Don't avoid car insurance

Repercussions of Not Having Car Insurance

Bringing your dream car home can be an immensely satisfying experience, but being a car owner is also a lot of responsibility. As someone who travels in and operates a large machine, one wrong move can leave someone injured. It is for this reason that governments all over the world make it mandatory for car owners to get their vehicles insured!

An accident is an unfortunate even. Even if you are lucky and no one gets hurt, there is still the damage to vehicle or property to take care of! Car insurance keeps you covered against all such losses, and helps you minimize the impact of an accident.

If you’re a car owner without a car insurance, you should consider getting insurance cover, as owning a car without an insurance policy can be lead to a lot of bills:

1. Medical bills
A car accident can lead to injuries which ultimately land you in a hospital where you spend time in recovering and paying your medical bills.
2. Medical bills of the people injured
If the people around the incident were injured as well, you would also have to pay their Medical bills.
3. Repair costs of the property damaged
Say for instance your car collided with the entrance of someone’s front gate. You will have to pay for their damaged gate as well.
4. Repair costs of the car
And let’s not forget about the repair costs of your damaged vehicle.
5. Totalled car
Let’s assume you were driving a car that you just bought with an EMI plan. It’s the third month and your car is completely totalled because of an accident. In other words, you lose your perfectly new car and would still have to pay the EMI amount every month.

You’ll be surprised to know that at times mishap to your car can also happen because of external factors such as:
1.) Vandalism
Scratches, dents, broken glass, graffiti, glue in keyholes, and slashed tires are some of the most common types of vandalism faced in inner cities.
2.) Theft of car parts
Thieves find this to be an effective way of making easy money, as stealing car parts don’t require much skill and can be accomplished in minutes.
3.) Stolen cars
Every year, police make some progress in recovering stolen cars however; the recovery rate is still not close to the total number of cars stolen.
4.) Rains & Sun
If you park your car in the open, then the weather is your vehicle’s biggest enemy and can cause peeling off of paint, rusting, and more!

Yes, owning a vehicle comes with a lot of unexpected expenses that you need paying, especially if you don’t have an insurance policy. So save yourself the unwarranted hassle and make sure to get insurance for your car!