OVERSEAS TRAVEL POLICY

Individual Travel 
This policy is specifically designed to suit the requirements of an individual who has undertaken an overseas travel for the purpose of holiday, leisure &/or business purpose. There are three plans on offer for the same and the customer can chose based on his requirements. 

Plan Benefits

Section

Coverage Details

Coverage Amount

Shri Travel (USD 50000)

Shri Travel Plus (USD 100000)

Shri Travel Elite (USD 200000)

Age 90 days to 65 years

Age 90 days to 65 years

Age 90 days to 65 years

A

Medical Expenses Cover@

US$ 50,000 to 200,000

US $ 50000

US $ 100000

US $ 200000

 

Cashless hospitalisation worldwide

 

Yes

Yes

Yes

 

Repatriation of Remains

Sublimit of US$ 1000-2000

US $ 1000

US $ 1500

US $ 2000

 

Daily allowance in case of hospitalisation$

US$ 25 (for 5 days)

US$ 25 (for 5 days)

US$ 25 (for 5 days)

US$ 25 (for 5 days)

B

Dental Treatment@

US$ 250

US$ 250

US$ 250

US$ 250

C

Total Loss of Checked in Baggage

US$ 500

US$ 500

US$ 500

US$ 500

D

Delay of Checked in Baggage ^

US$ 100

US$ 100

US$ 100

US$ 100

E

Loss of Passport **

US$ 200

US$ 200

US$ 200

US$ 200

F

Personal Liability$$

US$ 50000

US$ 25000

US$ 50000

US$ 50000

G

Personal Accident

US$ 15,000

US$ 10,000

US$ 15,000

US$ 15,000

H

Hijack Distress Allowance*** (applicable if > 24 hours & for maximum 7 days)

US$ 100 per day

US$ 100 per day

US$ 100 per day

US$ 100 per day

I

Financial Emergency Assistance**

US$ 300

US$ 300

US$ 300

US$ 300

J

Trip Cancellation & Interruption

US$ 250

No

US$ 250

US$ 250

K

Missed Connection╦ć

US$ 500

US$ 250

US$ 500

US$ 500

L

Travel Delay++

US$ 250

No

US$ 250

US$ 250

M

Golfers hole in one

US$ 500

No

No

US$ 500

N

Bail bond Insurance

US$ 500

No

US$ 500

US$ 500

O

Trip Curtailment

US$ 250

No

US$ 250

US$ 250

@

Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis.

**

Deductible of US$ 50.

***

24 hours

$

2 days deductible - If hospitalisation is for more than 2 consecutive days, this benefit can be cleared only once during the policy period

^

delay of more than 12 hours

++

 up to US$ 100/-per day, if trip is delayed for more than 12 hours.

$$

Deductible of US$ 100.


PREMIUM TABLE:


 

Shri Travel (USD 50000)

Shri Travel Plus (USD 100000)

         Shri Travel Elite (USD 200000)

Excluding USA/Canada

Including USA/Canada

Excluding USA/Canada

Including USA/Canada

Excluding USA/Canada

Including USA/Canada

Age

90 days-40 Yrs.

41-65 Yrs.

90 days-40 Yrs.

41-65 Yrs.

90 days-40 Yrs.

41-65 Yrs.

90 days-40 Yrs.

41-65 Yrs.

90 days-40 Yrs.

41-65 Yrs.

90 days-40 Yrs.

41-65 Yrs.

Days of Travel

Premium in Rs.

1-4 days

425

498

668

817

537

644

887

1038

630

705

1380

1992

5-7 days

505

547

768

860

644

752

974

1116

685

769

1380

1992

8-14 days

734

820

1096

1183

805

913

1307

1553

849

969

1491

2150

15-21 days

772

870

1172

1340

913

1035

1379

1836

997

1235

1586

2319

22-28 days

870

989

1340

1511

967

1162

1548

2141

1083

1396

1795

2677

29-35 days

1086

1255

1658

1771

1128

1405

1912

2509

1253

1665

2168

3179

36-47 days

1255

1446

1900

2172

1396

1624

2203

3127

1440

2040

2563

3896

48-60 days

1471

1712

2580

3505

1665

1913

3415

4691

1689

2577

4171

6335

61-75 days

1809

2099

3817

5107

2255

2722

4827

7048

2357

3114

5967

9669

76-90 days

2170

2484

4568

6182

2685

3418

5799

7146

2992

4134

7227

10907

91-120 days

2764

3297

5483

7311

3383

5021

7135

8864

3542

5745

8642

14125

121-150 days

3199

3797

6470

8499

3834

6320

9852

12457

4577

6572

10642

18062

151-180 days

4068

4774

7621

9375

5915

7518

12279

14623

6320

7941

13654

23653

* Service Tax extra as applicable

 

Exclusions:

Travelling abroad for obtaining medical treatment

Any breach of law with criminal intent

Abuse of intoxicants or hallucinogens including drugs and alcohol

Self inflicted injury suicide or attempted suicide

Pregnancy, childbirth and its complication

HIV/ AIDS, sexually transmitted diseases

 

Note: For complete list of exclusions, please refer policy wording

 


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