Motor-Insurance @ Shriram General Insurance

Products

Householder Umbrella Insurance

Scope of Cover

Householder Umbrella Insurance is a package policy specially designed to meet the insurance requirements of a householder by combining under a single policy, a number of our standard policies usually taken by householders.

Salient Features:

1.Comprehensive Coverages against various perils spread across different sections of the policy.
2.Flexibility to choose & customize the policy by selecting appropriate covers.
3.The Coverages are available at reasonably priced premiums.

The policy has five Sections :

Section :1

(A): Fire & Allied Perils, Building /flat
(B): Fire & Allied perils, contents
The Company will indemnify the Insured in respect of loss of or damage to the Contents/ furniture, fixture & fittings if owned by Insured whilst contained in the insured premises by Fire & Allied Perils.

Section : 2

Burglary
The Company will indemnify the Insured in respect of loss or damage to the contents whilst contained in the insured premises by Burglary and/or Housebreaking.

Section : 3

(A): T.V/Video Equipments
(B): Electronic equip/ MBD for other domestic Appliances.
The Company will indemnify the insured in respect of Loss of or damage to the Television Apparatus due to:

Fire lightning, explosion of gas in domestic appliances.

Bursting and overflowing of water tanks, apparatus or pipes.

Aircraft or articles dropped therefrom.

Earthquake fire and/or shock.

Flood, Inundation, Typhoon, Storm, Tempest, Hurricane, Tornado and Cyclone.

Riot, Strike , Malicious , terrorist Act.

Burglary and/or House breaking .

Accidental external means

Mechanical or Electrical breakdown.

Section : 4

Loss of Cash due to Assault on Insured: AOA/AOY=5000/5000
The Company will indemnify the Insured in respect of Loss of Money in the hands of the insured.

Section : 5

Personal Accident (for insured).
The Company shall pay to the Insured or his legal personal representative(s) in case of the insured sustain any bodily injury.

General Exclusions:

Loss, damage, liability or expenses, whether direct or indirect occasioned due to War and related perils.

Loss or damage caused by depreciation or wear and tear.

Consequential Loss.

Legal Liability due to radio activity from any nuclear weapons material.

Sec.	DESCRIPTION	Plan wise sum insured (in RS.)
		A	B	C	D
1	(A) Fire & Allied Perils, Building/flat	4 Lacs	6 Lacs	10 Lacs	15 Lacs
	(B) Fire & Allied perils, contents	50000	1 Lac	2.5 Lacs	5 Lacs
2	Burglary Contents	50000	1 Lac	2.5 Lacs	5 Lacs
3	(A) T.V/Video Equipments	15000	20000	35000	50000
	(B) Electronic equip/ MBD for other domestic appliances	10000	25000	35000	50000
4	Loss of Cash	5000	5000	5000	5000
5	Personnel Accident	50000	1 Lac	2.5 Lacs	5 Lacs

In Case of Claim:

Inform about the accident at Claim Help Desk (toll free no. 1800 180 7474 or 1800 300 30000) to get a Claim Registration Number.

We will appoint Surveyor at the time of Claim Registration and will ensure fast settlement of claim after submission of all the relevant documents.

NOTE :

For more information please contact:-

Our Nearest Branch.

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