends on the total coverage obtained by the insured at the time of policy purchase
The cost of Shriram Shopkeeper Umbrella Package Insurance depends on the total coverage obtained by the insured at the time of policy purchase
- Quick claim notification
- Timely claim settlement
- High claim settlement ratio
- 24*7 claim support
Who needs Shriram Shopkeeper Umbrella Package Insurance policy?
Shopkeepers who are prone to multiple risks will benefit most from Shriram Shopkeeper Umbrella Package Insurance policy. In the event of an unforeseen incident, this insurance policy protects shop owners against various liabilities
What our customers say ?
Vidit says,
Shriram General Insurance has a very encouraging overseas travel insurance program for us. Overall it's very nice
Malik says,
I had some doubts when reading the terms and conditions of my travel insurance. I called the Shriram General Insurance helpline and they cleared up most of my doubts.
Prakash says,
SGI Health Insurance currently administers my health insurance policy. I still have a bonus and there hasn't been a claim. This insurance covers all hospitals for cashless payments. Customer support is excellent.
Apeksha says,
This group health insurance policy, which has a Rs. coverage amount, was obtained from Shriram General Insurance. They have connections with several hospitals and also offer cashless medical care.
Ashwin says,
“I am satisfied with Health insurance claim service” Got my Health insurance policy claim. Thanks a lot for quick response. Great customer satisfaction policy
Chiranjeev says,
My Commercial Vehicle Insurance is the best. These are very good, helpful and wonderful people. I am pleased to join Shriram General Insurance commercial vehicle insurance plan.
Purushottam says,
For commercial vehicle insurance, I can suggest Shriram General Insurance with confidence. I'm relieved that my vehicle is now protected and secure, I appreciate Shriram General Insurance!
Santram says,
Shriram General Insurance provides me with a commercial vehicle insurance policy that fully protects the vehicle for a comparatively small outlay of money. Excellent customer satisfaction policy, I'm pleased!
Amritlal says,
After taking into account all other plans available, I decided to go with Shriram General Insurance for my personal insurance policy. I am extremely pleased with the outcome of my claim and the amount of time and accuracy put into it.
Meghna says,
Taken the personal insurance policy with Shriram General Insurance company around 5 years ago. My colleague is suggested me to take the policy from here. The claim ratio is more compared to others. This was taken for my family benefits and customer service is good. Thank you SGI!!
Mohan says,
Five years ago, I chose to invest in a personal insurance policy with Shriram General Insurance Company after being recommended by a colleague. They had one of the best claim ratios and the customer service is great. Taking out this policy has benefited my family immensely and I'd like to take this opportunity to thank Shriram General Insurance for their excellent services.
Akanksha says,
I recently took out a home insurance policy with Shriram General Insurance and it covers me if there is any destruction to my property due to natural disasters such as earthquakes. I am very pleased with their customer service and quick response times. This gives me peace of mind knowing that I have this policy in place.
Raveena says,
After consulting with many people, I chose to purchase my home insurance from Shriram General Insurance. The experience was quite pleasing & I am glad that I went with them as their policy has proven to be very satisfactory.
Tejas says,
Securing my future by taking home insurance from Shriram General Insurance was a great decision. Not only did I get protection from natural and man-made calamities, but the service provided was also excellent.
Shubham says,
The add-on covers on my policy were extremely helpful. I got my claim easily and also reserved my NCB.And Shriram has made it so easy to renew any policy online without any tussle, trouble.thank you Shriram General Insurance!
Amandeep says,
Shriram General Insurance Co. Ltd is a trustworthy partner to me. They have a sincere and genuine approach towards settling claims, which I highly appreciate and value. They made it easier for me to manage through the tough times.
Satyaprakash says,
Shriram General Insurance truly stands out with the great service they provide – claims are processed quickly and effortlessly. I am very appreciative of their support! The quick and stress-free claim process made life easier for me during a trying time.
Shakeel says,
Shriram General Insurance really offer affordable two wheeler insurance premium. When my bike was damaged in an accident, I was stressed out but their two wheeler insurance executive took care of the situation quickly & efficiently. Thanks to Shriram General Insurance!
Samantha says,
I recently got a two-wheeler insurance policy from Shriram General Insurance and had a great experience. The website was incredibly user-friendly and all the relevant information was easily accessible. I'm glad my two-wheeler is safe and secure now - thank you Shriram General Insurance!
Vandana says,
My friend working for Shriram General Insurance suggested I take out a two-wheeler insurance policy from them. I've been renewing it before its expiry ever since and have been pleased with the service.I recently visited their branch and decided to renew my policy with them. The reason I chose them was because they provide first-party insurance with utmost claim amounts, plus this policy includes bumper to bumper coverage.
Chetan says,
I was thoroughly satisfied with my decision to get car insurance from Shriram General Insurance. Not only did I find their rates quite reasonable, but the policy coverage was also adequate. I am especially impressed with how efficiently and smoothly they handled my claims.
Ankit says,
I can confidently recommend Shriram General Insurance for car insurance as I have been a loyal customer for the last 5 years. Their claims process is very efficient and they respond swiftly to their customers in comparison to the other providers.
Rahul says,
I recently switched to Shriram General Insurance for my car insurance and I'm glad I did. The customer service is great, and the policy was issued instantly. I am Very impressed with their services!
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Quick renewal
