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ELECTRONIC EQUIPMENT INSURANCE
This Policy covers entire range of Electronic Equipments such as Personal Computer, Micro-processor, Telecommunication Equipments, Audio / Visual Equipments and sophisticated gadgetry.
Scope of Cover:
Section I: Any unforeseen and sudden physical loss or damage to electronic equipments from any cause, other than the exclusions.
Section II: External data media and the expenses for reconstruction and re-recording of information.
Section III: Increased cost of working.
Exclusions to Section I:
Pre-existing faults or defects.
Normal wear and tear, erosion, corrosion, encrustation.
Any costs incurred in connection with the elimination of functional failures unless such failures were caused by an indefinable loss or damage.
Maintenance cost of the insured items.
Loss or damage to objects made of glass, porcelain or ceramics, sieves or any operating media.
Aesthetic defects such as scratches on painted or enameled surfaces.
Exclusions to Section II:
Costs arising from false programming, punching, labeling or inserting, inadvertent canceling of information or discarding of data media, and from loss of information caused by magnetic fields.
Exclusions to Section III:
Costs for replacement of data media, data and regeneration of data.
General Exclusions:
Terrorism.
War and nuclear risk.
Willful act or negligence.
Partial or total cessation of work.
Loss or damage to the property falling under the terms of the Maintenance Agreement.
Loss or destruction or damage directly occasioned by pressure wave caused by aircraft and other aerial devices.
Consequential losses.
Gradual deterioration due to atmospheric conditions.
Faulty design.
Contractual liabilities.
Cost or replacement / repair or rectification of defective material and / or workmanship.
In Case of Claim:
Inform the 24x7 Call Centre about your Policy details.
Get a Claim Registration No. while confirming the Policy details.
Appointment of Surveyor at the time of Claim Registration.
Fast settlement of claims after submission of all the relevant documents.
Next Steps
